Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Oct 1934.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
14 people listed on the 990; $1.3M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Andrea White | $496,828 | $267,205 | $265,056 | $228,905 | $44,916 |
| Rui Domingos | — | — | — | — | $203,380 |
| Albert Pinho | — | $202,264 | $191,564 | $195,416 | $200,713 |
| Brenda Tam | $196,695 | — | — | — | — |
| Karen Yee | $190,542 | — | — | — | — |
| Jamie Levine | $141,805 | $125,542 | $112,912 | — | — |
| Kevin George | — | $116,326 | $118,313 | $120,303 | $121,392 |
| Michael Dwyer | $121,368 | $113,209 | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Provides financial services like savings accounts and loans to members.
Questions for Naveo Credit Union
Your first name shows with your question. Naveo Credit Union answers here, for everyone.
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Maintenance of member share and deposit accounts, and the payment of dividends thereon with the purpose of lending to members at competitive interest rates. Total number of deposit accounts were 13,145 and total number of loan accounts were 1,710.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $4.2M | $5.7M |
| InvestmentsLn 11–13 | $54.2M | $55.8M |
| Land, buildings, equipmentLn 10c | $1.5M | $1.4M |
| Total assetsLn 16 | $170.3M | $171.3M |
| LiabilitiesLn 26 | $162.9M | $162.7M |
| Net assetsLn 32 | $7.4M | $8.6M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic individualsLn 2 | $6K | |||
| Pay of current officers, directors and key staffLn 5 | $990K | |||
| Other salaries and wagesLn 7 | $1.8M | |||
| Pension plan contributionsLn 8 | $52K | |||
| Other employee benefitsLn 9 | $554K | |||
| Payroll taxesLn 10 | $162K | |||
| Legal feesLn 11b | $9K | |||
| Accounting feesLn 11c | $166K | |||
| Advertising and promotionLn 12 | $37K | |||
| Office expensesLn 13 | $198K | |||
| Information technologyLn 14 | $663K | |||
| OccupancyLn 16 | $298K | |||
| Conferences, conventions and meetingsLn 19 | $6K | |||
| InterestLn 20 | $2.0M | |||
| Depreciation, depletion and amortizationLn 22 | $189K | |||
| InsuranceLn 23 | $47K | |||
| Other expenses (24a–d)Ln 24 | $624K | |||
| All other expensesLn 24e | $110K | |||
| Total functional expensesLn 25 | $8.0M | $0 | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest Viewing | $8.1M | $8.0M | $85K | $8.6M | 990 PDF |
| FY2023 | $6.8M | $6.5M | $260K | $7.4M | 990 PDF |
| FY2022 | $5.5M | $5.4M | $168K | $5.8M | 990 PDF |
| FY2021 | $5.4M | $5.0M | $447K | $12.8M | 990 PDF |
| FY2020 | $6.7M | $5.1M | $1.6M | $13.7M | 990 PDF |
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Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $8,053,625 revenue, 12 lines filed
Part VI · Governance 8 of 9 board members independent, no flags
Part VIII · Statement of revenue $8,053,625 across 4 lines filed
Part IX · Statement of functional expenses $7,968,830 across 18 lines filed
Part X · Balance sheet $171,284,500 assets, 14 lines filed
Part XI · Reconciliation of net assets $8,557,380 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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