Provides Public Library and information services to the Peacham community.

501(c)(3) charity; gifts are tax-deductible.
71¢ of each $1 spent went to programs.
$31K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
1 of 6
filings with a surplus
Average deficit $15K a year · 17% of revenue · last 6 filings
Concern: a surplus in 1 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
71%
of spending
Fine: 71% of spending went to programs; 65% to 75%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$31K
to officers and key staff · 34% of spending
Concern: pay to officers and key staff is 34% of spending; over 30%.
Pt VII · Sec A
3 mo
of spending, in cash
Plus $536K in investments, Pt X · Ln 11–13
Looks good: 3.3 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $15K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$2K
0.2% of total assets
Looks good: liabilities are 0% of assets; 50% or less.
Pt X · Ln 26
Independent board members
0
of 9 voting members
Concern: none of 9 voting members are independent.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$84K
+33% vs prior year
Spent
$91K
To programs
71%
Net assets
$1.1M
By yearFY2020–FY2025
Revenue
$84K
FY2021▲ +33%
Tap a bar for its year
Revenue by fiscal year
FY2020$63K
FY2021$84K
FY2022$80K
FY2023$78K
FY2024$108K
FY2025$123K
Expenses
$91K
FY2021▼ -18%
Tap a bar for its year
Expenses by fiscal year
FY2020$111K
FY2021$91K
FY2022$104K
FY2023$100K
FY2024$97K
FY2025$125K
Net assets
$1.1M
FY2021▲ +40%
Tap a bar for its year
Net assets by fiscal year
FY2020$804K
FY2021$1.1M
FY2022$764K
FY2023$782K
FY2024$826K
FY2025$850K

From the FY2021 Form 990 (year ending June 2021) · see the original

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You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in May 1970.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

71 cents of each dollar spent went to programs.

Program services 71% · $64K Management & general 28% · $25K Fundraising 2% · $1K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

11 people listed on the 990; $31K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2020); the FY2021 filing did not itemize Part VII
$31,071Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Trustee Former VP
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice President Former Presid
$0Pt VII · Sec A

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Susan Smolinsky$37,784$36,761$34,494$32,045$31,071$21,218

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Peacham Library executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Peacham Library is a nonprofit based in Peacham, VT.

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Provided by the organization

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3 programs · $64K · in their own filed words · FY2020
01

Peacham Library loans out books, movies, and audio books to the general public.

$62Kprogram expense
02

Peacham Library organizes community events for adults and childrenincluding book readings, holiday activities, crafts, galleryshows, musical performances, summer camps, and lecture series, as well as space use for community organizations.

$2Kprogram expense
03

Peacham Library provides free computer and internet services to the general public.

$813program expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 1 funder$15K

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$84K
Ln 12
Gifts and grantsLn 1h$67K
Investment incomeLn 3$17K
Fees for servicesLn 2g$97
Money outPt IX
$91K
Ln 25
Programscol B$64K
Managementcol C$25K
Fundraisingcol D$1K
Owns and owesPt X
$1.1M
net assets · Ln 32
Cash and savingsLn 1–2$25K
Total assetsLn 16$1.1M
LiabilitiesLn 26$2K
PeoplePt VI, VII
11
listed · VII A
PaidVII A1
Voting boardVI 1a9
IndependentVI 1b0
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$67K
Government grantsLn 1e$27K
Fundraising eventsLn 1c$3K
Fees for servicesLn 2g$97
Investment incomeLn 3$17K
Gains on assetsLn 7$275
Total revenueLn 12$84K
Assets in detailPt X, end of year
CashLn 1$25K
Cash and savings togetherLn 1–2$25K
InvestmentsLn 11–13$536K
Land, buildings, equipmentLn 10c$550K
Other assetsLn 15$14K
Total assetsLn 16$1.1M
LiabilitiesLn 26$2K
Net assetsLn 32$1.1M
OperationsPt I, VI
EmployeesI 58
VolunteersI 620
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$17K$25K
InvestmentsLn 11–13$444K$536K
Land, buildings, equipmentLn 10c$330K$550K
Total assetsLn 16$806K$1.1M
LiabilitiesLn 26$2K$2K
Net assetsLn 32$804K$1.1M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$38K$36K$2K
Payroll taxesLn 10$3K$3K$170
Accounting feesLn 11c$375$375
Professional fundraising feesLn 11e$337$337
Office expensesLn 13$3K$44$2K$1K
OccupancyLn 16$7K$7K
Depreciation, depletion and amortizationLn 22$32K$21K$11K
InsuranceLn 23$4K$507$3K
Other expenses (24a–d)Ln 24$4K$4K
Total functional expensesLn 25$91K$64K$25K$1K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $123K$125K−$1K$850K 990 PDF
FY2024 $108K$97K$11K$826K 990 PDF
FY2023 $78K$100K−$22K$782K 990 PDF
FY2022 $80K$104K−$24K$764K 990 PDF
FY2021 Viewing $84K$91K−$7K$1.1M 990 PDF
FY2020 $63K$111K−$48K$804K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2021 990 (6 parts)
Part I · Summary $84,042 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $51,325$66,571
I-9 Program service revenuePrior year $1,457$97
I-10 Investment incomePrior year $10,523$17,374
I-11 Other revenue$0
I-12 Total revenuePrior year $63,305$84,042
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $36,310$41,096
I-16a Professional fundraising feesPrior year $8,840$337
I-17 Other expensesPrior year $66,346$49,645
I-18 Total expensesPrior year $111,496$91,078
I-19 Revenue less expensesPrior year −$48,191−$7,036
Part VI · Governance 0 of 9 board members independent, 2 to look at
VI-1a Voting members of the governing body9
VI-1b Independent voting members0
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $84,042 across 8 lines filed
VIII-1c Fundraising events$3,298
VIII-1e Government grants$26,720
VIII-1f All other contributions, gifts and grants$36,553
VIII-1h Total contributions, gifts and grants$66,571
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $97$97
VIII-3 Investment incomeRelated to mission $17,099$17,099
VIII-7 Net gain or loss on sales of assetsRelated to mission $275$275
VIII-12 Total revenueRelated to mission $17,471 · Unrelated business $0 · Excluded from tax $0$84,042
Part IX · Statement of functional expenses $91,078 across 9 lines filed
IX-7 Other salaries and wagesPrograms $35,948 · Management $2,228$38,176
IX-10 Payroll taxesPrograms $2,750 · Management $170$2,920
IX-11c Accounting feesManagement $375$375
IX-11e Professional fundraising feesFundraising $337$337
IX-13 Office expensesPrograms $44 · Management $2,324 · Fundraising $1,034$3,402
IX-16 OccupancyManagement $6,641$6,641
IX-22 Depreciation, depletion and amortizationPrograms $21,446 · Management $10,524$31,970
IX-23 InsurancePrograms $507 · Management $3,122$3,629
IX-24 Other expenses (24a–d)Programs $3,628$3,628
IX-25 Total functional expensesPrograms $64,323 · Management $25,384 · Fundraising $1,371$91,078
Part X · Balance sheet $1,125,554 assets, 11 lines filed
X-1 Cash, non-interest-bearingStart of year $16,781$25,147
X-10c Land, buildings and equipment, netStart of year $330,395$549,939
X-11 Publicly traded securitiesStart of year $443,869$535,968
X-15 Other assetsStart of year $14,500$14,500
X-16 Total assetsStart of year $805,545$1,125,554
X-17 Accounts payable and accrued expensesStart of year $1,748$2,435
X-26 Total liabilitiesStart of year $1,748$2,435
X-27 Net assets without donor restrictionsStart of year $794,014$1,112,471
X-28 Net assets with donor restrictionsStart of year $9,783$10,648
X-32 Total net assets or fund balancesStart of year $803,797$1,123,119
X-33 Total liabilities and net assetsStart of year $805,545$1,125,554
Part XI · Reconciliation of net assets $1,123,119 net assets at year end
XI-1 Total revenue$84,042
XI-2 Total expenses$91,078
XI-3 Revenue less expenses−$7,036
XI-4 Net assets at start of year$803,797
XI-5 Net unrealized gains (losses) on investments$326,358
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$1,123,119

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

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