Cu Savers INC

Claim this org

(tell your story, add context, and more) Claim it free, then get the verified mark for $100 a year.

How does your 990 look to donors? Take the 10-Question Audit

Cu Savers is a non-profit organization dedicated to educating members of the community on all things financial. Whether you are managing day-to-day expenses like saving, spending, and budgeting or planning for the future and retirement by investing, becoming a member is valuable.

Form 990 Part I, line 1, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 03-0603264) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
76¢ of each $1 spent went to programs.
$32K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
The latest return is for FY2024, 2 tax years back.
IRS e-file · Filing history
Surplus or deficit
3 of 3
filings with a surplus
Average surplus $124K a year · 59% of revenue · last 3 filings
A surplus in 3 of the last 3 filings.
Pt I · Ln 19 · 3 filings
Spent on programs
76%
of spending
76% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$32K
to officers and key staff · 37% of spending
Pay to officers and key staff is 37% of spending.
Part VII, Section A
28.3 mo
of spending, in cash
28.3 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$0
0% of total assets
Liabilities are 0% of assets.
Pt X · Ln 26
Independent board members
2
of 2 voting members
2 of 2 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$193K
-12% vs prior year
Spent
$86K
To programs
76%
Net assets
$720K
By yearFY2020–FY2024
Revenue
$193K
FY2024▼ -12%
Tap a bar for its year
Revenue by fiscal year
FY2020$151K
FY2021$148K
FY2022$221K
FY2023$220K
FY2024$193K
Expenses
$86K
FY2024▼ -5%
Tap a bar for its year
Expenses by fiscal year
FY2020Not on file
FY2021Not on file
FY2022$85K
FY2023$91K
FY2024$86K
Net assets
$720K
FY2024▲ +17%
Tap a bar for its year
Net assets by fiscal year
FY2020$282K
FY2021$348K
FY2022$484K
FY2023$613K
FY2024$720K

From the FY2024 Form 990 · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Oct 2007.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

76 cents of each dollar spent went to programs.

Program services 76% · $66K Management & general 24% · $21K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

3 people listed on the 990; $32K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
$32,216Pt VII · Sec A
President
$0Pt VII · Sec A
$0Pt VII · Sec A

Holly Markham’s $32K as Director is at the 41st percentile of top reported officer pay among 1216 $100K–1M employment nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Holly Markham$32,216$34,453$31,903$28,798$27,889

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Cu Savers INC executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Educates community members on saving, spending, budgeting, and investing for today and the future.

Questions for Cu Savers INC

Tap to ask. Cu Savers INC sees how many people are interested.

Your first name shows with your question. Cu Savers INC answers here, for everyone.

1 program · $66K · in their own filed words · FY2024
01

Furnishing unbiased, personal financial information to members in the form of a quarterly newsletter, promoting the education and benefits of savings, investments, and retirement planning.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 03-0603264) · Dispute this line
$66Kprogram expense

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$193K
Ln 12
Gifts and grantsLn 1h$193K
Investment incomeLn 3$305
Money outPt IX
$86K
Ln 25
Programscol B$66K
Managementcol C$21K
Owns and owesPt X
$720K
net assets · Ln 32
Cash and savingsLn 1–2$204K
Total assetsLn 16$720K
LiabilitiesLn 26$0
PeoplePt VI, VII
3
listed · VII A
PaidVII A1
Voting boardVI 1a2
IndependentVI 1b2
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$193K
Investment incomeLn 3$305
Total revenueLn 12$193K
Assets in detailPt X, end of year
CashLn 1$1K
SavingsLn 2$203K
Cash and savings togetherLn 1–2$204K
Accounts receivableLn 4$495K
Prepaid expenses and deferred chargesLn 9$21K
Total assetsLn 16$720K
LiabilitiesLn 26$0
Net assetsLn 32$720K
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$203K$204K
Total assetsLn 16$613K$720K
LiabilitiesLn 26$0$0
Net assetsLn 32$613K$720K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$32K$32K
Other expenses (24a–d)Ln 24$54K$33K$21K
Total functional expensesLn 25$86K$66K$21K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest ViewingFiled with the IRS Nov 17, 2025 $193K$86K$107K$720K 990 PDF
FY2023Filed with the IRS Nov 13, 2024 $220K$91K$129K$613K 990 PDF
FY2022Filed with the IRS Nov 14, 2023 $221K$85K$136K$484K 990 PDF
FY2021Filed with the IRS Nov 10, 2022 $148K$348K 990 PDF
FY2020Filed with the IRS Oct 27, 2021 $151K$282K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2024 990
Part I · Summary $193,235 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $220,080$192,930
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $169$305
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $220,249$193,235
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $34,453$32,216
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $56,757$54,187
I-18 Total expensesPrior year $91,210$86,403
I-19 Revenue less expensesPrior year $129,039$106,832
Part VI · Governance 2 of 2 board members independent, 1 to look at
VI-1a Voting members of the governing body2
VI-1b Independent voting members2
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $193,235 across 4 lines filed
VIII-1b Membership dues$192,930
VIII-1h Total contributions, gifts and grants$192,930
VIII-3 Investment incomeExcluded from tax $305$305
VIII-12 Total revenueRelated to mission $0 · Unrelated business $0 · Excluded from tax $305$193,235
Part IX · Statement of functional expenses $86,403 across 2 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Programs $32,216$32,216
IX-24 Other expenses (24a–d)Programs $33,445 · Management $20,742$54,187
IX-25 Total functional expensesPrograms $65,661 · Management $20,742 · Fundraising $0$86,403
Part X · Balance sheet $719,512 assets, 11 lines filed
X-1 Cash, non-interest-bearingStart of year $1,050$1,050
X-2 Savings and temporary cash investmentsStart of year $202,385$202,689
X-4 Accounts receivableStart of year $389,448$495,101
X-9 Prepaid expenses and deferred chargesStart of year $19,797$20,672
X-16 Total assetsStart of year $612,680$719,512
X-26 Total liabilitiesStart of year $0$0
X-29 Capital stock or trust principalStart of year $0$0
X-30 Paid-in or capital surplusStart of year $0$0
X-31 Retained earnings or endowmentStart of year $612,680$719,512
X-32 Total net assets or fund balancesStart of year $612,680$719,512
X-33 Total liabilities and net assetsStart of year $612,680$719,512
Part XI · Reconciliation of net assets $719,512 net assets at year end
XI-1 Total revenue$193,235
XI-2 Total expenses$86,403
XI-3 Revenue less expenses$106,832
XI-4 Net assets at start of year$612,680
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$719,512

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

The names, titles, and financial information shown on this page are reproduced from IRS Form 990 filings, which are public records. More

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown. A filing can only be corrected by the organization filing an amended return with the IRS; the corrected information appears here at our next update.

We publish only information contained in the public IRS filing, and less than the filing contains. Our pages do not display home addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, contact the filing organization or the IRS directly.

All figures come from public IRS Form 990 filings. Comparisons are computed from the filing against similar orgs. They are not a rating.