Provide assistance to residents of the surrounding nine towns in the deerfield valley

501(c)(3) charity; gifts are tax-deductible.
99¢ of each $1 spent went to programs.
$30K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
6 of 6
filings with a surplus
Average surplus $58K a year · 17% of revenue · last 6 filings
Looks good: a surplus in 6 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
99%
of spending
Looks good: 99% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$30K
to officers and key staff · 10% of spending
Looks good: pay to officers and key staff is 10% of spending; 15% or less.
Pt VII · Sec A
20 mo
of spending, in cash
Looks good: 20.0 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$252K
23% of total assets
Looks good: liabilities are 23% of assets; 50% or less.
Pt X · Ln 26
Independent board members
3
of 3 voting members
Looks good: 3 of 3 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$377K
+2% vs prior year
Spent
$292K
To programs
99%
Net assets
$843K
By yearFY2020–FY2025
Revenue
$377K
FY2023▲ +2%
Tap a bar for its year
Revenue by fiscal year
FY2020$261K
FY2021$411K
FY2022$370K
FY2023$377K
FY2024$322K
FY2025$345K
Expenses
$292K
FY2023▲ +5%
Tap a bar for its year
Expenses by fiscal year
FY2020$232K
FY2021$278K
FY2022$277K
FY2023$292K
FY2024$321K
FY2025$335K
Net assets
$843K
FY2023▲ +11%
Tap a bar for its year
Net assets by fiscal year
FY2020$532K
FY2021$665K
FY2022$758K
FY2023$843K
FY2024$844K
FY2025$853K

From the FY2023 Form 990 · see the original

990 PDF Claim
You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 2000.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

99 cents of each dollar spent went to programs.

Program services 99% · $289K Management & general 1% · $3K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

3 people listed on the 990; $30K paid to officers and key staff.

Part VII, Section A · reportable compensation
$18,120Pt VII · Sec A
President/Treasurer
$11,925Pt VII · Sec A
Vice President
$0Pt VII · Sec A

Eileen Lombardo’s $36K as Secretary is at the 24th percentile of top reported officer pay among 2167 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Eileen Lombardo$36,400$25,803$18,120$18,656$17,463$11,600
Margaret Hubbard—————$16,400
Mary Jane Finnegan$15,000$10,262$11,925$13,250$13,000$12,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Helps families with utilities, housing, medical bills, and food by selling used goods.

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Provided by the organization

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1 program · $289K · in their own filed words · FY2023
01

Assist local families in meeting living expenses

$289Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · this organization's grantmaking
Grants paid · 24 grants · $195K · 2021–2025
Unitemized GrantFY2025$8,450
Unitemized GrantFY2025$7,500
Unitemized GrantFY2025$6,800
Unitemized GrantFY2025$5,801
Unitemized GrantFY2025$3,000
Unitemized GrantFY2025$1,438
Unitemized GrantFY2024$18,174
Unitemized GrantFY2024$8,697
Unitemized GrantFY2024$5,054
Unitemized GrantFY2024$3,978
Unitemized GrantFY2024$2,978
Unitemized GrantFY2024$1,097
Unitemized GrantFY2023$11,159
Unitemized GrantFY2023$3,500
Unitemized GrantFY2023$2,279
Unitemized GrantFY2023$1,500
Unitemized GrantFY2023$248
Unitemized GrantFY2022$14,750
See all 24 grants →

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$377K
Ln 12
Other incomeLn 4–11$366K
Gifts and grantsLn 1h$11K
Investment incomeLn 3$13
Money outPt IX
$292K
Ln 25
Programscol B$289K
Managementcol C$3K
Owns and owesPt X
$843K
net assets · Ln 32
Cash and savingsLn 1–2$487K
Total assetsLn 16$1.1M
LiabilitiesLn 26$252K
PeoplePt VI, VII
3
listed · VII A
PaidVII A2
Voting boardVI 1a3
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$11K
Investment incomeLn 3$13
Other incomeLn 4–11$366K
Total revenueLn 12$377K
Assets in detailPt X, end of year
CashLn 1$418K
SavingsLn 2$69K
Cash and savings togetherLn 1–2$487K
Land, buildings, equipmentLn 10c$441K
Total assetsLn 16$1.1M
LiabilitiesLn 26$252K
Net assetsLn 32$843K
OperationsPt I, VI
EmployeesI 50
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$381K$487K
Land, buildings, equipmentLn 10c$457K$441K
Total assetsLn 16$1.0M$1.1M
LiabilitiesLn 26$247K$252K
Net assetsLn 32$758K$843K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$46K$46K
Pay of current officers, directors and key staffLn 5$32K$30K$2K
Other salaries and wagesLn 7$60K$60K
Payroll taxesLn 10$7K$6K$1K
Accounting feesLn 11c$3K$3K
Advertising and promotionLn 12$40$40
Office expensesLn 13$1K$1K
OccupancyLn 16$15K$15K
InterestLn 20$12K$12K
Depreciation, depletion and amortizationLn 22$16K$16K
InsuranceLn 23$11K$11K
Other expenses (24a–d)Ln 24$82K$82K
All other expensesLn 24e$5K$5K
Total functional expensesLn 25$292K$289K$3K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $345K$335K$10K$853K 990 PDF
FY2024 $322K$321K$1K$844K 990 PDF
FY2023 Viewing $377K$292K$85K$843K 990 PDF
FY2022 $370K$277K$93K$758K 990 PDF
FY2021 $411K$278K$133K$665K 990 PDF
FY2020 $261K$232K$29K$532K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $376,660 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $19,986$10,935
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $7$13
I-11 Other revenuePrior year $349,898$365,712
I-12 Total revenuePrior year $369,891$376,660
I-13 Grants and similar amounts paidPrior year $47,410$45,554
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $121,127$99,137
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $108,797$146,993
I-18 Total expensesPrior year $277,334$291,684
I-19 Revenue less expensesPrior year $92,557$84,976
Part VI · Governance 3 of 3 board members independent, no flags
VI-1a Voting members of the governing body3
VI-1b Independent voting members3
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $376,660 across 4 lines filed
Lines not itemized here account for $365,712 of total revenue; see the IRS return.
VIII-1f All other contributions, gifts and grants$10,935
VIII-1h Total contributions, gifts and grants$10,935
VIII-3 Investment incomeUnrelated business $13$13
VIII-12 Total revenueRelated to mission $365,712 · Unrelated business $13 · Excluded from tax $0$376,660
Part IX · Statement of functional expenses $291,684 across 13 lines filed
IX-2 Grants to domestic individualsPrograms $45,554$45,554
IX-5 Pay of current officers, directors and key staffPrograms $30,045 · Management $2,000$32,045
IX-7 Other salaries and wagesPrograms $60,190$60,190
IX-10 Payroll taxesPrograms $5,902 · Management $1,000$6,902
IX-11c Accounting feesPrograms $3,200$3,200
IX-12 Advertising and promotionPrograms $40$40
IX-13 Office expensesPrograms $1,302$1,302
IX-16 OccupancyPrograms $15,073$15,073
IX-20 InterestPrograms $12,303$12,303
IX-22 Depreciation, depletion and amortizationPrograms $16,225$16,225
IX-23 InsurancePrograms $11,143$11,143
IX-24 Other expenses (24a–d)Programs $82,273$82,273
IX-24e All other expensesPrograms $5,434$5,434
IX-25 Total functional expensesPrograms $288,684 · Management $3,000 · Fundraising $0$291,684
Part X · Balance sheet $1,094,813 assets, 9 lines filed
X-1 Cash, non-interest-bearingStart of year $327,529$418,374
X-2 Savings and temporary cash investmentsStart of year $53,571$68,569
X-8 Inventories for sale or useStart of year $166,057$166,827
X-10c Land, buildings and equipment, netStart of year $457,268$441,043
X-16 Total assetsStart of year $1,004,425$1,094,813
X-17 Accounts payable and accrued expenses$13,835
X-26 Total liabilitiesStart of year $246,880$252,292
X-32 Total net assets or fund balancesStart of year $757,545$842,521
X-33 Total liabilities and net assetsStart of year $1,004,425$1,094,813
Part XI · Reconciliation of net assets $842,521 net assets at year end
XI-1 Total revenue$376,660
XI-2 Total expenses$291,684
XI-3 Revenue less expenses$84,976
XI-4 Net assets at start of year$757,545
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$842,521

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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