Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
15 people listed on the 990; $1.7M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Terri Ryan | — | $689,488 | $196,771 | $174,518 | $159,651 | $151,353 |
| Julie a Marquis | $568,880 | $598,847 | $550,983 | $516,721 | $334,826 | $315,971 |
| Kenneth H Stockford | $272,641 | $300,224 | $273,046 | $250,216 | $173,274 | $167,165 |
| Michael Foley | $267,009 | $274,361 | $256,285 | $233,061 | $154,386 | $145,825 |
| Jennifer Andersen | $246,928 | $242,401 | $225,779 | $200,682 | $121,851 | $115,223 |
| Lynn Farmer | — | $188,478 | $174,848 | $154,675 | $132,380 | $125,435 |
| Kim Hutchins | $121,544 | — | — | — | — | — |
| Scott Budde | $117,194 | $112,086 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II2 listed
Programs and updates
Provides convenient banking with extended hours, modern and traditional services, and trusted solutions.
Questions for Five County Credit Union
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Ancorum credit union's field of membership includes persons who live or work in the counties of androscoggin, cumberland, franklin, kennebec, knox, lincoln, oxford, penobscot, piscataquis, sagadahoc, somerset, and waldo maine, all active and retired employees of bath iron works, employees of ancorum credit union and relatives of eligible…
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $60.5M | $54.5M |
| InvestmentsLn 11–13 | $11.7M | $30.9M |
| Land, buildings, equipmentLn 10c | $10.1M | $10.0M |
| Total assetsLn 16 | $384.2M | $394.9M |
| LiabilitiesLn 26 | $348.5M | $358.1M |
| Net assetsLn 32 | $35.7M | $36.8M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Benefits paid to or for membersLn 4 | $3.7M | |||
| Pay of current officers, directors and key staffLn 5 | $945K | |||
| Other salaries and wagesLn 7 | $9.5M | |||
| Pension plan contributionsLn 8 | $903K | |||
| Other employee benefitsLn 9 | $1.3M | |||
| Payroll taxesLn 10 | $795K | |||
| Legal feesLn 11b | $187K | |||
| Accounting feesLn 11c | $204K | |||
| Other fees for servicesLn 11g | $698K | |||
| Advertising and promotionLn 12 | $392K | |||
| Information technologyLn 14 | $1.8M | |||
| OccupancyLn 16 | $1.6M | |||
| TravelLn 17 | $237K | |||
| InterestLn 20 | $48 | |||
| Depreciation, depletion and amortizationLn 22 | $668K | |||
| InsuranceLn 23 | $155K | |||
| Other expenses (24a–d)Ln 24 | $3.8M | |||
| All other expensesLn 24e | $1.9M | |||
| Total functional expensesLn 25 | $28.8M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest Viewing | $29.6M | $28.8M | $769K | $36.8M | 990 PDF |
| FY2024 | $26.2M | $24.0M | $2.2M | $35.7M | 990 PDF |
| FY2023 | $23.6M | $20.6M | $3.0M | $33.4M | 990 PDF |
| FY2022 | $19.0M | $17.4M | $1.7M | $31.0M | 990 PDF |
| FY2021 | $17.0M | $14.7M | $2.2M | $28.3M | 990 PDF |
| FY2020 | $17.7M | $16.4M | $1.3M | $26.0M | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $29,565,856 revenue, 12 lines filed
Part VI · Governance 7 of 7 board members independent, no flags
Part VIII · Statement of revenue $29,565,856 across 5 lines filed
Part IX · Statement of functional expenses $28,796,626 across 18 lines filed
Part X · Balance sheet $394,913,946 assets, 13 lines filed
Part XI · Reconciliation of net assets $36,834,470 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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