Senior BSA Analyst

Why This Role Exists Financial crimes risk is constantly evolving, and Metro needs thoughtful, detail-driven experts who can see beyond alerts and reports to understand patterns, risk, member impact, and regulatory expectations. The Senior BSA Analyst plays a critical role in protecting Metro Credit Union, its members, and its reputation by identifying suspicious activity, strengthening BSA/AML controls, and helping the organization stay ahead of regulatory requirements. This is more than a compliance processing role.

It is an opportunity to be a trusted partner in a high-impact area of the Credit Union, where strong judgment, investigative curiosity, and sound documentation help safeguard the organization every day.

What You'll Own - Complex BSA/AML investigations, escalated alerts, and suspicious activity reviews - Enhanced Due Diligence and ongoing behavioral monitoring for higher-risk members - Accurate and timely SAR and CTR compliance workflows - KYC record quality, documentation standards, and investigative consistency - SOP updates, process improvements, and reference materials that support a strong compliance culture - Cross-functional partnership with teams involved in fraud prevention, risk mitigation, and member protection What You'll Do - Conduct comprehensive Enhanced Due Diligence reviews and ongoing behavioral monitoring to identify potential BSA/AML risk and support timely, informed decisions. - Review, analyze, and resolve alerts generated by AML software, documenting findings clearly and escalating concerns when appropriate. - Prepare and submit Suspicious Activity Reports in accordance with FinCEN requirements, ensuring filings are accurate, complete, timely, and well supported. - Oversee Currency Transaction Report workflows within the automated compliance management system to help ensure deadlines and reporting standards are consistently met. - Maintain accurate Know Your Customer records and support strong member due diligence practices. - Reconcile key reports, identify missing or inconsistent information, and partner with internal teams to resolve issues that affect regulatory compliance. - Update and author SOPs, job aids, and reference materials as regulations, systems, or internal processes evolve. - Collaborate across departments to investigate suspicious activity, reduce fraud risk, and recommend practical corrective actions. - Mentor new team members, reinforce best practices, and help build consistency across the Financial Crimes team. - Participate in special projects including system upgrades, workflow enhancements, and process improvements that strengthen Metro’s BSA/AML program.

Success Looks Like in 12 to 18 Months - Escalated alerts and complex investigations are handled with strong judgment, clear documentation, and timely follow-through. - SARs, CTRs, EDD reviews, reconciliations, and KYC updates are completed accurately and within required timelines. - SOPs and reference materials are current, practical…

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