Life Untethered

Tipp City, OH · Religious organization · Since 2024 · Religion

✓ Tax-deductible Latest data FY2025
Revenue
$349K
▲ +148% vs prior year
Spent
$274K
To programs
95%
Net assets
$103K

Form 990 for the fiscal year ending December 2025 (IRS tax year 2025).

Status and standing

Tax-deductible?
Yes
Per the IRS master file.
Can I give now?
No revocation on IRS record
Not on the IRS revocation list.
Filing up to date?
Yes — filed FY2025
Foundation funders?
2 funders, incl. Shouvlin Foundation
$14K in the latest grant year.
Spent on programs?
95% to programs
Form 990 Part IX, latest filing.
Size and trend
$100K–1M
↑ +148% vs prior year
Legal name (IRS)Hdr · item CLife Untethered
EINHdr · item D99-3465830
Exempt statusHdr · item I501(c)(3) · active
Ruling yearIRS BMFAug 2024
Year of formationHdr · item L2024
Latest filingForm 990FY2025 · Form 990
Principal addressHdr · item CTipp City, OH
NTEE classificationIRS BMFReligion (X20)
WebsiteHdr · item Jwww.lifeuntethered.org

Where the money goes

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.95 Management & general $0.03 Fundraising $0.03
Program services95%$259K
Management & general3%$7K
Fundraising3%$7K
Total functional expensesLn 25$274K

Financial health

Revenue & expenses by yearFY2024–FY2025
Revenue
$349K
FY2025▲ +148%
Program efficiency
95%
of spending reaches programs
Operating runway
8.7mo
months of highly liquid reserves at operating expense rate▲ +235% vs prior filing year
Surplus margin
+22%
revenue over expenses, this year▲ +7% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue less expensesPt I · Ln 19$75K
Total assetsPt X · Ln 16$103K
Program-expense ratioPt IX · col B95%
Voting members of governing bodyPt I · Ln 34
Independent voting membersPt I · Ln 42

Balance Sheet

Part X · end of year
CashLn 1$93K
Total assetsLn 16$103K
Total liabilitiesLn 26$0
Total net assetsLn 32$103K
Months of cash on handcomputed4.1

Statement of Revenue

Part VIII
Contributions & grants100%$349K
Other revenue$119
Total revenueLn 12$349K

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $93K · Operating expenses (Pt IX) $274K · Less non-cash grants $146K · Cash operating expenses/yr $128K
8.7 months
Where the money goes
Program services
Program services $259K · Total expenses $274K
95%
Management & General
Management & general $7K · Total expenses $274K
3%
Fundraising
Fundraising $7K · Total expenses $274K
3%
Cost to raise $1
Fundraising expense $7K · Solicited contributions $349K
$0.02 to raise $1
Where the money comes from
Contribution dependence
Contributions & grants $349K · Total revenue $349K
100%
Government reliance
Government grants — · Total revenue $349K
—
Earned-income share
Program service revenue $0 · Total revenue $349K
0%
Investment reliance
Investment income $0 · Total revenue $349K
0%
Program self-sufficiency
Program service revenue $0 · Total expenses $274K
0%
Growth & trend
Revenue growth (YoY)
This year $349K · Prior year $141K
+148%
Net-asset trend (YoY)
End of year $103K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $349K · Expenses $274K
+22%
Liabilities-to-Assets
Total liabilities — · Total assets $103K
—
Net-asset ratio
Net assets $103K · Total assets $103K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $103K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Ryan Ray · Reported title EXECUTIVE DI · Highest reported compensation $16K · Total expenses $274K
6%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $26K · Total expenses $274K
9%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 95%——
Overhead ratio 3%——
Fundraising cost ratio 2%——
Revenue growth 148%——

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Leadership and pay

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Di
$16,200Pt VII · Sec A
Co-Exec Dire
$7,500Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Ryan Ray’s $16K as Executive Di is at the 13th percentile of top reported officer pay among 2133 $100K–1M religion nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

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Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a4
Independent voting membersPt VI · Ln 1b2
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Mission and programs

Life Untethered is a religious organization based in Tipp City, OH, formed in 2024.

Provided by the organization

This section is blank until Life Untethered claims this page.

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Mission & Programs · Part III

Where the work happens

3 program services account for $205K of program spending, described in the organization's own filed words · FY2025.
01

Gifts & presence is the clark county senior citizens task force christmas campaign for local nursing homes. Over 300 nursing home residents recieved an incredible christmas, which involved granting the wishes on each wishlist. We compile each wishlist, and then make then public via our website.

$135Kprogram expense
02

Christmas Hug

Blessed a family at christmas after a tragic home fire and loss of loved ones. Organized donations and temporary housing by reaching out to the community for assistance and support.

$46Kprogram expense
03

Provided Holiday Meals at Thanksgiving and Christmas

We partnered with studebaker's country restaurant to provide a delicious and festive feast for thanksgiving and christmas to those in need. The idea is to furnish a no-strings-attached love offering of incredible food, to send a clear message that we are cheering them on and they are not forgotten about.

$24Kprogram expense

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Funders

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 2 funders$14K

Filing history

YearRevenueExpensesChangeFiling
FY2025 Latest Viewing $349K$274K+148% 990 PDF
FY2024 $141K— 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash

Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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