Rural Community Development Resources EIN 91-1518311

Rural Community Development Resources

EIN  91-1518311 Public charity (501(c)(3)) Yakima, WA
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Size
$100K–1M
What they do
Empowers low-income entrepreneurs through self-employment opportunities to foster community development.
Leadership
Maria Dj Rodriguez · Executive Director · $108K
Money in and out
$500K revenue, $479K expenses
Bottom line
77% program efficiency

Empowers low-income entrepreneurs through self-employment opportunities to foster community development. For fiscal year 2022 it reported $500K in revenue, $479K in expenses, and $5.8M in net assets.Pt I

Where the money goes · FY2022
Total revenue
$500K
Pt VIII · Ln 12
Total expenses
$479K
Pt IX · Ln 25
Net assets
$5.8M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $21K
Where spending went · Part IX cols B–D
Program services $0.77 Management & general $0.18 Fundraising $0.05
Program efficiency
77%
of spending reaches programs▲ +20% vs prior filing year
Operating runway
62.4mo
months of highly liquid reserves at operating expense rate▲ +14% vs prior filing year
Surplus margin
+4%
revenue over expenses, this year▼ -94% vs prior filing year

Summary of the Filing

Part I · fiscal year 2022 · Form 990
Revenue
$500K
FY2022▼ -78%
Expenses
$479K
FY2022▼ -14%
Total assets
$6.5M
FY2022▼ -3%
Total liabilities
$658K
FY2022▼ -27%
Total revenue
$500K
Pt VIII · Ln 12
Total expenses
$479K
Pt IX · Ln 25
Net assets
$5.8M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$21K
Total assetsPt X · Ln 16$6.5M
Program-expense ratioPt IX · col B77%
Voting members of governing bodyPt I · Ln 37
Independent voting membersPt I · Ln 47
Mission & Programs · Part III

Where the work happens

1 program service account for $368K of program spending, described in the organization's own filed words · FY2022.
01

Provides entrepreneurs with technical assistance such as business plan development, structured educational business workshops, one-on-one business counseling, fill out paperwork for business licenses, financial literacy and help them set up their bookkeeping with explanations on the different taxing entities and the importance of…

$368Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CRural Community Development Resources
EINHdr · item D91-1518311
Principal addressHdr · item CYakima, WA
WebsiteHdr · item Jwww.rcdr.biz
Year of formationHdr · item Lpending
State of legal domicileHdr · item MWA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFUnclassified (Z99Z)
Ruling yearIRS BMFJun 1991

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a7
Independent voting membersPt VI · Ln 1b7
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Director
$107,500Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Maria Dj Rodriguez’s $108K as Executive Director is at the 89th percentile of top reported officer pay among 515 $100K–1M unclassified nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2022FY2021FY2020
Maria Dj Rodriguez$107,500$107,500$78,640

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue$363K · 73%
Contributions & grants$137K · 27%
Program service revenue73%$363K
Contributions & grants27%$137K
Total revenueLn 12$500K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.77 Management & general $0.18 Fundraising $0.05
Program services77%$368K
Management & general18%$86K
Fundraising5%$25K
Total functional expensesLn 25$479K

Balance Sheet

Part X · end of year
CashLn 1$2.5M
Total assetsLn 16$6.5M
Total liabilitiesLn 26$658K
Total net assetsLn 32$5.8M
Months of cash on handcomputed62.4

Financial Metrics

Form 990 · FY2022 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $2.5M · Operating expenses/yr $479K
62.4 months
Where the money goes
Program services
Program services $368K · Total expenses $479K
77%
Management & General
Management & general $86K · Total expenses $479K
18%
Fundraising
Fundraising $25K · Total expenses $479K
5%
Cost to raise $1
Fundraising expense (3-yr avg) $23K · Solicited contributions (3-yr avg) $473K
$0.05 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $137K · Total revenue $500K
27%
Government reliance
Government grants — · Total revenue $500K
Earned-income share
Program service revenue $363K · Total revenue $500K
73%
Investment reliance
Investment income $0 · Total revenue $500K
0%
Program self-sufficiency
Program service revenue $363K · Total expenses $479K
76%
Growth & trend
Revenue growth (YoY)
This year $500K · Prior year $2.2M
-78%
Net-asset trend (YoY)
End of year $5.8M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $500K · Expenses $479K
+4%
Liabilities-to-Assets
Total liabilities — · Total assets $6.5M
Net-asset ratio
Net assets $5.8M · Total assets $6.5M
90%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $6.5M
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Maria Dj Rodriguez · Reported title Executive Director · Highest reported compensation $108K · Total expenses $479K
22%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $271K · Total expenses $479K
57%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 77%
Overhead ratio 18%
Fundraising cost ratio 18%
Revenue growth -78%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 5%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2023
Total grants receivedfrom 3 funders$290K
See all 3 funders →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2022 (Latest)$500K revenue · viewing · ⤓ 990 PDF
FY2021$2.2M revenue · ⤓ 990 PDF
FY2020$1.5M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2022IRS
Classification, formation year, addressIRS Business Master File
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