The Mosaic Family Zone is leading an effort to transform Toledos Old South End by working with families over the course of a lifetime. Our belief is that poverty is best addressed with interventions that are both longitudinal and wholistic. Low-income families need a variety of supports from the birth of a baby and lasting until the child achieves meaningful adult employment. Our structure is built around helping that child get the best education possible. But, we believe education also requires support for the whole family as well as an opportunity to participate in life experiences uncommon for low-income families.

501(c)(3) charity; gifts are tax-deductible.
58¢ of each $1 spent went to programs.
Run by 11 volunteers and 4 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Spent on programs
58%
of spending
Worth a look: 58% of spending went to programs; under 65%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$43K
to officers and key staff · 16% of spending
Fine: pay to officers and key staff is 16% of spending; 15% to 20%.
Pt VII · Sec A
6 mo
of spending, in cash
Looks good: 5.6 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $36K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$4K
3% of total assets
Looks good: liabilities are 3% of assets; 50% or less.
Pt X · Ln 26
Independent board members
9
of 9 voting members
Looks good: 9 of 9 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$392K
Spent
$270K
To programs
58%
Net assets
$123K

From the FY2024 Form 990 · see the original

990 PDF Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Apr 2025.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

58 cents of each dollar spent went to programs.

Program services 58% · $156K Management & general 42% · $114K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

9 people listed on the 990; $43K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Dir.
$42,739Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
President
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

David Kaiser’s $43K as Executive Dir. is at the 33rd percentile of top reported officer pay among 1993 $100K–1M youth development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

See Mosaic Family Zone executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Transforms Toledo's Old South End by supporting families from birth through employment.

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1 program · $156K · in their own filed words · FY2024
01

The Mosaic Family Zone is leading an effort to transform Toledos Old South End by working with families over the course of a lifetime. Our belief is that poverty is best addressed with interventions that are both longitudinal and wholistic.

$156Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2021
Baby UniversityFY2021$36K
Total grants receivedfrom 1 funder$36K

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$392K
Ln 12
Gifts and grantsLn 1h$357K
Other incomeLn 4–11$35K
Money outPt IX
$270K
Ln 25
Programscol B$156K
Managementcol C$114K
Owns and owesPt X
$123K
net assets · Ln 32
Cash and savingsLn 1–2$127K
Total assetsLn 16$127K
LiabilitiesLn 26$4K
PeoplePt VI, VII
9
listed · VII A
PaidVII A1
Voting boardVI 1a9
IndependentVI 1b9
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$357K
Other incomeLn 4–11$35K
Gains on assetsLn 7$0
Total revenueLn 12$392K
Assets in detailPt X, end of year
CashLn 1$127K
SavingsLn 2$0
Cash and savings togetherLn 1–2$127K
InvestmentsLn 11–13$0
Land, buildings, equipmentLn 10c$0
Other assetsLn 15$0
Total assetsLn 16$127K
LiabilitiesLn 26$4K
Net assetsLn 32$123K
OperationsPt I, VI
EmployeesI 54
VolunteersI 611
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$127K
InvestmentsLn 11–13$0
Land, buildings, equipmentLn 10c$0
Total assetsLn 16$0$127K
LiabilitiesLn 26$0$4K
Net assetsLn 32$0$123K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0
Grants to domestic individualsLn 2$0
Grants and assistance to foreign recipientsLn 3$0
Benefits paid to or for membersLn 4$0
Pay of current officers, directors and key staffLn 5$43K$43K
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$57K$57K
Pension plan contributionsLn 8$0
Other employee benefitsLn 9$0
Payroll taxesLn 10$9K$9K
Management feesLn 11a$0
Legal feesLn 11b$0
Accounting feesLn 11c$0
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$0
Other fees for servicesLn 11g$0
Advertising and promotionLn 12$1K$1K
Office expensesLn 13$2K$2K
Information technologyLn 14$0
RoyaltiesLn 15$0
OccupancyLn 16$0
TravelLn 17$0
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$0
InterestLn 20$293$293
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$0
InsuranceLn 23$0
Other expenses (24a–d)Ln 24$157K$154K$3K
All other expensesLn 24e$359$359
Total functional expensesLn 25$270K$156K$114K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest Viewing $392K$270K$123K$123K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2024 990 (6 parts)
Part I · Summary $392,488 revenue, 12 lines filed
I-8 Contributions and grants$357,098
I-9 Program service revenue$0
I-10 Investment income$0
I-11 Other revenue$35,390
I-12 Total revenue$392,488
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefits$108,934
I-16a Professional fundraising fees$0
I-17 Other expenses$160,789
I-18 Total expenses$269,723
I-19 Revenue less expenses$122,765
Part VI · Governance 9 of 9 board members independent, 4 to look at
VI-1a Voting members of the governing body9
VI-1b Independent voting members9
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
Part VIII · Statement of revenue $392,488 across 8 lines filed
VIII-1f All other contributions, gifts and grants$357,098
VIII-1h Total contributions, gifts and grants$357,098
VIII-3 Investment income$0
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising events$35,390
VIII-12 Total revenue$392,488
Part IX · Statement of functional expenses $269,723 across 31 lines filed
IX-1 Grants to domestic organizations$0
IX-2 Grants to domestic individuals$0
IX-3 Grants and assistance to foreign recipients$0
IX-4 Benefits paid to or for members$0
IX-5 Pay of current officers, directors and key staffManagement $42,739$42,739
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wagesManagement $57,456$57,456
IX-8 Pension plan contributions$0
IX-9 Other employee benefits$0
IX-10 Payroll taxesManagement $8,739$8,739
IX-11a Management fees$0
IX-11b Legal fees$0
IX-11c Accounting fees$0
IX-11d Lobbying fees$0
IX-11f Investment management fees$0
IX-12 Advertising and promotionManagement $1,285$1,285
IX-13 Office expensesPrograms $1,696$1,696
IX-14 Information technology$0
IX-15 Royalties$0
IX-16 Occupancy$0
IX-17 Travel$0
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetings$0
IX-20 InterestManagement $293$293
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortization$0
IX-23 Insurance$0
IX-24 Other expenses (24a–d)Programs $154,193 · Management $2,963$157,156
IX-24e All other expensesManagement $359$359
IX-25 Total functional expensesPrograms $155,889 · Management $113,834 · Fundraising $0$269,723
Part X · Balance sheet $126,981 assets, 18 lines filed
X-1 Cash, non-interest-bearing$126,981
X-2 Savings and temporary cash investments$0
X-3 Pledges and grants receivable$0
X-4 Accounts receivable$0
X-8 Inventories for sale or use$0
X-9 Prepaid expenses and deferred charges$0
X-10c Land, buildings and equipment, net$0
X-11 Publicly traded securities$0
X-12 Other securities$0
X-13 Program-related investments$0
X-14 Intangible assets$0
X-15 Other assets$0
X-16 Total assetsStart of year $0$126,981
X-25 Other liabilities$4,216
X-26 Total liabilitiesStart of year $0$4,216
X-27 Net assets without donor restrictions$122,765
X-32 Total net assets or fund balancesStart of year $0$122,765
X-33 Total liabilities and net assetsStart of year $0$126,981
Part XI · Reconciliation of net assets $122,765 net assets at year end
XI-1 Total revenue$392,488
XI-2 Total expenses$269,723
XI-3 Revenue less expenses$122,765
XI-10 Net assets at end of year$122,765

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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