Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Aug 2021.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
74 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
4 people listed on the 990; $361K paid to officers and key staff.
Nic Steele’s $234K as Executive Director is at the 75th percentile of top reported officer pay among 2832 $1–10M community development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 3 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|
| Nic Steele | $234,060 | $187,752 | $132,178 | $30,000 |
| Rodney Chichester | $126,709 | $106,633 | — | — |
| Eric Hwang | — | — | — | $1,681 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Offers low-cost loans to underserved small businesses, fostering community and economic growth.
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Access Community Capital Loan Programs
Access community capital supports the creation of strong communities and economic development by making strategic investments and forming effective partnerships. The organization provides loans, grants, and investments to assist small business growth and economic development in low moderate-income communities, along with program services…
Other Programs
Accelerator(clv), bank of nevada, accelerator (NVCRP), new markets (eei)
Child Care Programs
Access community capital provides technical assistance and other support services to childcare providers. The organization provides bridge financing to support providers starting and expanding existing facilities.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $4.3M | $7.3M |
| InvestmentsLn 11–13 | $500 | |
| Total assetsLn 16 | $7.5M | $10.5M |
| LiabilitiesLn 26 | $1.3M | $5.0M |
| Net assetsLn 32 | $6.2M | $5.5M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $376K | $334K | $38K | $4K |
| Other salaries and wagesLn 7 | $305K | $272K | $31K | $3K |
| Other employee benefitsLn 9 | $8K | $7K | $810 | $81 |
| Payroll taxesLn 10 | $54K | $48K | $5K | $539 |
| Legal feesLn 11b | $23K | $23K | ||
| Accounting feesLn 11c | $142K | $90K | $52K | |
| Other fees for servicesLn 11g | $543K | $515K | $26K | $1K |
| Advertising and promotionLn 12 | $414K | $414K | ||
| Office expensesLn 13 | $131K | $108K | $23K | |
| Information technologyLn 14 | $31K | $19K | $12K | |
| OccupancyLn 16 | $30K | $30K | ||
| TravelLn 17 | $45K | $4K | $41K | |
| Conferences, conventions and meetingsLn 19 | $41K | $26K | $15K | |
| InsuranceLn 23 | $32K | $32K | ||
| Other expenses (24a–d)Ln 24 | $690K | $690K | $0 | $0 |
| Total functional expensesLn 25 | $2.9M | $2.1M | $742K | $9K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest Viewing | $2.2M | $2.9M | −$670K | $5.5M | 990 PDF |
| FY2023 | $969K | $1.4M | −$473K | $6.2M | 990 PDF |
| FY2022 | $6.2M | $634K | $5.6M | $7.6M | 990 PDF |
| FY2021 | $2.2M | $120K | $2.0M | $2.0M | 990 PDF |
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Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $2,194,812 revenue, 12 lines filed
Part VI · Governance 2 of 2 board members independent, 1 to look at
Part VIII · Statement of revenue $2,194,812 across 12 lines filed
Part IX · Statement of functional expenses $2,865,175 across 15 lines filed
Part X · Balance sheet $10,499,568 assets, 15 lines filed
Part XI · Reconciliation of net assets $5,499,528 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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