Young Wallstreet EIN 84-4567898

Young Wallstreet

EIN  84-4567898 Public charity (501(c)(3)) Memphis, TN
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Size
$100K–1M
What they do
Teaches high schoolers financial literacy and investing skills for economic success.
Leadership
Erikablair McGrew · CEO · $40K
Money in and out
$611K revenue, $82K expenses
Bottom line
87% program efficiency

Teaches high schoolers financial literacy and investing skills for economic success. For fiscal year 2024 it reported $611K in revenue, $82K in expenses, and $503K in net assets.Pt I

Where the money goes · FY2024
Total revenue
$611K
Pt VIII · Ln 12
Total expenses
$82K
Pt IX · Ln 25
Net assets
$503K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $529K
Where spending went · Part IX cols B–D
Program services $0.87 Management & general $0.13
Program efficiency
87%
of spending reaches programs
Operating runway
78.1mo
months of highly liquid reserves at operating expense rate
Surplus margin
+87%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Total revenue
$611K
Pt VIII · Ln 12
Total expenses
$82K
Pt IX · Ln 25
Net assets
$503K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$529K
Total assetsPt X · Ln 16$531K
Program-expense ratioPt IX · col B87%
Voting members of governing bodyPt I · Ln 37
Independent voting membersPt I · Ln 47
Mission & Programs · Part III

Where the work happens

1 program service account for $71K of program spending, described in the organization's own filed words · FY2024.
01

Young WallStreet, Inc. is a 501(c)(3) nonprofit organization dedicated to equipping high school students in low- to moderate-income communities with the financial knowledge, confidence, and real-world investing experience needed to build wealth, make informed financial decisions, and achieve long-term economic mobility.

$71Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CYoung Wallstreet
EINHdr · item D84-4567898
Principal addressHdr · item CMemphis, TN
WebsiteHdr · item Jwww.youngwallstreet.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MTN
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B90)
Ruling yearIRS BMFDec 2022

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a7
Independent voting membersPt VI · Ln 1b7
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$39,750Pt VII · Sec A
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Erikablair McGrew’s $40K as CEO is at the 31st percentile of top reported officer pay among 1616 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

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Statement of Revenue

Part VIII
Contributions & grants100%$611K
Total revenueLn 12$611K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.87 Management & general $0.13
Program services87%$71K
Management & general13%$11K
Total functional expensesLn 25$82K

Balance Sheet

Part X · end of year
CashLn 1$531K
Total assetsLn 16$531K
Total liabilitiesLn 26$28K
Total net assetsLn 32$503K
Months of cash on handcomputed78.1

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $531K · Operating expenses/yr $82K
78.1 months
Where the money goes
Program services
Program services $71K · Total expenses $82K
87%
Management & General
Management & general $11K · Total expenses $82K
13%
Fundraising
Fundraising $0 · Total expenses $82K
0%
Cost to raise $1
Fundraising expense $0 · Solicited contributions $611K
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $611K · Total revenue $611K
100%
Government reliance
Government grants — · Total revenue $611K
Earned-income share
Program service revenue $0 · Total revenue $611K
0%
Investment reliance
Investment income $0 · Total revenue $611K
0%
Program self-sufficiency
Program service revenue $0 · Total expenses $82K
0%
Growth & trend
Revenue growth (YoY)
This year $611K · Prior year —
No prior year on file
Net-asset trend (YoY)
End of year $503K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $611K · Expenses $82K
+87%
Liabilities-to-Assets
Total liabilities — · Total assets $531K
Net-asset ratio
Net assets $503K · Total assets $531K
95%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $531K
0%
People & payroll
Highest Reported Total Compensation
Individual Erikablair McGrew · Reported title CEO · Highest reported compensation $40K · Total expenses $82K
49%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $40K · Total expenses $82K
49%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 87%
Overhead ratio 13%
Fundraising cost ratio 0%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 0%
Fundraising fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$611K revenue · viewing · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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