B Side Capital EIN 84-1171311

B Side Capital

Not yet claimed Claim this org →

Helps diverse small businesses grow economically in their communities. For fiscal year 2025 it reported $7.5M in revenue, $8.2M in expenses, and $5.1M in net assets.Pt I

Founded
1990
Type
Business league / trade association · Nonprofit
Location
Denver, CO
Website
www.bsidecapital.org
Filings
6 on file (2020–2025)
Revenue
$7.5MFY2025
Expenses
$8.2M
Net assets
$5.1M
People
27
Filings
6
Updates
0
More identity details & actions ⌄
EIN  84-1171311 Business league / trade association Denver, CO Founded 1990
Form 990 (PDF)
Compare with another nonprofit →
Figures match the IRS filing checked 8/16/26 · see original: IRS
Is this your organization?
Claim this profile to manage it and share your story.
Claim
Provided by the organization

This section is blank until B Side Capital claims this page.

Know this organization? Claim it to add your story

Size
$1–10M
What they do
Helps diverse small businesses grow economically in their communities.
Leadership
Christopher Myers · Chief Executive Officer · $430K
Money in and out
$7.5M revenue, $8.2M expenses
Bottom line
-8% operating surplus
Membership & operating revenue · FY2025
Total revenue
$7.5M
Pt VIII · Ln 12
Total expenses
$8.2M
Pt IX · Ln 25
Net assets
$5.1M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$630K
Operating surplus
-8%
revenue over expenses▼ -346% vs prior filing year
Earned revenue
93%
of revenue from program services & dues▲ +1% vs prior filing year
Payroll share
75%
of spending is salaries & benefits▲ +4% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$7.5M
FY2025▼ -5%
Expenses
$8.2M
FY2025▲ +6%
Total assets
$9.2M
FY2025▼ -15%
Total liabilities
$4.1M
FY2025▼ -19%
Total revenue
$7.5M
Pt VIII · Ln 12
Total expenses
$8.2M
Pt IX · Ln 25
Net assets
$5.1M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$630K
Total assetsPt X · Ln 16$9.2M
Program-expense ratioPt IX · col B
Voting members of governing bodyPt I · Ln 316
Independent voting membersPt I · Ln 415
Mission & Programs · Part III

Where the work happens

3 program services, described in the organization's own filed words · FY2025.
01

The Mission of B

Side capital is to foster the economic growth of diverse small businesses within our communities by achieving and maintaining excellence in the operation and delivery of the us small business administration 504 loan program to small business owners; improving the public visibility of b:side capital so that partners, peers, and customers…

Pt IX · col B
02

The Mission of B

Side capital is to foster the economic growth of diverse small businesses within our communities by providing small businesses with access to capital. This is achieved through the b:side capital lender service provider services providing processing and educational support to bank partners offering the sba 7(a) program.

Pt IX · col B
03

The Mission of B

Side capital is to foster the economic growth of diverse small businesses within our communities by providing small businesses with access to capital. This is achieved through the b:side capital community advantage and direct loan programs offering businesses loans up to $350,000 at affordable rates.

Pt IX · col B

Run this program? Claim this org to tell your story

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CB Side Capital
EINHdr · item D84-1171311
Principal addressHdr · item CDenver, CO
WebsiteHdr · item Jwww.bsidecapital.org
Year of formationHdr · item L1990
State of legal domicileHdr · item MCO
Exempt statusHdr · item I501(c)(6) · active
NTEE classificationIRS BMFNonprofit
Ruling yearIRS BMFSep 1996

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a16
Independent voting membersPt VI · Ln 1b15
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Chief Executive Officer
$429,500Pt VII · Sec A
Chief Financial Officer
$266,718Pt VII · Sec A
Chief Operating Officer
$257,191Pt VII · Sec A
Lending & Priority Assets Director
$166,146Pt VII · Sec A
Closing Director
$163,588Pt VII · Sec A
Lender Services Director
$158,695Pt VII · Sec A
B:side Fund Director
$154,805Pt VII · Sec A
Senior Customer Relations Officer
$146,892Pt VII · Sec A

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Christopher Myers$429,500$398,750$357,019$341,962$240,580
Karol Jones$266,718$249,668$237,808$217,108$169,639$149,744
Mike O'Donnell - Through 920$260,213
Laurel Walk$257,191$246,801$227,808$214,228$174,432$156,637
Jessica Stutz$166,146$155,028$164,165$149,993$117,063
Laura Keasling$163,588$146,856$130,627
Rachel Russell$158,695$133,497
Marie Peters$154,805$158,009$146,769$135,722$113,139

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See B Side Capital executive salaries →

Are you one of these people? Claim this org to confirm your role

Statement of Revenue

Part VIII
Program service revenue$7.0M · 93%
Investment income$497K · 7%
Other revenue$48K · 1%
Program service revenue93%$7.0M
Investment income7%$497K
Other revenue1%$48K
Total revenueLn 12$7.5M

Balance Sheet

Part X · end of year
CashLn 1$5.8M
Total assetsLn 16$9.2M
Total liabilitiesLn 26$4.1M
Total net assetsLn 32$5.1M
Months of cash on handcomputed8.5

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $5.8M · Operating expenses/yr $8.2M
8.5 months
Where the money goes
Program services
Program services — · Total expenses $8.2M
Management & General
Management & general — · Total expenses $8.2M
Fundraising
Fundraising — · Total expenses $8.2M
Cost to raise $1
Fundraising expense — · Solicited contributions —
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $7.5M
0%
Government reliance
Government grants — · Total revenue $7.5M
Earned-income share
Program service revenue $7.0M · Total revenue $7.5M
93%
Investment reliance
Investment income $497K · Total revenue $7.5M
+7%
Program self-sufficiency
Program service revenue $7.0M · Total expenses $8.2M
86%
Growth & trend
Revenue growth (YoY)
This year $7.5M · Prior year $7.9M
-5%
Revenue CAGR
FY2020 $6.9M · FY2025 $7.5M
+2%
Net-asset trend (YoY)
End of year $5.1M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $7.5M · Expenses $8.2M
-8%
Liabilities-to-Assets
Total liabilities — · Total assets $9.2M
Net-asset ratio
Net assets $5.1M · Total assets $9.2M
56%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $9.2M
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Christopher Myers · Reported title CHIEF EXECUTIVE OFFICER · Highest reported compensation $430K · Total expenses $8.2M
5%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $6.1M · Total expenses $8.2M
75%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Revenue growth -5%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · this organization's grantmaking
Grants paid · 4 grants · $1.1M · 2020–2025
Bside FundCO · FY2025$66,567
Bside FundCO · FY2024$142,651
Bside FundCO · FY2023$795,759
Bside FundCO · FY2020$58,500

Compare

Search another nonprofit to view revenue, expenses, assets, key metrics, and leaders side by side

Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$7.5M revenue · viewing · ⤓ 990 PDF
FY2024$7.9M revenue · ⤓ 990 PDF
FY2023$7.2M revenue · ⤓ 990 PDF
FY2022$6.5M revenue · ⤓ 990 PDF
FY2021$6.0M revenue · ⤓ 990 PDF
FY2020$6.9M revenue · ⤓ 990 PDF

Want to add your own materials alongside these filings? Claim this org

Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

If you ARE the filing organization, claim this org and add context

Made it to the end? Claim this organization

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the peer-cohort and compensation comparisons above.