Stewardship Resources EIN 77-0688163 Form 990 (PDF) Claim this org

Stewardship Resources

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Educates the Anabaptist community from within its own ranks. For fiscal year 2025 it reported $643K in revenue, $727K in expenses.Pt I

Type
Unknown exempt organization · Nonprofit
Location
Lewisburg, PA
Website
afweb.org
Filings
5 on file (2021–2025)
Revenue
$643KFY2025
Expenses
$727K
Net assets
$0
People
19
Filings
5
Updates
0
More identity details & actions ⌄
EIN  77-0688163 Unknown exempt organization Lewisburg, PA
Form 990 (PDF)
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Size
$100K–1M
What they do
Educates the Anabaptist community from within its own ranks.
Leadership
Kenneth Burkholder · Chairman · $52K
Money in and out
$643K revenue, $727K expenses
Bottom line
-13% surplus margin
Reported financial activity · FY2025
Total revenue
$643K
Pt VIII · Ln 12
Total expenses
$727K
Pt IX · Ln 25
Net assets
$0
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$84K
Where spending went · Part IX cols B–D
Program services $0.97 Management & general $0.03
Surplus margin
-13%
revenue over expenses, this year▲ +54% vs prior filing year
Program spending
97%
of expenses reach programs-0.02% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$643K
FY2025▼ -52%
Expenses
$727K
FY2025▼ -57%
Total assets
$0
FY2025▼ -100%
Total liabilities
$0
FY2025▼ -100%
Total revenue
$643K
Pt VIII · Ln 12
Total expenses
$727K
Pt IX · Ln 25
Net assets
$0
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$84K
Total assetsPt X · Ln 16$0
Program-expense ratioPt IX · col B97%
Voting members of governing bodyPt I · Ln 310
Independent voting membersPt I · Ln 47

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CStewardship Resources
EINHdr · item D77-0688163
Principal addressHdr · item CLewisburg, PA
WebsiteHdr · item Jafweb.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MPA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFNonprofit
Ruling yearIRS BMFpending

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a10
Independent voting membersPt VI · Ln 1b7
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
$52,235Pt VII · Sec A
Treasurer
$29,564Pt VII · Sec A
Foundation Officer
$0Pt VII · Sec A
Accounting Manger
$0Pt VII · Sec A
Operations Officer
$0Pt VII · Sec A
Cgf Account Manager
$0Pt VII · Sec A
Investment Manager
$0Pt VII · Sec A
Loans Manager
$0Pt VII · Sec A

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Merle Herr$132,758$75,781$72,690$66,324
Kenneth Burkholder$52,235
Larry Troyer$29,564

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Mission & Programs · Part III

Where the work happens

3 program services account for $704K of program spending, described in the organization's own filed words · FY2024.
01

Seminars and Workshops

We seek to meet the unique educational needs of the Anabaptist community by producing innovative and relevant economic seminars and we conduct business seminars which integrate faith and finances. We present annual business seminars in the large Anabaptist communities of Lancaster County, PA and Holmes County, OH.

$349Kprogram expense
02

Anabaptist Business Advising

We seek to meet the unique educational needs of traditional Anabaptists by providing economic and business advising services to the Anabaptist business community. Advisors from this program are exclusively selected from within the traditional community.

$327Kprogram expense
03

Educational Resources

We provide written and recorded educational materials for Anabaptists through this program. These materials include CD recordings of its seminars, booklets which are written by our personnel, and other published materials which are selected especially for Anabaptist audiences.

$28Kprogram expense

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Statement of Revenue

Part VIII
Program service revenue$639K · 99%
Contributions & grants$4K · 1%
Program service revenue99%$639K
Contributions & grants1%$4K
Total revenueLn 12$643K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.97 Management & general $0.03
Program services97%$704K
Management & general3%$23K
Total functional expensesLn 25$727K

Balance Sheet

Part X · end of year
CashLn 1
Total assetsLn 16$0
Total liabilitiesLn 26$0
Total net assetsLn 32$0

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves — · Operating expenses/yr $727K
Highly liquid reserves (cash & marketable securities on Pt X) ÷ monthly operating expenses (Pt IX total, less non-cash grants & depreciation when reported).
Where the money goes
Program services
Program services $704K · Total expenses $727K
97%
Management & General
Management & general $23K · Total expenses $727K
3%
Fundraising
Fundraising $0 · Total expenses $727K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $888 · Solicited contributions (3-yr avg) $149K
$0.01 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $4K · Total revenue $643K
0.6%
Government reliance
Government grants — · Total revenue $643K
Earned-income share
Program service revenue $639K · Total revenue $643K
99%
Investment reliance
Investment income $0 · Total revenue $643K
0%
Program self-sufficiency
Program service revenue $639K · Total expenses $727K
88%
Growth & trend
Revenue growth (YoY)
This year $643K · Prior year $1.3M
-52%
Revenue CAGR
FY2020 $1.0M · FY2024 $643K
-11%
Net-asset trend (YoY)
End of year $0 · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $643K · Expenses $727K
-13%
Liabilities-to-Assets
Total liabilities — · Total assets $0
Net-asset ratio
Net assets $0 · Total assets $0
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $0
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Kenneth Burkholder · Reported title Chairman · Highest reported compensation $52K · Total expenses $727K
7%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $469K · Total expenses $727K
65%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 97%
Overhead ratio 3%
Fundraising cost ratio 0%
Revenue growth -52%
Accounting fee ratio 0.1%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2023
Total grants receivedfrom 1 funder$51K
Grants paid · 1 grant · $32K · 2024–2024
Anabaptist FinancialPA · FY2024$32,301

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$643K revenue · viewing · ⤓ 990 PDF
FY2024$1.3M revenue · ⤓ 990 PDF
FY2023$1.7M revenue · ⤓ 990 PDF
FY2022$1.4M revenue · ⤓ 990 PDF
FY2021$1.0M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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