First Command Educational Foundation
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Educates service members and their families on financial readiness and long-term security through free online courses. For fiscal year 2024 it reported $982K in revenue, $949K in expenses, and $1.9M in net assets.Pt I
Summary of the Filing
Where the work happens
Educational Programs
Fcef offers in-person and virtual financial readiness education courses for people in all community sectors and all career and life stages. These courses provide the knowledge and skills necessary to make informed, intelligent financial decisions.
Scholarship Programs
Fcef scholarship programs are designed for us to partner with military-affiliated and other organizations to increase the dollars available for them to award to students. Fcef matches 100 percent of the organization's donation, doubling the amount of money they can award.
Take Command (tc) Program
TC is an online financial readiness program available at no charge to service members and their families, and organizations that support them. Our goal is to prepare service members to make smart, informed financial decisions and effectively pursue long-term financial security from the time they enter military service until separation or…
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Thomas Kuhar’s $161K as CEO/President is at the 97th percentile of top reported officer pay among 1616 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 5 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Thomas Kuhar | $161,477 | $143,000 | — | — | — |
| Thomas Kuhar-From 52022 | — | — | $137,500 | — | — |
| William Johnson-Thru 42022 | — | — | $137,368 | — | — |
| William Johnson | — | — | — | $134,070 | $135,979 |
| Charles W Bowen | — | $103,000 | $110,000 | $25,384 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 90% | — | — |
| Overhead ratio | 3% | — | — |
| Fundraising cost ratio | 7% | — | — |
| Revenue growth | -10% | — | — |
| Investment management fee ratio | 0% | — | — |
| Legal fee ratio | 1% | — | — |
| Accounting fee ratio | 4% | — | — |
| Fundraising fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Grants
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Filings & Schedule Manifest
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