Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
100 cents of each dollar spent went to programs.
Form 990 Part IX, line 25. Every line is in By the numbers.
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Who runs it and what they're paid
9 people listed on the 990; $485K paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Ron Perry | $360,174 | $382,874 | $340,412 | $327,319 | $297,429 | $273,731 |
| Steve Martin | $233,618 | $233,312 | $213,824 | $203,632 | $216,966 | $211,000 |
| Chris Hutado | $149,740 | $137,367 | — | — | — | — |
| Linda Howard | $147,368 | $147,164 | — | — | — | — |
| Chelly Clanton | $105,435 | $110,371 | $139,523 | $134,805 | — | — |
| Suzanne Behling | $132,732 | $135,666 | — | — | — | — |
| Jason Sims | — | — | — | — | $116,615 | — |
| Justin Stuart | $108,736 | $109,544 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II4 listed
Programs and updates
Offers banking, loans, and investments to members for their financial well-being.
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Consumer Loans and Credit Cards The credit union offers consumer loans to include automobiles, recreational vehicles, equipment, and unsecured loan products to members. The credit union also offers a visa credit card to members. All loan products offer reasonable rates with different methods of payback for members.
Checking Accounts The credit union provides checking accounts for members to access with various features. We offer free checking , as well as accounts that pay dividends. These accounts come with free bill pay, a free debit card, access to free shared branching facilities, and surcharge free ATM's nationwide.
Share Accounts The credit union offers services to members of all ages. The number includes basic shares and share accounts designed for holiday and vacation savings. These accounts can be accessed by homebanking, audio repsonse, and a free debit card.
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By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $1.2M | $1.7M |
| InvestmentsLn 11–13 | $11.3M | $3.2M |
| Land, buildings, equipmentLn 10c | $6.1M | $6.3M |
| Total assetsLn 16 | $220.8M | $246.6M |
| LiabilitiesLn 26 | $203.3M | $226.9M |
| Net assetsLn 32 | $17.5M | $19.7M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $485K | $485K | $0 | $0 |
| Other salaries and wagesLn 7 | $1.3M | $1.3M | $0 | $0 |
| Other employee benefitsLn 9 | $748K | $748K | $0 | $0 |
| Other fees for servicesLn 11g | $411K | $411K | $0 | $0 |
| Advertising and promotionLn 12 | $175K | $175K | $0 | $0 |
| Office expensesLn 13 | $1.9M | $1.9M | $0 | $0 |
| OccupancyLn 16 | $463K | $463K | $0 | $0 |
| Conferences, conventions and meetingsLn 19 | $55K | $55K | $0 | $0 |
| InterestLn 20 | $104K | $104K | $0 | $0 |
| InsuranceLn 23 | $3K | $3K | $0 | $0 |
| Other expenses (24a–d)Ln 24 | $3.9M | $3.9M | $0 | $0 |
| All other expensesLn 24e | $59K | $59K | $0 | $0 |
| Total functional expensesLn 25 | $9.6M | $9.6M | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $21.9M | $21.8M | $147K | $27.6M | 990 PDF |
| FY2024 | $22.1M | $25.1M | −$3.0M | $27.3M | 990 PDF |
| FY2023 | $19.9M | $19.4M | $518K | $30.0M | 990 PDF |
| FY2022 | $15.0M | $10.5M | $4.5M | $29.3M | 990 PDF |
| FY2021 | $12.8M | $8.2M | $4.6M | $25.0M | 990 PDF |
| FY2020 Viewing | $11.8M | $9.6M | $2.2M | $19.7M | 990 PDF |
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Schedules filed Part IV
See the full FY2020 990 (4 parts)
Part VIII · Statement of revenue $11,840,867 across 3 lines filed
Part IX · Statement of functional expenses $9,615,162 across 12 lines filed
Part X · Balance sheet $246,599,387 assets, 12 lines filed
Part XI · Reconciliation of net assets $19,652,184 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
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