Mtcu
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Offers savings, checking, and loans to members. For fiscal year 2024 it reported $9.3M in revenue, $8.1M in expenses, and $12.0M in net assets.Pt I
Summary of the Filing
Where the work happens
Consumer Loans
Mtcu has provided vehicle loans since its first year of business. The consumer loan product line now includes efficient underwriting and flexible offerings for recreational vehicles, boats, and motorcycles. Consumer life and disability insurance is available on any of these loan types.
Share Accounts
Mtcu share accounts offer advantages to members of all ages. Mtcu had 7,210 member-owned accounts on december 31, 2024. Members' savings accounts pay dividends monthly and offer access through three branches, home banking via the internet or telephone, and atms worldwide.
Checking Accounts
Mtcu provides checking accounts for members. Mtcu extends the reach of these accounts to all members with free debit cards, free internet access, free bill pay, and free telephone teller.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Compensation history total reportable pay by year · 7 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Jana Haney | — | $380,607 | $264,243 | $271,845 | $262,612 |
| Justin Marler | $191,078 | $202,753 | $137,924 | $118,500 | $117,921 |
| Brooke Martin | — | $199,807 | $167,272 | $152,138 | $148,344 |
| Cesar Tarin | $138,259 | $152,188 | $122,775 | $117,044 | $118,481 |
| Susan Masten | — | $128,243 | $118,312 | $115,948 | $118,349 |
| Estrella Aguilar | $115,123 | $35,856 | — | — | — |
| Loretta Elliott | $104,473 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Revenue growth | 5% | — | — |
| Investment management fee ratio | 0% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
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Filings & Schedule Manifest
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Sources
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