Hermann Sons Life FY2020 filing

Tax-deductible

San Antonio, TX501(c)(8)Since 1891EIN 74-0817310Revenue $22.6M in FY2020

On file with the IRShermannsonslife.orgPo Box 1941, 78297-1941 · San Antonio, TXTax-exempt since May 1940

Tell your story. Claim this org

Fraternal benefit society - Hermann Sons life's mission is to strengthen community through financial protection and service.

501(c)(8) charity; gifts are tax-deductible.
$864K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(8)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
1 of 6
filings with a surplus
Average deficit $1.6M a year · 7% of revenue · last 6 filings
Concern: a surplus in 1 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
0%
of spending
Concern: 0% of spending went to programs; under 50%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$864K
to officers and key staff · 4% of spending
Looks good: pay to officers and key staff is 4% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
<1 mo
of spending, in cash
Worth a look: 0.8 months of spending in cash; under 1.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$243.2M
93% of total assets
Concern: liabilities are 93% of assets; over 80%.
Pt X · Ln 26
Independent board members
6
of 6 voting members
Looks good: 6 of 6 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$22.6M
-2% vs prior year
Spent
$22.7M
To programs
0%
Net assets
$18.8M
By yearFY2019–FY2024
Revenue
$22.6M
FY2020▼ -2%
Tap a bar for its year
Revenue by fiscal year
FY2019$22.9M
FY2020$22.6M
FY2021$23.7M
FY2022$22.6M
FY2023$19.0M
FY2024$21.2M
Expenses
$22.7M
FY2020+0.2%
Tap a bar for its year
Expenses by fiscal year
FY2019$22.7M
FY2020$22.7M
FY2021$27.1M
FY2022$24.1M
FY2023$22.9M
FY2024$22.3M
Net assets
$18.8M
FY2020▼ -2%
Tap a bar for its year
Net assets by fiscal year
FY2019$19.2M
FY2020$18.8M
FY2021$13.1M
FY2022$8.8M
FY2023$6.5M
FY2024$19.7M

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in May 1940.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

13 people listed on the 990; $864K paid to officers and key staff.

Part VII, Section A · reportable compensation
President and CEO
$148,937Pt VII · Sec A
Vice President of Member Benefits
$130,492Pt VII · Sec A
VP of Operations and COO
$129,589Pt VII · Sec A
Vice President of Sales
$125,709Pt VII · Sec A
Vice President of Information Technology
$125,629Pt VII · Sec A
Vice President of Finance and CFO
$120,782Pt VII · Sec A
VP Finance and Cfo-Retired 4/1/2020
$50,859Pt VII · Sec A
Director - Chair Person
$6,000Pt VII · Sec A

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020FY2019
Robin L Czarnek$175,806$166,761$136,003$88,729——
Eugene Zollinger——$131,321$157,948$148,937$137,001
Samantha J Schulmeier————$129,589$148,961
Mary Pruitt——$142,374$145,529$120,782—
Teresa Saathoff$143,634$141,342$105,587———
Cecily Kelly$140,742$137,807$125,831———
Matthew R Walker———$140,428$125,629$127,918
Samantha Kelley$138,907$131,092$133,833$135,576——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Hermann Sons Life executive salaries →

On this list? Claim this org

Something off? Claim to fix it

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides financial protection and community service to members.

Questions for Hermann Sons Life

Tap to ask. Hermann Sons Life sees how many people are interested.

Your first name shows with your question. Hermann Sons Life answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $22.7M · in their own filed words · FY2020
01

Insurance Benefit Programs

Fraternal insurance - 65,631 members in 136 fraternal lodges and 71,007 certificates providing death, endowment and annuity benefits.

$22.7Mprogram expense
02

Youth Activities

Two camps available for junior members to attend one week during the summer months for age 9 to 13. Campers participate in variety of fund and challenging activities. The program emphasize on strong community and developing social interaction skills through activities, group seating, family-style meals, etc.

Pt IX · col B
03

Hermann Sons Life Retirement Home

Provides independent living community for eligible members over the age of 65. The residents are provided with complete needs of room and board. In 2020, during the COVID-19 pandemic, HSL retirement home followed the CDC guidelines for the residents and staff.

Pt IX · col B

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$22.6M
Ln 12
Investment incomeLn 3$14.0M
Fees for servicesLn 2g$8.6M
Gifts and grantsLn 1h$4K
Money outPt IX
$22.7M
Ln 25
Owns and owesPt X
$18.8M
net assets · Ln 32
Cash and savingsLn 1–2$1.6M
Total assetsLn 16$262.0M
LiabilitiesLn 26$243.2M
PeoplePt VI, VII
13
listed · VII A
PaidVII A13
Voting boardVI 1a6
IndependentVI 1b6
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$4K
Fees for servicesLn 2g$8.6M
Investment incomeLn 3$14.0M
Gains on assetsLn 7$23K
Total revenueLn 12$22.6M
Assets in detailPt X, end of year
CashLn 1$2K
SavingsLn 2$1.6M
Cash and savings togetherLn 1–2$1.6M
InvestmentsLn 11–13$245.7M
Land, buildings, equipmentLn 10c$4.3M
Other assetsLn 15$5.0M
Total assetsLn 16$262.0M
LiabilitiesLn 26$243.2M
Net assetsLn 32$18.8M
OperationsPt I, VI
EmployeesI 5252
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$2.4M$1.6M
InvestmentsLn 11–13$244.2M$245.7M
Land, buildings, equipmentLn 10c$4.4M$4.3M
Total assetsLn 16$259.8M$262.0M
LiabilitiesLn 26$240.6M$243.2M
Net assetsLn 32$19.2M$18.8M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Benefits paid to or for membersLn 4$15.9M
Pay of current officers, directors and key staffLn 5$864K
Other salaries and wagesLn 7$1.1M
Pension plan contributionsLn 8$118K
Other employee benefitsLn 9$344K
Payroll taxesLn 10$212K
Legal feesLn 11b$16K
Accounting feesLn 11c$282K
Other fees for servicesLn 11g$45K
Advertising and promotionLn 12$189K
Office expensesLn 13$150K
Information technologyLn 14$52K
TravelLn 17$4K
Conferences, conventions and meetingsLn 19$3K
Depreciation, depletion and amortizationLn 22$832K
InsuranceLn 23$66K
Other expenses (24a–d)Ln 24$1.8M
All other expensesLn 24e$753K
Total functional expensesLn 25$22.7M$0$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest $21.2M$22.3M−$1.1M$19.7M 990 PDF
FY2023 $19.0M$22.9M−$3.9M$6.5M 990 PDF
FY2022 $22.6M$24.1M−$1.4M$8.8M 990 PDF
FY2021 $23.7M$27.1M−$3.3M$13.1M 990 PDF
FY2020 Viewing $22.6M$22.7M−$123K$18.8M 990 PDF
FY2019 $22.9M$22.7M$272K$19.2M 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2020 990 (6 parts)
Part I · Summary $22,588,452 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $14,568$3,634
I-9 Program service revenuePrior year $9,400,904$8,554,519
I-10 Investment incomePrior year $13,517,105$14,030,299
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $22,932,577$22,588,452
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $15,559,174$15,853,904
I-15 Salaries and benefitsPrior year $3,044,058$2,685,345
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $4,057,705$4,171,868
I-18 Total expensesPrior year $22,660,937$22,711,117
I-19 Revenue less expensesPrior year $271,640−$122,665
Part VI · Governance 6 of 6 board members independent, no flags
VI-1a Voting members of the governing body6
VI-1b Independent voting members6
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $22,588,452 across 8 lines filed
VIII-1f All other contributions, gifts and grants$3,634
VIII-1h Total contributions, gifts and grants$3,634
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $8,554,519 · Unrelated business $0 · Excluded from tax $0$8,554,519
VIII-3 Investment incomeRelated to mission $14,007,560 · Unrelated business $0 · Excluded from tax $0$14,007,560
VIII-5 RoyaltiesRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-6 Net rental income or lossRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-7 Net gain or loss on sales of assetsRelated to mission $22,739 · Unrelated business $0 · Excluded from tax $0$22,739
VIII-12 Total revenueRelated to mission $22,584,818 · Unrelated business $0 · Excluded from tax $0$22,588,452
Part IX · Statement of functional expenses $22,711,117 across 18 lines filed
IX-4 Benefits paid to or for members$15,853,904
IX-5 Pay of current officers, directors and key staff$863,997
IX-7 Other salaries and wages$1,146,828
IX-8 Pension plan contributions$118,035
IX-9 Other employee benefits$344,337
IX-10 Payroll taxes$212,148
IX-11b Legal fees$16,400
IX-11c Accounting fees$282,273
IX-11g Other fees for services$44,657
IX-12 Advertising and promotion$188,931
IX-13 Office expenses$149,628
IX-14 Information technology$51,735
IX-17 Travel$3,511
IX-19 Conferences, conventions and meetings$2,888
IX-22 Depreciation, depletion and amortization$832,488
IX-23 Insurance$65,940
IX-24 Other expenses (24a–d)$1,780,810
IX-24e All other expenses$752,607
IX-25 Total functional expensesPrograms $0 · Management $0 · Fundraising $0$22,711,117
Part X · Balance sheet $262,043,324 assets, 22 lines filed
Asset lines not itemized here account for $5,474,586; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $1,800$1,800
X-2 Savings and temporary cash investmentsStart of year $2,432,454$1,564,644
X-3 Pledges and grants receivableStart of year $0$0
X-4 Accounts receivableStart of year $0$0
X-8 Inventories for sale or useStart of year $0$0
X-9 Prepaid expenses and deferred chargesStart of year $0$0
X-10c Land, buildings and equipment, netStart of year $4,382,890$4,313,350
X-11 Publicly traded securitiesStart of year $234,588,744$237,044,280
X-12 Other securitiesStart of year $0$0
X-13 Program-related investmentsStart of year $9,594,999$8,658,393
X-14 Intangible assetsStart of year $0$0
X-15 Other assetsStart of year $3,226,102$4,986,271
X-16 Total assetsStart of year $259,796,069$262,043,324
X-17 Accounts payable and accrued expensesStart of year $685,589$529,776
X-18 Grants payableStart of year $0$0
X-19 Deferred revenueStart of year $0$0
X-20 Tax-exempt bond liabilitiesStart of year $0$0
X-24 Unsecured notes and loans payableStart of year $0$0
X-25 Other liabilitiesStart of year $239,827,446$242,614,140
X-26 Total liabilitiesStart of year $240,607,823$243,221,840
X-32 Total net assets or fund balancesStart of year $19,188,246$18,821,484
X-33 Total liabilities and net assetsStart of year $259,796,069$262,043,324
Part XI · Reconciliation of net assets $18,821,484 net assets at year end
XI-1 Total revenue$22,588,452
XI-2 Total expenses$22,711,117
XI-3 Revenue less expenses−$122,665
XI-4 Net assets at start of year$19,188,246
XI-5 Net unrealized gains (losses) on investments$0
XI-6 Donated services and use of facilities$0
XI-7 Investment expenses$0
XI-8 Prior period adjustments$0
XI-9 Other changes in net assets−$244,097
XI-10 Net assets at end of year$18,821,484

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.