Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 2006.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
140 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Who runs it and what they're paid
54 people listed on the 990; $4.4M paid to officers and key staff.
Vishal Ghotge’s $537K as CEO is at the 92nd percentile of top reported officer pay among 345 $10–100M international nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Neville Crawley | — | — | — | $730,824 | $797,388 |
| Vishal Ghotge | $536,837 | $437,669 | — | — | — |
| Austin Choi | $377,460 | $358,512 | $414,658 | $458,102 | $305,332 |
| Kenneth Leung | — | — | — | $362,080 | $446,754 |
| Christopher Tsakalakis | — | — | $424,238 | $339,203 | — |
| Chad Sterbenz | — | $224,563 | $390,342 | $401,955 | $279,968 |
| Matthew Davie | — | — | — | $389,550 | $378,298 |
| Victor Paulsamy | $380,169 | $248,255 | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Expands global financial access by hosting an online crowdfunding platform for microloans, managing impact investment funds, and developing digital identity technology for underserved communities.
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Kiva partners with 223 active global microfinance institutions ("mfis") and other socially minded organizations and enterprises in seventy-three (73) countries. This network of partnerships enables kiva to connect with borrowers seeking micro-loans.
Kiva partners with over 295 global microfinance institutions ("mfis") and other socially minded organizations and enterprises in ninety four (94) countries across the globe. This network of partnerships enables kiva to connect with borrowers seeking micro-loans.
Kiva partners with over 295 global microfinance institutions ("mfis") and other socially minded organizations and enterprises in ninety four (94) countries across the globe. This network of partnerships enables kiva to connect with borrowers seeking micro-loans.
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Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2022 990, line by line.
Download 990
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $39.8M | $34.5M | $5.2M | $34.9M | 990 PDF |
| FY2024 | $34.3M | $35.4M | −$1.1M | $29.7M | 990 PDF |
| FY2023 | Not on file | ||||
| FY2022 Viewing | $14.8M | $21.1M | −$6.3M | $33.5M | 990 PDF |
| FY2021 | $42.4M | $35.4M | $7.0M | $39.7M | 990 PDF |
| FY2020 | $38.6M | $30.9M | $7.7M | $32.7M | 990 PDF |
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Schedules filed Part IV
Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File
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