Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Dec 2014.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
74 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
6 people listed on the 990; $194K paid to officers and key staff.
Antoinette Chapman’s $102K as Trustee is at the 87th percentile of top reported officer pay among 2168 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 4 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Antoinette Chapman | $102,244 | $98,804 | $77,046 | — | — |
| Jd Chapman JR | $91,889 | $88,001 | $69,591 | $51,218 | — |
| Antoinette Miller | — | — | — | $37,425 | $3,850 |
| Jd Chapman | — | — | — | — | $19,215 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Realism Is Loyalty executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2Yes
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Realism Is Loyalty is a human services nonprofit based in Grand Rapids, MI.
Questions for Realism Is Loyalty
Your first name shows with your question. Realism Is Loyalty answers here, for everyone.
Realism is loyalty provices a safe, relatable, comforable space that promotes participant self-reflection and intensive engagement while providing youth a unique opportunity to explore their stories and the systems that created their illogical though processes and irrational beliefs.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $295K | $353K |
| Land, buildings, equipmentLn 10c | $32K | |
| Total assetsLn 16 | $768K | $598K |
| LiabilitiesLn 26 | $50K | $37K |
| Net assetsLn 32 | $718K | $562K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $194K | $70K | $83K | $41K |
| Other salaries and wagesLn 7 | $251K | $251K | ||
| Payroll taxesLn 10 | $31K | $26K | $3K | $2K |
| Legal feesLn 11b | $775 | $775 | ||
| Accounting feesLn 11c | $17K | $14K | $3K | |
| Advertising and promotionLn 12 | $5K | $5K | ||
| Office expensesLn 13 | $16K | $9K | $7K | |
| Information technologyLn 14 | $4K | $4K | ||
| OccupancyLn 16 | $30K | $30K | ||
| TravelLn 17 | $22K | $16K | $5K | |
| Conferences, conventions and meetingsLn 19 | $4K | $2K | $1K | |
| InsuranceLn 23 | $3K | $1K | $2K | |
| Other expenses (24a–d)Ln 24 | $149K | $145K | $4K | |
| All other expensesLn 24e | $2K | $2K | ||
| Total functional expensesLn 25 | $730K | $537K | $149K | $43K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest ViewingFiled with the IRS Nov 17, 2025 | $573K | $730K | −$156K | $562K | 990 PDF |
| FY2023Filed with the IRS Nov 14, 2024 | $826K | $621K | $204K | $269K | 990 PDF |
| FY2022Filed with the IRS Oct 30, 2023 | $455K | $448K | $7K | $65K | 990 PDF |
| FY2021Filed with the IRS Jun 27, 2022 | $213K | $173K | $40K | $58K | 990 PDF |
| FY2020Filed with the IRS Aug 31, 2021 | $108K | $18K | 990 PDF |
Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $573,281 revenue, 12 lines filed
Part VI · Governance 6 of 6 board members independent, 5 to look at
Part VIII · Statement of revenue $573,281 across 6 lines filed
Part IX · Statement of functional expenses $729,664 across 14 lines filed
Part X · Balance sheet $598,439 assets, 13 lines filed
Part XI · Reconciliation of net assets $561,597 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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