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Students Educational & Loan Foundation FY2020 filing

Not tax-deductible

Rolla, MO501(c)(7)EducationEIN 43-6052502Revenue $266K in FY2020

On file with the IRSPo Box 1884, 65402-1884 · Rolla, MOTax-exempt since Dec 1964

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To facilitate college attendance

Mission: Form 990 Part I, line 1

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(7)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
No
Donations are not tax-deductible
Worth a look: the IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average deficit $2K a year · under 1% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
0%
of spending
Concern: 0% of spending went to programs; under 50%.
Pt IX · Ln 25 · col B
Cash reserves
14 mo
of spending, in cash
Looks good: 14.2 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$2.8M
65% of total assets
Fine: liabilities are 65% of assets; 50% to 65%.
Pt X · Ln 26
Independent board members
5
of 5 voting members
Looks good: 5 of 5 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$266K
Spent
$321K
To programs
0%
Net assets
$1.5M
By yearFY2020–FY2025
Revenue
$266K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$266K
FY2021$284K
FY2022$321K
FY2023$330K
FY2024$344K
FY2025$401K
Expenses
$321K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$321K
FY2021$345K
FY2022$314K
FY2023$308K
FY2024$312K
FY2025$357K
Net assets
$1.5M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$1.5M
FY2021$1.5M
FY2022$1.5M
FY2023$1.5M
FY2024$1.5M
FY2025$1.6M

From the FY2020 Form 990 · see the original

Form 990 (PDF) Claim
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Dec 1964.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

4 people listed on the 990.

Part VII, Section A · reportable compensation
Tim Bradley
President
$0Pt VII · Sec A
Ken Ludwig
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
William Thomas
Vice Preside
$0Pt VII · Sec A
See Students Educational & Loan Foundation executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Helps students attend college.

Questions for Students Educational & Loan Foundation

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Provided by the organization

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1 program · in their own filed words · FY2020
01

To facilitate college attendance

Pt IX · col B

By the numbers

The FY2020 990, line by line.

Download 990
from philanthropy.org
1The main four
Money inPt VIII
$266K
Ln 12
Other incomeLn 4–11$198K
Gifts and grantsLn 1h$66K
Investment incomeLn 3$853
Money outPt IX
$321K
Ln 25
Owns and owesPt X
$1.5M
net assets · Ln 32
Cash and savingsLn 1–2$381K
Total assetsLn 16$4.3M
LiabilitiesLn 26$2.8M
PeoplePt VI, VII
4
listed · VII A
PaidVII A0
Voting boardVI 1a5
IndependentVI 1b5
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$66K
Investment incomeLn 3$853
Other incomeLn 4–11$198K
Total revenueLn 12$266K
Assets in detailPt X, end of year
CashLn 1$381K
Cash and savings togetherLn 1–2$381K
Land, buildings, equipmentLn 10c$3.9M
Total assetsLn 16$4.3M
LiabilitiesLn 26$2.8M
Net assetsLn 32$1.5M
OperationsPt I, VI
EmployeesI 50
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$415K$381K
Land, buildings, equipmentLn 10c$4.1M$3.9M
Total assetsLn 16$4.5M$4.3M
LiabilitiesLn 26$2.9M$2.8M
Net assetsLn 32$1.6M$1.5M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Accounting feesLn 11c$925
OccupancyLn 16$7K
InterestLn 20$112K
Depreciation, depletion and amortizationLn 22$165K
Other expenses (24a–d)Ln 24$35K
All other expensesLn 24e$1K
Total functional expensesLn 25$321K$0$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $401K$357K$45K$1.6M 990 PDF
FY2024 $344K$312K$32K$1.5M 990 PDF
FY2023 $330K$308K$22K$1.5M 990 PDF
FY2022 $321K$314K$7K$1.5M 990 PDF
FY2021 $284K$345K−$61K$1.5M 990 PDF
FY2020 Viewing $266K$321K−$55K$1.5M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2020 990 (6 parts)
Part I · Summary $265,783 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $78,711$66,430
I-9 Program service revenue$0
I-10 Investment incomePrior year $887$853
I-11 Other revenuePrior year $232,000$198,500
I-12 Total revenuePrior year $311,598$265,783
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefits$0
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $332,291$321,160
I-18 Total expensesPrior year $332,291$321,160
I-19 Revenue less expensesPrior year −$20,693−$55,377
Part VI · Governance 5 of 5 board members independent, 4 to look at
VI-1a Voting members of the governing body5
VI-1b Independent voting members5
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
Part VIII · Statement of revenue $265,783 across 5 lines filed
VIII-1f All other contributions, gifts and grants$66,430
VIII-1h Total contributions, gifts and grants$66,430
VIII-3 Investment incomeRelated to mission $853$853
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $198,500$198,500
VIII-12 Total revenueRelated to mission $199,353$265,783
Part IX · Statement of functional expenses $321,160 across 6 lines filed
IX-11c Accounting fees$925
IX-16 Occupancy$6,908
IX-20 Interest$111,565
IX-22 Depreciation, depletion and amortization$165,169
IX-24 Other expenses (24a–d)$35,337
IX-24e All other expenses$1,256
IX-25 Total functional expensesPrograms $0 · Management $0 · Fundraising $0$321,160
Part X · Balance sheet $4,309,761 assets, 7 lines filed
X-1 Cash, non-interest-bearingStart of year $414,503$381,346
X-10c Land, buildings and equipment, netStart of year $4,098,584$3,928,415
X-16 Total assetsStart of year $4,513,087$4,309,761
X-26 Total liabilitiesStart of year $2,924,320$2,787,283
X-27 Net assets without donor restrictionsStart of year $1,588,767$1,522,478
X-32 Total net assets or fund balancesStart of year $1,588,767$1,522,478
X-33 Total liabilities and net assetsStart of year $4,513,087$4,309,761
Part XI · Reconciliation of net assets $1,522,478 net assets at year end
XI-1 Total revenue$265,783
XI-2 Total expenses$321,160
XI-3 Revenue less expenses−$55,377
XI-4 Net assets at start of year$1,588,767
XI-8 Prior period adjustments−$10,912
XI-10 Net assets at end of year$1,522,478

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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