Christian Community Development FY2021 filing

Tax-deductible

Waterloo, IA501(c)(3)UnclassifiedEIN 42-1397528Revenue $799K in FY2021

On file with the IRShouseofhopeccd.org845 W 4th St, 50702-2119 · Waterloo, IATax-exempt since Oct 1993Publicly supported charity — 170(b)(1)(A)(vi)

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To identify and meet the social needs of the waterloo/cedar falls urban Community.

501(c)(3) charity; gifts are tax-deductible.
81¢ of each $1 spent went to programs.
$64K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $1.0M a year · 53% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
81%
of spending
Looks good: 81% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$64K
to officers and key staff · 10% of spending
Looks good: pay to officers and key staff is 10% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
3 mo
of spending, in cash
Fine: 2.7 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $10K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$36K
1% of total assets
Looks good: liabilities are 1% of assets; 50% or less.
Pt X · Ln 26
Independent board members
16
of 16 voting members
Looks good: 16 of 16 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$799K
Spent
$660K
To programs
81%
Net assets
$2.7M
By yearFY2021–FY2025
Revenue
$799K
FY2021
Tap a bar for its year
Revenue by fiscal year
FY2021$799K
FY2022$1.0M
FY2023$936K
FY2024$2.7M
FY2025$4.1M
Expenses
$660K
FY2021
Tap a bar for its year
Expenses by fiscal year
FY2021$660K
FY2022$835K
FY2023$908K
FY2024$1.0M
FY2025$999K
Net assets
$2.7M
FY2021
Tap a bar for its year
Net assets by fiscal year
FY2021$2.7M
FY2022$2.8M
FY2023$2.9M
FY2024$4.7M
FY2025$7.8M

From the FY2021 Form 990 (year ending June 2021) · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Oct 1993.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

81 cents of each dollar spent went to programs.

Program services 81% · $536K Management & general 12% · $80K Fundraising 7% · $44K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

17 people listed on the 990; $64K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2020); the FY2021 filing did not itemize Part VII
Executive Di
$63,744Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Karin Rowe$78,737$66,756$63,191$59,385$63,744

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Addresses local social needs in the Waterloo/Cedar Falls urban community.

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Provided by the organization

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1 program · $536K · in their own filed words · FY2020
01

The program provides two year transitional housing for homeless mothers and their children. The organization served 61 moms and 58 children during the fiscal year.

$536Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$10K

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$799K
Ln 12
Gifts and grantsLn 1h$712K
Fees for servicesLn 2g$51K
Investment incomeLn 3$29K
Money outPt IX
$660K
Ln 25
Programscol B$536K
Managementcol C$80K
Fundraisingcol D$44K
Owns and owesPt X
$2.7M
net assets · Ln 32
Cash and savingsLn 1–2$150K
Total assetsLn 16$2.8M
LiabilitiesLn 26$36K
PeoplePt VI, VII
17
listed · VII A
PaidVII A1
Voting boardVI 1a16
IndependentVI 1b16
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$712K
Fundraising eventsLn 1c$52K
Fees for servicesLn 2g$51K
Investment incomeLn 3$29K
Other incomeLn 4–11$7K
Gains on assetsLn 7$23K
Total revenueLn 12$799K
Assets in detailPt X, end of year
CashLn 1$143K
SavingsLn 2$7K
Cash and savings togetherLn 1–2$150K
InvestmentsLn 11–13$532K
Land, buildings, equipmentLn 10c$2.1M
Other assetsLn 15$14K
Total assetsLn 16$2.8M
LiabilitiesLn 26$36K
Net assetsLn 32$2.7M
OperationsPt I, VI
EmployeesI 510
VolunteersI 6349
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$97K$150K
InvestmentsLn 11–13$302K$532K
Land, buildings, equipmentLn 10c$2.1M$2.1M
Total assetsLn 16$2.6M$2.8M
LiabilitiesLn 26$95K$36K
Net assetsLn 32$2.5M$2.7M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$70K$59K$10K
Other salaries and wagesLn 7$258K$196K$29K$32K
Other employee benefitsLn 9$34K$27K$3K$4K
Payroll taxesLn 10$27K$21K$3K$3K
Accounting feesLn 11c$3K$3K
Office expensesLn 13$12K$4K$6K$2K
Information technologyLn 14$11K$3K$6K$3K
OccupancyLn 16$53K$48K$5K
Depreciation, depletion and amortizationLn 22$92K$80K$11K
InsuranceLn 23$563$563
Other expenses (24a–d)Ln 24$99K$96K$3K
All other expensesLn 24e$1K$1K$132
Total functional expensesLn 25$660K$536K$80K$44K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $4.1M$999K$3.1M$7.8M 990 PDF
FY2024 $2.7M$1.0M$1.7M$4.7M 990 PDF
FY2023 $936K$908K$28K$2.9M 990 PDF
FY2022 $1.0M$835K$205K$2.8M 990 PDF
FY2021 Viewing $799K$660K$140K$2.7M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2021 990 (6 parts)
Part I · Summary $799,213 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $534,473$712,264
I-9 Program service revenuePrior year $48,090$50,972
I-10 Investment incomePrior year $8,696$28,877
I-11 Other revenuePrior year −$10,753$7,100
I-12 Total revenuePrior year $580,506$799,213
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $361,228$388,191
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $233,984$271,488
I-18 Total expensesPrior year $595,212$659,679
I-19 Revenue less expensesPrior year −$14,706$139,534
Part VI · Governance 16 of 16 board members independent, 1 to look at
VI-1a Voting members of the governing body16
VI-1b Independent voting members16
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $799,213 across 9 lines filed
VIII-1a Federated campaigns$20,172
VIII-1c Fundraising events$52,072
VIII-1f All other contributions, gifts and grants$640,020
VIII-1h Total contributions, gifts and grants$712,264
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $50,972$50,972
VIII-3 Investment incomeExcluded from tax $5,558$5,558
VIII-7 Net gain or loss on sales of assetsRelated to mission $23,319$23,319
VIII-8 Net income from fundraising eventsExcluded from tax $7,100$7,100
VIII-12 Total revenueRelated to mission $74,291 · Excluded from tax $12,658$799,213
Part IX · Statement of functional expenses $659,679 across 12 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $59,219 · Management $10,450$69,669
IX-7 Other salaries and wagesPrograms $196,269 · Management $29,372 · Fundraising $31,880$257,521
IX-9 Other employee benefitsPrograms $26,996 · Management $3,115 · Fundraising $4,004$34,115
IX-10 Payroll taxesPrograms $20,960 · Management $3,258 · Fundraising $2,668$26,886
IX-11c Accounting feesManagement $3,237$3,237
IX-13 Office expensesPrograms $4,161 · Management $5,680 · Fundraising $2,094$11,935
IX-14 Information technologyPrograms $2,826 · Management $5,652 · Fundraising $2,826$11,304
IX-16 OccupancyPrograms $47,781 · Management $4,813$52,594
IX-22 Depreciation, depletion and amortizationPrograms $80,415 · Management $11,088$91,503
IX-23 InsuranceManagement $563$563
IX-24 Other expenses (24a–d)Programs $95,949 · Management $3,137$99,086
IX-24e All other expensesPrograms $1,134 · Fundraising $132$1,266
IX-25 Total functional expensesPrograms $535,710 · Management $80,365 · Fundraising $43,604$659,679
Part X · Balance sheet $2,784,727 assets, 14 lines filed
X-1 Cash, non-interest-bearingStart of year $91,673$143,251
X-2 Savings and temporary cash investmentsStart of year $5,683$7,081
X-3 Pledges and grants receivableStart of year $20,154$25,950
X-4 Accounts receivableStart of year $12,451$7,859
X-10c Land, buildings and equipment, netStart of year $2,142,523$2,054,300
X-11 Publicly traded securitiesStart of year $302,324$531,807
X-15 Other assetsStart of year $10,954$14,479
X-16 Total assetsStart of year $2,585,762$2,784,727
X-17 Accounts payable and accrued expensesStart of year $35,472$36,431
X-26 Total liabilitiesStart of year $94,672$36,431
X-27 Net assets without donor restrictionsStart of year $2,480,620$2,734,152
X-28 Net assets with donor restrictionsStart of year $10,470$14,144
X-32 Total net assets or fund balancesStart of year $2,491,090$2,748,296
X-33 Total liabilities and net assetsStart of year $2,585,762$2,784,727
Part XI · Reconciliation of net assets $2,748,296 net assets at year end
XI-1 Total revenue$799,213
XI-2 Total expenses$659,679
XI-3 Revenue less expenses$139,534
XI-4 Net assets at start of year$2,491,090
XI-5 Net unrealized gains (losses) on investments$117,672
XI-10 Net assets at end of year$2,748,296

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

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