More EIN 41-1611040

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EIN  41-1611040 Public charity (501(c)(3)) St Paul, MN Founded 1989
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Size
$100K–1M
What they do
Empowers refugees and immigrants with education and support for independence.
Leadership
Jane Rydholm · Executive Dir. · $102K
Money in and out
$619K revenue, $431K expenses
Bottom line
84% program efficiency

Empowers refugees and immigrants with education and support for independence. For fiscal year 2025 it reported $619K in revenue, $431K in expenses, and $509K in net assets.Pt I

Where the money goes · FY2025
Total revenue
$619K
Pt VIII · Ln 12
Total expenses
$431K
Pt IX · Ln 25
Net assets
$509K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $188K
Where spending went · Part IX cols B–D
Program services $0.84 Management & general $0.15 Fundraising $0.02
Program efficiency
84%
of spending reaches programs▲ +13% vs prior filing year
Operating runway
12.5mo
months of highly liquid reserves at operating expense rate▼ -18% vs prior filing year
Surplus margin
+30%
revenue over expenses, this year▲ +23% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$619K
FY2025▲ +153%
Expenses
$431K
FY2025▲ +134%
Total assets
$663K
FY2025▲ +41%
Total liabilities
$154K
FY2025▲ +3%
Total revenue
$619K
Pt VIII · Ln 12
Total expenses
$431K
Pt IX · Ln 25
Net assets
$509K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$188K
Total assetsPt X · Ln 16$663K
Program-expense ratioPt IX · col B84%
Voting members of governing bodyPt I · Ln 311
Independent voting membersPt I · Ln 411
Mission & Programs · Part III

Where the work happens

2 program services account for $360K of program spending, described in the organization's own filed words · FY2025.
01

Our Education program strengthens the community by equipping new Americans that have low English capacity with the skills and understanding for more and better opportunities for employment. This is accomplished through providing free English, Digital Literacy and Work Preparedness classes for adults.

$277Kprogram expense
02

Through our social services program, we prioritize meeting participant's most basic needs and provide weekly free food through a partnership with a local Whole Foods, as well as clothing/household goods distributions.

$83Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CMore
EINHdr · item D41-1611040
Principal addressHdr · item CSt Paul, MN
WebsiteHdr · item Jwww.more-empowerment.org
Year of formationHdr · item L1989
State of legal domicileHdr · item MMN
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P20Z)
Ruling yearIRS BMFOct 1989

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a11
Independent voting membersPt VI · Ln 1b11
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Executive Dir.
$102,166Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Chairman
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A

Jane Rydholm’s $102K as Executive Dir. is at the 87th percentile of top reported officer pay among 2165 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2024FY2023FY2022FY2021
Jane Rydholm$102,166$62,154
Cathy Rucci$14,578$77,657$76,737$71,850$75,681

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$601K · 97%
Program service revenue$4K · 1%
Investment income$5K · 1%
Other revenue$8K · 1%
Contributions & grants97%$601K
Program service revenue1%$4K
Investment income1%$5K
Other revenue1%$8K
— government grantsLn 1e$101K
Total revenueLn 12$619K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.84 Management & general $0.15 Fundraising $0.02
Program services84%$360K
Management & general15%$64K
Fundraising2%$7K
Total functional expensesLn 25$431K

Balance Sheet

Part X · end of year
CashLn 1$449K
Total assetsLn 16$663K
Total liabilitiesLn 26$154K
Total net assetsLn 32$509K
Months of cash on handcomputed12.5

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $449K · Operating expenses/yr $431K
12.5 months
Where the money goes
Program services
Program services $360K · Total expenses $431K
84%
Management & General
Management & general $64K · Total expenses $431K
15%
Fundraising
Fundraising $7K · Total expenses $431K
2%
Cost to raise $1
Fundraising expense (3-yr avg) $4K · Solicited contributions (3-yr avg) $281K
$0.01 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $601K · Total revenue $619K
97%
Government reliance
Government grants $101K · Total revenue $619K
16%
Earned-income share
Program service revenue $4K · Total revenue $619K
1%
Investment reliance
Investment income $5K · Total revenue $619K
+1%
Program self-sufficiency
Program service revenue $4K · Total expenses $431K
1%
Growth & trend
Revenue growth (YoY)
This year $619K · Prior year $245K
+153%
Revenue CAGR
FY2020 $355K · FY2025 $619K
+12%
Net-asset trend (YoY)
End of year $509K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $619K · Expenses $431K
+30%
Liabilities-to-Assets
Total liabilities — · Total assets $663K
Net-asset ratio
Net assets $509K · Total assets $663K
77%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $663K
0%
People & payroll
Highest Reported Total Compensation
Individual Jane Rydholm · Reported title Executive Dir. · Highest reported compensation $102K · Total expenses $431K
24%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $340K · Total expenses $431K
79%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 84%
Overhead ratio 15%
Fundraising cost ratio 1%
Revenue growth 153%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 4 funders →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$619K revenue · viewing · ⤓ 990 PDF
FY2024$284K revenue · ⤓ 990 PDF
FY2023$274K revenue · ⤓ 990 PDF
FY2022$397K revenue · ⤓ 990 PDF
FY2021$355K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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