Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
14 people listed on the 990; $973K paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Gary Williams | — | — | — | $416,144 | $328,344 | $326,386 |
| Scott Ward | $400,308 | $387,145 | $336,704 | $280,517 | $227,468 | $208,035 |
| Beth Peters | $164,035 | $156,577 | $147,216 | $134,180 | $125,900 | $124,008 |
| Nathan Webb | $159,115 | $148,857 | $141,763 | $126,061 | $111,902 | $106,217 |
| Eric Hohler | — | — | $132,809 | $132,415 | $124,888 | $123,181 |
| Jackie Wisneski | $128,056 | $117,873 | $112,893 | $100,455 | — | — |
| Herb Garcia | $115,246 | $108,604 | $101,295 | — | — | — |
| Patty Revis | $109,243 | $103,656 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Offers members various financial services.
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Checking Accounts
Providing checking accounts with varying features. Offering benefits such as atm access, debit cards as well as on-line benefits such as bill paying.
Loans
Providing consumer loans of all types, including vehicle loans, unsecured loans, and credit cards. Also offering residential mortgages and small business loans.
Share Savings Accounts
Providing share savings accounts to members, offering special share savings accounts to minors.
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By the numbers
The FY2023 990, line by line.
Download 990
| Line | Start FY23 | End FY23 |
|---|---|---|
| Cash and savingsLn 1–2 | $429K | $1.1M |
| InvestmentsLn 11–13 | $104.5M | $76.5M |
| Land, buildings, equipmentLn 10c | $5.8M | $5.7M |
| Total assetsLn 16 | $300.0M | $285.9M |
| LiabilitiesLn 26 | $290.8M | $276.0M |
| Net assetsLn 32 | $9.3M | $9.8M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $635K | |||
| Pay of disqualified personsLn 6 | $3.6M | |||
| Pension plan contributionsLn 8 | $153K | |||
| Other employee benefitsLn 9 | $589K | |||
| Payroll taxesLn 10 | $294K | |||
| Management feesLn 11a | $198K | |||
| Accounting feesLn 11c | $24K | |||
| Other fees for servicesLn 11g | $2.4M | |||
| Advertising and promotionLn 12 | $420K | |||
| Office expensesLn 13 | $880K | |||
| OccupancyLn 16 | $547K | |||
| TravelLn 17 | $150K | |||
| InterestLn 20 | $911 | |||
| Depreciation, depletion and amortizationLn 22 | $284K | |||
| InsuranceLn 23 | $106K | |||
| Other expenses (24a–d)Ln 24 | $3.8M | |||
| All other expensesLn 24e | $44K | |||
| Total functional expensesLn 25 | $14.2M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $16.4M | $16.9M | −$544K | $12.9M | 990 PDF |
| FY2024 | $16.5M | $16.7M | −$145K | $9.6M | 990 PDF |
| FY2023 Viewing | $16.8M | $14.2M | $2.6M | $9.8M | 990 PDF |
| FY2022 | $13.0M | $11.0M | $2.1M | $9.3M | 990 PDF |
| FY2021 | $12.2M | $10.4M | $1.8M | $19.8M | 990 PDF |
| FY2020 | $12.4M | $12.4M | $68K | $19.7M | 990 PDF |
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Schedules filed Part IV
See the full FY2023 990 (4 parts)
Part VIII · Statement of revenue $16,759,480 across 5 lines filed
Part IX · Statement of functional expenses $14,164,401 across 17 lines filed
Part X · Balance sheet $285,879,166 assets, 11 lines filed
Part XI · Reconciliation of net assets $9,848,446 net assets at year end
Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File
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