Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2022.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
100 cents of each dollar spent went to programs.
Form 990 Part IX, line 25. Every line is in By the numbers.
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Who runs it and what they're paid
7 people listed on the 990; $312K paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2022 | FY2021 | FY2020 |
|---|---|---|---|
| Kristin Tingo | $202,664 | $85,217 | $86,105 |
| Jennifer Strama | — | $109,023 | $109,493 |
| Shelley Mell | $99,784 | $61,326 | — |
| Shelly Mell | — | — | $65,320 |
| Rob Frenchick | $3,000 | $3,250 | $2,750 |
| Ron Siemers | $1,700 | $1,500 | $1,200 |
| Deborah Lasavage | $1,600 | $1,300 | $1,100 |
| Joel Clapero | $1,600 | $1,100 | $70 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Promotes financial stability and quality of life for members and the community.
Questions for Hayward Community Credit Union
Your first name shows with your question. Hayward Community Credit Union answers here, for everyone.
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We funded 581 loans during 2022. As of 12/31/22, we had 417 MORTGAGES/HOME equity loans, 1,053 consumer loans, 29 member business loans, and 206 credit card accounts with our members.
We have deposit, transaction and investment accounts with 7,604 members at 12/31/22. During 2022, we opened 1,173 new deposit, transaction and investment accounts.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2022 990, line by line.
Download 990
| Line | Start FY22 | End FY22 |
|---|---|---|
| Cash and savingsLn 1–2 | $15.3M | $0 |
| InvestmentsLn 11–13 | $48.6M | $0 |
| Land, buildings, equipmentLn 10c | $1.3M | $0 |
| Total assetsLn 16 | $103.6M | $0 |
| LiabilitiesLn 26 | $94.8M | $0 |
| Net assetsLn 32 | $8.8M | $0 |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $312K | $312K | ||
| Other salaries and wagesLn 7 | $990K | $990K | ||
| Pension plan contributionsLn 8 | $31K | $31K | ||
| Other employee benefitsLn 9 | $175K | $175K | ||
| Payroll taxesLn 10 | $99K | $99K | ||
| Advertising and promotionLn 12 | $42K | $42K | ||
| Office expensesLn 13 | $298K | $298K | ||
| Information technologyLn 14 | $300K | $300K | ||
| OccupancyLn 16 | $57K | $57K | ||
| TravelLn 17 | $7K | $7K | ||
| Conferences, conventions and meetingsLn 19 | $27K | $27K | ||
| Payments to affiliatesLn 21 | $26K | $26K | ||
| Depreciation, depletion and amortizationLn 22 | $84K | $84K | ||
| InsuranceLn 23 | $61K | $61K | ||
| Other expenses (24a–d)Ln 24 | $762K | $762K | ||
| All other expensesLn 24e | −$18K | −$18K | ||
| Total functional expensesLn 25 | $3.3M | $3.3M | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2022 Latest Viewing | $3.5M | $3.3M | $213K | $0 | 990 PDF |
| FY2021 | $3.1M | $2.7M | $424K | $8.8M | 990 PDF |
| FY2020 | $3.3M | $3.0M | $357K | $8.9M | 990 PDF |
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Schedules filed Part IV
See the full FY2022 990 (6 parts)
Part I · Summary $3,467,648 revenue, 12 lines filed
Part VI · Governance 5 of 5 board members independent, 1 to look at
Part VIII · Statement of revenue $3,467,648 across 5 lines filed
Part IX · Statement of functional expenses $3,254,957 across 16 lines filed
Part X · Balance sheet $0 assets, 17 lines filed
Part XI · Reconciliation of net assets $0 net assets at year end
Form 990 e-file (XML) FY2022 from the IRS · Classification, formation year and address from the IRS Business Master File
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