Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2023.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
9 people listed on the 990; $167K paid to officers and key staff.
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|
| Connie Toensing | $99,466 | $82,100 | $80,425 | $77,427 |
| Bradley Bisdorf | $67,233 | $53,033 | $42,419 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Provides cooperative financial services to members through credit unions.
Questions for Chippewa County Credit Union
Your first name shows with your question. Chippewa County Credit Union answers here, for everyone.
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Michigan chartered credit union (state chartered) furnishing cooperative financial services to members as provided by public act 285
By the numbers
The FY2023 990, line by line.
Download 990
| Line | Start FY23 | End FY23 |
|---|---|---|
| Total assetsLn 16 | $38.2M | $0 |
| LiabilitiesLn 26 | $34.3M | $0 |
| Net assetsLn 32 | $3.8M | $0 |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $167K | |||
| Other salaries and wagesLn 7 | $365K | |||
| Pension plan contributionsLn 8 | $18K | |||
| Other employee benefitsLn 9 | $74K | |||
| Payroll taxesLn 10 | $48K | |||
| Legal feesLn 11b | $698 | |||
| Other fees for servicesLn 11g | $230K | |||
| Advertising and promotionLn 12 | $33K | |||
| Office expensesLn 13 | $447K | |||
| OccupancyLn 16 | $54K | |||
| Conferences, conventions and meetingsLn 19 | $25K | |||
| InterestLn 20 | $83K | |||
| Depreciation, depletion and amortizationLn 22 | $93K | |||
| InsuranceLn 23 | $6K | |||
| Other expenses (24a–d)Ln 24 | $219K | |||
| All other expensesLn 24e | −$37K | |||
| Total functional expensesLn 25 | $1.8M | $0 | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2023 Latest Viewing | $2.1M | $1.8M | $282K | $0 | 990 PDF |
| FY2022 | $1.8M | $1.7M | $147K | $3.8M | 990 PDF |
| FY2021 | $1.8M | $1.6M | $233K | $3.7M | 990 PDF |
| FY2020 | $1.7M | $1.5M | $178K | $3.5M | 990 PDF |
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Schedules filed Part IV
See the full FY2023 990 (6 parts)
Part I · Summary $2,107,665 revenue, 12 lines filed
Part VI · Governance 2 of 7 board members independent, 2 to look at
Part VIII · Statement of revenue $2,107,665 across 6 lines filed
Part IX · Statement of functional expenses $1,825,437 across 16 lines filed
Part X · Balance sheet $0 assets, 4 lines filed
Part XI · Reconciliation of net assets $0 net assets at year end
Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File
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