Form 990 for the fiscal year ending December 2020 (IRS tax year 2020).
Status and standing
Financial health
Summary of the Filing
| FY2020 | $290.4M |
|---|---|
| FY2021 | $324.1M |
| FY2022 | $314.3M |
| FY2023 | $311.7M |
| FY2024 | $317.8M |
| FY2025 | $336.3M |
| FY2020 | $256.7M |
|---|---|
| FY2021 | $288.0M |
| FY2022 | $283.2M |
| FY2023 | $274.1M |
| FY2024 | $273.3M |
| FY2025 | $281.2M |
Balance Sheet
Statement of Revenue
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Legal fee ratio | 1% | — | — |
| Accounting fee ratio | 0.4% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Leadership and pay
Officers, Directors & Key Employees
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Deidra Williams | $590,344 | $581,599 | $549,899 | $518,992 | $485,443 | $436,576 |
| Kristin Kasinec | $286,044 | $289,112 | $275,545 | $263,048 | $228,721 | $211,476 |
| James McQueen | $242,131 | $237,779 | $228,492 | $214,167 | $180,943 | $149,568 |
| Stacey Comiska | $180,021 | $173,774 | $161,228 | $143,757 | $134,640 | $124,447 |
| Ruthann Varosi | $164,930 | $145,148 | $130,233 | — | — | — |
| Paul Shammas | $150,229 | $144,311 | $138,082 | $130,763 | $124,337 | — |
| Perry Simmons | $142,735 | $127,271 | — | — | — | — |
| Mary Kay Osgood | $135,269 | $132,816 | $132,424 | $128,165 | $121,291 | $113,851 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Governance & Policies
Mission and programs
Improves financial well-being through quality, value, and convenient products and services.
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Where the work happens
Offer automated teller machines, debit cards, international remittances, bill payer, student scholarships, overdraft PROTECTION/COURTESY pay, financial education and counseling and various insurance and investment programs.
Provide 19,292 members with regular shares, share drafts, certificates of deposit, ira, and money market accounts totaling $254,716,249.
Provide loans including vehicle, personal, mortgage, recreational vehicle, and home equity loans totaling $133,648,575.
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Funders
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
Filing history
| Year | Revenue | Expenses | Change | Filing |
|---|---|---|---|---|
| FY2025 Latest | $31.6M | $23.8M | +21% | 990 PDF |
| FY2024 | $26.1M | $21.9M | +8% | 990 PDF |
| FY2023 | $24.2M | $19.2M | +16% | 990 PDF |
| FY2022 | $20.9M | $16.6M | +10% | 990 PDF |
| FY2021 | $18.9M | $13.9M | -5% | 990 PDF |
| FY2020 Viewing | $20.0M | $13.8M | 990 PDF |
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Schedules filed Part IV
Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.
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Sources
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