St Margarets House

Tax-deductible

South Bend, IN501(c)(3)Recreation & SportsEIN 35-1913328Revenue $5.2M in FY2024

On file with the IRSstmargaretshouse.org117 N Lafayette Blvd, 46601-1507 · South Bend, INTax-exempt since Sep 1995Publicly supported charity — 170(b)(1)(A)(vi)

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St. Margaret's House improves the lives of women and children by providing individual attention to their immediate needs, breaking the bonds of isolation and helping them acquire skills to better their lives. Through a philosophy of shared ownership in St. Margaret's House, guests become empowered by participating in planning and decision making.

501(c)(3) charity; gifts are tax-deductible.
61¢ of each $1 spent went to programs.
Run by 135 volunteers and 18 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 5
filings with a surplus
Average surplus $939K a year · 44% of revenue · last 5 filings
Fine: a surplus in 4 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
61%
of spending
Worth a look: 61% of spending went to programs; under 65%.
Pt IX · Ln 25 · col B
Cash reserves
2 mo
of spending, in cash
Fine: 2.0 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
10
named funders · $775K
Looks good: 10 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$64K
1.0% of total assets
Looks good: liabilities are 1% of assets; 50% or less.
Pt X · Ln 26
Independent board members
15
of 15 voting members
Looks good: 15 of 15 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$5.2M
+318% vs prior year
Spent
$1.6M
To programs
61%
Net assets
$6.5M
By yearFY2020–FY2024
Revenue
$5.2M
FY2024▲ +318%
Tap a bar for its year
Revenue by fiscal year
FY2020$1.4M
FY2021$1.6M
FY2022$1.2M
FY2023$1.3M
FY2024$5.2M
Expenses
$1.6M
FY2024▲ +19%
Tap a bar for its year
Expenses by fiscal year
FY2020$977K
FY2021$1.0M
FY2022$995K
FY2023$1.3M
FY2024$1.6M
Net assets
$6.5M
FY2024▲ +132%
Tap a bar for its year
Net assets by fiscal year
FY2020$2.5M
FY2021$3.1M
FY2022$2.7M
FY2023$2.8M
FY2024$6.5M

From the FY2024 Form 990 · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Sep 1995.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

61 cents of each dollar spent went to programs.

Program services 61% · $955K Management & general 20% · $317K Fundraising 18% · $282K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

17 people listed on the 990.

Part VII, Section A · reportable compensation
Executive Dir.
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
See St Margarets House executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Empowers women and children by meeting needs, reducing isolation, and teaching skills for better lives.

Questions for St Margarets House

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Provided by the organization

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1 program · $955K · in their own filed words · FY2024
01

St Margaret's House is a day center for women and children who live in economic poverty. The organization provides a safe environment to get out of the elements, receive hot noon meal, showers and laundry facilities, parenting programs,along with access to other social services.

$955Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 10 funders →

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$5.2M
Ln 12
Gifts and grantsLn 1h$5.1M
Investment incomeLn 3$136K
Other incomeLn 4–11$25K
Money outPt IX
$1.6M
Ln 25
Programscol B$955K
Managementcol C$317K
Fundraisingcol D$282K
Owns and owesPt X
$6.5M
net assets · Ln 32
Cash and savingsLn 1–2$258K
Total assetsLn 16$6.6M
LiabilitiesLn 26$64K
PeoplePt VI, VII
17
listed · VII A
PaidVII A0
Voting boardVI 1a15
IndependentVI 1b15
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$5.1M
Government grantsLn 1e$46K
Noncash giftsLn 1g$122K
Fundraising eventsLn 1c$93K
Investment incomeLn 3$136K
Other incomeLn 4–11$25K
Gains on assetsLn 7$0
Total revenueLn 12$5.2M
Assets in detailPt X, end of year
CashLn 1$253K
SavingsLn 2$5K
Cash and savings togetherLn 1–2$258K
InvestmentsLn 11–13$2.2M
Land, buildings, equipmentLn 10c$572K
Other assetsLn 15$214K
Total assetsLn 16$6.6M
LiabilitiesLn 26$64K
Net assetsLn 32$6.5M
OperationsPt I, VI
EmployeesI 518
VolunteersI 6135
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aNo
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$313K$258K
InvestmentsLn 11–13$1.8M$2.2M
Land, buildings, equipmentLn 10c$543K$572K
Total assetsLn 16$2.8M$6.6M
LiabilitiesLn 26$30K$64K
Net assetsLn 32$2.8M$6.5M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0
Grants to domestic individualsLn 2$0
Grants and assistance to foreign recipientsLn 3$0
Benefits paid to or for membersLn 4$0
Pay of current officers, directors and key staffLn 5$0
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$903K$530K$156K$217K
Pension plan contributionsLn 8$35K$19K$9K$7K
Other employee benefitsLn 9$76K$42K$13K$22K
Payroll taxesLn 10$72K$42K$12K$17K
Management feesLn 11a$8K$8K
Legal feesLn 11b$0
Accounting feesLn 11c$42K$42K
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$0
Other fees for servicesLn 11g$0
Advertising and promotionLn 12$0
Office expensesLn 13$17K$2K$14K$882
Information technologyLn 14$0
RoyaltiesLn 15$0
OccupancyLn 16$157K$133K$16K$8K
TravelLn 17$0
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$0
InterestLn 20$0
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$54K$46K$5K$3K
InsuranceLn 23$28K$24K$3K$1K
Other expenses (24a–d)Ln 24$154K$117K$32K$5K
All other expensesLn 24e$8K$8K
Total functional expensesLn 25$1.6M$955K$317K$282K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest Viewing $5.2M$1.6M$3.7M$6.5M 990 PDF
FY2023 $1.3M$1.3M−$51K$2.8M 990 PDF
FY2022 $1.2M$995K$198K$2.7M 990 PDF
FY2021 $1.6M$1.0M$502K$3.1M 990 PDF
FY2020 $1.4M$977K$374K$2.5M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2024 990 (6 parts)
Part I · Summary $5,223,810 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,063,543$5,062,680
I-9 Program service revenue$0
I-10 Investment incomePrior year $92,565$136,017
I-11 Other revenuePrior year $94,940$25,113
I-12 Total revenuePrior year $1,251,048$5,223,810
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $894,891$1,086,773
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $407,068$466,638
I-18 Total expensesPrior year $1,301,959$1,553,411
I-19 Revenue less expensesPrior year −$50,911$3,670,399
Part VI · Governance 15 of 15 board members independent, 4 to look at
VI-1a Voting members of the governing body15
VI-1b Independent voting members15
VI-12a Written conflict of interest policyNo
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
Part VIII · Statement of revenue $5,223,810 across 11 lines filed
Lines not itemized here account for $3,024 of total revenue; see the IRS return.
VIII-1c Fundraising events$93,031
VIII-1e Government grants$46,046
VIII-1f All other contributions, gifts and grants$4,923,603
VIII-1g Noncash contributions (included above)$121,567
VIII-1h Total contributions, gifts and grants$5,062,680
VIII-3 Investment incomeRelated to mission $136,017$136,017
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising events$22,089
VIII-12 Total revenueRelated to mission $136,017 · Excluded from tax $3,024$5,223,810
Part IX · Statement of functional expenses $1,553,411 across 31 lines filed
IX-1 Grants to domestic organizations$0
IX-2 Grants to domestic individuals$0
IX-3 Grants and assistance to foreign recipients$0
IX-4 Benefits paid to or for members$0
IX-5 Pay of current officers, directors and key staff$0
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wagesPrograms $529,822 · Management $156,076 · Fundraising $217,412$903,310
IX-8 Pension plan contributionsPrograms $19,056 · Management $8,757 · Fundraising $7,237$35,050
IX-9 Other employee benefitsPrograms $41,591 · Management $12,828 · Fundraising $22,052$76,471
IX-10 Payroll taxesPrograms $42,481 · Management $12,309 · Fundraising $17,152$71,942
IX-11a Management feesManagement $8,300$8,300
IX-11b Legal fees$0
IX-11c Accounting feesManagement $41,623$41,623
IX-11d Lobbying fees$0
IX-11e Professional fundraising fees$0
IX-11f Investment management fees$0
IX-11g Other fees for services$0
IX-12 Advertising and promotion$0
IX-13 Office expensesPrograms $1,778 · Management $14,081 · Fundraising $882$16,741
IX-14 Information technology$0
IX-15 Royalties$0
IX-16 OccupancyPrograms $133,081 · Management $15,628 · Fundraising $7,815$156,524
IX-17 Travel$0
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetings$0
IX-20 Interest$0
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortizationPrograms $45,655 · Management $5,371 · Fundraising $2,686$53,712
IX-23 InsurancePrograms $23,786 · Management $2,794 · Fundraising $1,399$27,979
IX-24 Other expenses (24a–d)Programs $117,370 · Management $31,688 · Fundraising $5,017$154,075
IX-24e All other expensesManagement $7,684$7,684
IX-25 Total functional expensesPrograms $954,620 · Management $317,139 · Fundraising $281,652$1,553,411
Part X · Balance sheet $6,611,383 assets, 20 lines filed
X-1 Cash, non-interest-bearingStart of year $282,836$252,799
X-2 Savings and temporary cash investmentsStart of year $30,177$5,031
X-3 Pledges and grants receivable$3,370,943
X-4 Accounts receivable$0
X-8 Inventories for sale or use$0
X-9 Prepaid expenses and deferred charges$0
X-10c Land, buildings and equipment, netStart of year $543,361$572,159
X-11 Publicly traded securitiesStart of year $1,776,753$2,196,612
X-12 Other securities$0
X-13 Program-related investments$0
X-14 Intangible assets$0
X-15 Other assetsStart of year $214,088$213,839
X-16 Total assetsStart of year $2,847,215$6,611,383
X-17 Accounts payable and accrued expensesStart of year $22,760$55,153
X-25 Other liabilitiesStart of year $6,806$9,084
X-26 Total liabilitiesStart of year $29,566$64,237
X-27 Net assets without donor restrictionsStart of year $2,741,064$2,552,221
X-28 Net assets with donor restrictionsStart of year $76,585$3,994,925
X-32 Total net assets or fund balancesStart of year $2,817,649$6,547,146
X-33 Total liabilities and net assetsStart of year $2,847,215$6,611,383
Part XI · Reconciliation of net assets $6,547,146 net assets at year end
XI-1 Total revenue$5,223,810
XI-2 Total expenses$1,553,411
XI-3 Revenue less expenses$3,670,399
XI-4 Net assets at start of year$2,817,649
XI-5 Net unrealized gains (losses) on investments$59,095
XI-8 Prior period adjustments$3
XI-10 Net assets at end of year$6,547,146

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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