Chn Housing Partners
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Provides affordable housing, financial counseling, and digital literacy training to help low-income families purchase homes and improve their financial stability. For fiscal year 2024 it reported $57.3M in revenue, $55.4M in expenses, and $33.1M in net assets.Pt I
Summary of the Filing
Where the work happens
Housing Development, Property Management & Sales
CHN is a seasoned affordable housing developer and the nation's largest single-family developer using low income housing tax credits through our nationally recognized lease purchase program.
Energy Conservation & Weatherization
Through decades-long partnerships with utility companies and public agencies, CHN has become one of northeast ohio's largest energy conservation and weatherization providers. Currently, we provide nearly $20 million in energy-efficient products and services annually (including weatherization and electric, water, and sewer conservation)…
Training & Education
CHN operates one of the region's higher-capacity community resource centers, teaching financial and digital literacy, enhancing employment skills, and preparing clients to purchase and maintain their homes through our financial mobility program.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Kevin J Nowak’s $263K as President and CEO is at the 69th percentile of top reported officer pay among 672 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Kevin J Nowak | $262,766 | $250,697 | $240,504 | $221,909 | — |
| Mary Smigelski | $215,898 | $211,448 | $207,121 | $188,890 | $171,240 |
| Janet Reed-James | $208,962 | $178,734 | $170,088 | $165,618 | $160,811 |
| Kevin Nowak | — | — | — | — | $204,883 |
| Andrew Bailey | $202,519 | — | — | — | — |
| Mark Whipkey | $188,506 | $201,066 | $191,744 | $179,800 | $167,505 |
| Patrick Kenney | — | $190,194 | $186,079 | $184,195 | $176,810 |
| John Miller | $187,447 | $173,108 | $40,776 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 89% | — | — |
| Overhead ratio | 9% | — | — |
| Fundraising cost ratio | 2% | — | — |
| Revenue growth | -0% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
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Filings & Schedule Manifest
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