Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in May 2008.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
91 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
29 people listed on the 990; $2.0M paid to officers and key staff.
Zack Rosenburg’s $371K as Former Chief Executive Officer is at the 72nd percentile of top reported officer pay among 58 $10–100M public safety & disaster nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Zack Rosenburg | $370,796 | $319,146 | $318,521 | $339,027 | $301,841 |
| Keith McCulloch | $240,863 | $243,896 | $224,318 | $212,845 | $191,444 |
| Reese May | $240,000 | $225,863 | $210,472 | $190,887 | $190,116 |
| Elizabeth McCartney | $228,225 | $209,705 | $204,221 | $172,683 | $173,130 |
| Thomas Corley | $215,516 | — | $149,105 | $144,516 | $137,524 |
| Elizabeth Egle | $193,678 | $181,439 | $171,295 | $162,363 | $156,062 |
| Tim Brady | $187,500 | — | — | — | — |
| Elizabeth Wright | $187,128 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2Yes
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Rebuilds disaster-impacted communities by constructing affordable housing and training local governments and nonprofits to accelerate long-term recovery and preparedness efforts.
Questions for The St Bernard Project INC
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Rebuilding Program
SBP'S rebuilding program quickly rebuilds homes for disaster survivors, prioritizing those with limited income and people who are underinsured or uninsured.
Advise Program
SBP provides technical assistance, training, and capacity- strengthening programs to support local nonprofit and government partners to lead long-term recovery efforts, effectively navigate disaster response decisions, and advance solutions for mitigation and resilience.
Opportunity Housing
SBP'S opportunity housing program makes the dream of affordable homeownership a reality for low - to moderate - income families. We build high - quality homes for sale or rent at an affordable price, utilizing financial assistance from local government partners for down payments and closing costs.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $12.2M | $13.8M |
| InvestmentsLn 11–13 | $11.6M | $13.1M |
| Land, buildings, equipmentLn 10c | $2.0M | $1.9M |
| Total assetsLn 16 | $39.3M | $47.4M |
| LiabilitiesLn 26 | $7.0M | $12.9M |
| Net assetsLn 32 | $32.3M | $34.5M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $2.1M | $2.1M | ||
| Grants to domestic individualsLn 2 | $6K | $6K | ||
| Grants and assistance to foreign recipientsLn 3 | $100K | $100K | ||
| Pay of current officers, directors and key staffLn 5 | $1.9M | $1.7M | $195K | |
| Other salaries and wagesLn 7 | $8.5M | $7.6M | $888K | |
| Pension plan contributionsLn 8 | $111K | $90K | $21K | |
| Other employee benefitsLn 9 | $848K | $671K | $177K | |
| Payroll taxesLn 10 | $745K | $625K | $119K | |
| Other fees for servicesLn 11g | $1.1M | $568K | $425K | $73K |
| Advertising and promotionLn 12 | $25K | $23K | $234 | $2K |
| Office expensesLn 13 | $87K | $64K | $1K | $22K |
| Information technologyLn 14 | $67K | $67K | $720 | $8 |
| OccupancyLn 16 | $611K | $511K | $79K | $21K |
| TravelLn 17 | $582K | $484K | $80K | $18K |
| Conferences, conventions and meetingsLn 19 | $38K | $12K | $22K | $4K |
| InterestLn 20 | $61K | $61K | ||
| Depreciation, depletion and amortizationLn 22 | $61K | $41K | $20K | |
| InsuranceLn 23 | $707K | $693K | $14K | |
| Other expenses (24a–d)Ln 24 | $7.5M | $7.5M | $11K | $30K |
| All other expensesLn 24e | $128K | $78K | $30K | $20K |
| Total functional expensesLn 25 | $25.2M | $23.0M | $2.1M | $189K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest Viewing | $27.0M | $25.2M | $1.8M | $34.5M | 990 PDF |
| FY2023 | $35.3M | $35.8M | −$487K | $32.3M | 990 PDF |
| FY2022 | $36.3M | $36.0M | $285K | $32.4M | 990 PDF |
| FY2021 | $37.7M | $32.5M | $5.1M | $32.6M | 990 PDF |
| FY2020 | $34.0M | $30.7M | $3.3M | $27.6M | 990 PDF |
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Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $27,048,609 revenue, 12 lines filed
Part VI · Governance 20 of 21 board members independent, 1 to look at
Part VIII · Statement of revenue $27,048,609 across 9 lines filed
Part IX · Statement of functional expenses $25,224,709 across 20 lines filed
Part X · Balance sheet $47,398,905 assets, 18 lines filed
Part XI · Reconciliation of net assets $34,485,472 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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