Palmyra Area Cooperating Churches EIN 25-1899860 Form 990 (PDF) Claim this org

Palmyra Area Cooperating Churches

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Meets community needs through outreach programs and cooperation. For fiscal year 2025 it reported $28K in revenue, $21K in expenses, and $133K in net assets.Pt I

Founded
2001
Type
Religious organization · Human Services
Location
Palmyra, PA
Website
www.paccministry.org
Filings
6 on file (2020–2025)
Revenue
$28KFY2025
Expenses
$21K
Net assets
$133K
People
4
Filings
6
Updates
0
More identity details & actions ⌄
EIN  25-1899860 Religious organization Palmyra, PA Founded 2001
Form 990 (PDF)
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Size
<$100K
What they do
Meets community needs through outreach programs and cooperation.
Leadership
Rev Stephanie Seigh · VP President
Money in and out
$28K revenue, $21K expenses
Bottom line
94% program efficiency
Where the money goes · FY2025
Total revenue
$28K
Pt VIII · Ln 12
Total expenses
$21K
Pt IX · Ln 25
Net assets
$133K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $7K
Where spending went · Part IX cols B–D
Program services $0.94 Management & general $0.05 Fundraising $0.00
Program efficiency
94%
of spending reaches programs▼ -3% vs prior filing year
Operating runway
25.1mo
months of highly liquid reserves at operating expense rate▲ +135% vs prior filing year
Surplus margin
+26%
revenue over expenses, this year▲ +7% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$28K
FY2025▼ -60%
Expenses
$21K
FY2025▼ -60%
Total assets
$206K
FY2025▼ -3%
Total liabilities
$73K
FY2025▼ -15%
Total revenue
$28K
Pt VIII · Ln 12
Total expenses
$21K
Pt IX · Ln 25
Net assets
$133K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$7K
Total assetsPt X · Ln 16$206K
Program-expense ratioPt IX · col B94%
Voting members of governing bodyPt I · Ln 34
Independent voting membersPt I · Ln 44

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CPalmyra Area Cooperating Churches
EINHdr · item D25-1899860
Principal addressHdr · item CPalmyra, PA
WebsiteHdr · item Jwww.paccministry.org
Year of formationHdr · item L2001
State of legal domicileHdr · item MPA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P20)
Ruling yearIRS BMFFeb 2002

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a4
Independent voting membersPt VI · Ln 1b4
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
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Mission & Programs · Part III

Where the work happens

3 program services account for $20K of program spending, described in the organization's own filed words · FY2025.
01

Phoenix Youth Center

The Phoenix Youth Center was developed as an outreach program where youth, in the third through ninth grade, are accepted and offered opportunities to build relationships, expand horizons and add valuable assets to their lives. The Youth Center serves approximately 450 youth from the community.

$16Kprogram expense
02

to meet the needs of the local community through outreach programs. PACC is a nonsectarian organization supporting the concept that community cooperation will achieve mutually supported purposes with combined resources regardless of the supports source.

$2Kprogram expense
03

The Palmyra Area Counseling Center provides low-cost counseling services by trained Christian professionals to families and individuals in the Palmyra area. COBYS Family Services provides counselors and administrative oversight for the center.

$1Kprogram expense

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Statement of Revenue

Part VIII
Contributions & grants$21K · 75%
Investment income$7K · 25%
Contributions & grants75%$21K
Investment income25%$7K
Total revenueLn 12$28K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.94 Management & general $0.05 Fundraising $0.00
Program services94%$20K
Management & general5%$1K
Fundraising$100
Total functional expensesLn 25$21K

Balance Sheet

Part X · end of year
CashLn 1$43K
Total assetsLn 16$206K
Total liabilitiesLn 26$73K
Total net assetsLn 32$133K
Months of cash on handcomputed25.1

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $43K · Operating expenses/yr $21K
25.1 months
Where the money goes
Program services
Program services $20K · Total expenses $21K
94%
Management & General
Management & general $1K · Total expenses $21K
5%
Fundraising
Fundraising $100 · Total expenses $21K
0.5%
Cost to raise $1
Fundraising expense (3-yr avg) $100 · Solicited contributions (3-yr avg) $42K
$0.00 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $21K · Total revenue $28K
75%
Government reliance
Government grants — · Total revenue $28K
Earned-income share
Program service revenue $0 · Total revenue $28K
0%
Investment reliance
Investment income $7K · Total revenue $28K
+25%
Program self-sufficiency
Program service revenue $0 · Total expenses $21K
0%
Growth & trend
Revenue growth (YoY)
This year $28K · Prior year $69K
-60%
Revenue CAGR
FY2020 $63K · FY2025 $28K
-15%
Net-asset trend (YoY)
End of year $133K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $28K · Expenses $21K
+26%
Liabilities-to-Assets
Total liabilities — · Total assets $206K
Net-asset ratio
Net assets $133K · Total assets $206K
64%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $206K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Rev Stephanie Seigh · Reported title VP PRESIDENT · Highest reported compensation $0 · Total expenses $21K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $21K
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 94%
Overhead ratio 5%
Fundraising cost ratio 0.5%
Revenue growth -60%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 2 funders$30K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$28K revenue · viewing · ⤓ 990 PDF
FY2024$69K revenue · ⤓ 990 PDF
FY2023$48K revenue · ⤓ 990 PDF
FY2022$34K revenue · ⤓ 990 PDF
FY2021$59K revenue · ⤓ 990 PDF
FY2020$63K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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