Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1993.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
91 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to fix it
Who runs it and what they're paid
20 people listed on the 990; $922K paid to officers and key staff.
Daniel Betancourt’s $385K as President & is at the 89th percentile of top reported officer pay among 676 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Daniel Betancourt | $385,375 | $363,943 | $313,572 | $307,238 | $275,612 | $242,784 |
| Joan Brodhead | $208,549 | $206,704 | $177,389 | $167,235 | $208,928 | $149,447 |
| Jonathan Encarnacion | $206,465 | — | — | — | — | — |
| Edward Gallagher | $197,850 | — | — | — | — | — |
| Dragan Dodik | $187,621 | — | $104,593 | — | — | — |
| Anthony Pappion | — | $58,794 | $182,938 | $166,513 | $110,197 | — |
| Elizabeth Bennett | $180,091 | $9,176 | — | — | — | — |
| James Buerger | $167,679 | $158,342 | $142,517 | $155,311 | $163,163 | $152,000 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Community First Fund executive salaries →On this list? Claim this org
Something off? Claim to fix it
Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II1 listed
Programs and updates
Provides loans and technical assistance to housing and economic development projects that benefit low-income individuals and drive social and economic progress in Pennsylvania.
Questions for Community First Fund
Your first name shows with your question. Community First Fund answers here, for everyone.
Know this org? Add your story
During the year, community first fund closed 128 new business development loans. The organization financed 140 housing units for low and moderate income individuals. Through the organizations financing efforts, 3,915 jobs were created or retained, and 358,086 square feet of business real estate was developed or rehabbed.
New markets tax credit program to date the organization was granted 90 million of new markets tax credit allocation from the us treasury. The organization has entered into agreements with investor members to fund 14 new markets tax credit projects throughout central and eastern pa.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $8.5M | $19.8M |
| Land, buildings, equipmentLn 10c | $2.0M | $4.2M |
| Total assetsLn 16 | $65.7M | $80.9M |
| LiabilitiesLn 26 | $49.7M | $62.6M |
| Net assetsLn 32 | $15.9M | $18.3M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $603K | $603K | ||
| Other salaries and wagesLn 7 | $3.0M | $2.6M | $162K | $255K |
| Other employee benefitsLn 9 | $578K | $497K | $32K | $50K |
| Payroll taxesLn 10 | $180K | $155K | $10K | $15K |
| Legal feesLn 11b | $28K | $15K | $12K | |
| Accounting feesLn 11c | $39K | $22K | $17K | |
| Other fees for servicesLn 11g | $468K | $261K | $207K | |
| Advertising and promotionLn 12 | $121K | $60K | $24K | $36K |
| Office expensesLn 13 | $196K | $167K | $11K | $18K |
| OccupancyLn 16 | $213K | $183K | $12K | $18K |
| TravelLn 17 | $131K | $113K | $7K | $11K |
| Conferences, conventions and meetingsLn 19 | $19K | $9K | $4K | $6K |
| InterestLn 20 | $1.3M | $1.3M | $39K | |
| Depreciation, depletion and amortizationLn 22 | $129K | $111K | $7K | $11K |
| InsuranceLn 23 | $42K | $36K | $2K | $4K |
| Other expenses (24a–d)Ln 24 | $3.7M | $3.7M | $7K | $11K |
| Total functional expensesLn 25 | $10.8M | $9.8M | $553K | $435K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $40.0M | $34.7M | $5.3M | $59.0M | 990 PDF |
| FY2024 | $22.6M | $14.7M | $7.9M | $55.3M | 990 PDF |
| FY2023 | $17.3M | $13.0M | $4.3M | $40.8M | 990 PDF |
| FY2022 | $17.5M | $8.1M | $9.3M | $57.9M | 990 PDF |
| FY2021 | $45.0M | $34.8M | $10.2M | $48.4M | 990 PDF |
| FY2020 Viewing | $12.6M | $10.8M | $1.8M | $18.3M | 990 PDF |
More to add? Claim this org
Schedules filed Part IV
See the full FY2020 990 (6 parts)
Part I · Summary $12,560,846 revenue, 12 lines filed
Part VI · Governance 12 of 13 board members independent, no flags
Part VIII · Statement of revenue $12,560,846 across 5 lines filed
Part IX · Statement of functional expenses $10,773,357 across 16 lines filed
Part X · Balance sheet $80,851,659 assets, 16 lines filed
Part XI · Reconciliation of net assets $18,276,152 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
Similar organizations you could support · Compare with another nonprofit
Names, privacy, and removal requests More
The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.
Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.
We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.
Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.
If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.
Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.
If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.
Your org? Add context
Made it to the end? Claim this org