Cora Services INC FY2020 filing

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Educational and behavioral health Services to children, youth, and families.

501(c)(3) charity; gifts are tax-deductible.
88¢ of each $1 spent went to programs.
$274K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $461K a year · 1% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
88%
of spending
Looks good: 88% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$274K
to officers and key staff · 1% of spending
Looks good: pay to officers and key staff is 1% of spending; 15% or less.
Pt VII · Sec A
1 mo
of spending, in cash
Fine: 1.0 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $10K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$5.9M
46% of total assets
Looks good: liabilities are 46% of assets; 50% or less.
Pt X · Ln 26
Independent board members
16
of 16 voting members
Looks good: 16 of 16 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$22.3M
Spent
$21.6M
To programs
88%
Net assets
$6.8M
By yearFY2020–FY2025
Revenue
$22.3M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$22.3M
FY2021$27.2M
FY2022$35.8M
FY2023$38.7M
FY2024$38.2M
FY2025$39.0M
Expenses
$21.6M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$21.6M
FY2021$25.3M
FY2022$35.5M
FY2023$38.9M
FY2024$38.4M
FY2025$38.6M
Net assets
$6.8M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$6.8M
FY2021$8.7M
FY2022$8.9M
FY2023$8.6M
FY2024$8.4M
FY2025$8.8M

From the FY2020 Form 990 (year ending June 2020) · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1946.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

88 cents of each dollar spent went to programs.

Program services 88% · $19.1M Management & general 11% · $2.4M Fundraising 1% · $190K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

18 people listed on the 990; $274K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2019); the FY2020 filing did not itemize Part VII
President and CEO
$169,230Pt VII · Sec A
Managing Director of School Services Division
$104,862Pt VII · Sec A
Chairperson Emeritus
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Chairperson Emeritus
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Vice-Chair
$0Pt VII · Sec A

Annmarie McDowell’s $289K as President & CEO is at the 62nd percentile of top reported officer pay among 3683 $10–100M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Annmarie McDowell$288,709$254,572$209,884———
Annmarie Schultz———$197,119$176,633$169,230
Laura M Schepps$177,623—————
Christine E Matulewicz$174,851—————
Lora Yanagawa——$138,298———
Christine Matulewicz—$133,065$119,550$109,054——
Stacy M Leonard$127,526—————
Eric J Smith$124,607—————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2Yes
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides educational and behavioral health services to children, youth, and families.

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3 programs · $14.6M · in their own filed words · FY2019
01

Under pa act 89, the school services division provides auxiliary services in 65 archdiocese of philadelphia elementary and secondary schools, the services include educational services in math and reading, psychological services, speech and language services, and COUNSELING/GUIDANCE services.

$7.0Mprogram expense
02

Charter Services

In FY20, cora provided 5,429 services to 2,425 students in 39 charter schools located throughout philadelphia and camden, NJ. Related services include psycho educational assessments, SPEECH/LANGUAGE therapy, occupational therapy, hearing services, and physical therapy.

$4.5Mprogram expense
03

Clinical and community services divisions provide an array of services including assessment, preventive COUNSELING/CASE management programs, ADOLESCENT/ADULT substance use and mental health treatment and intervention services, crisis pregnancy, truancy PREVENTION/INTERVENTION and afterschool services.

$3.2Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$10K
Grants paid · 8 grants · $62K · 2019–2024
Unitemized GrantFY2024$15,300
Unitemized GrantFY2023$5,100
Unitemized GrantFY2022$12,366
Unitemized GrantFY2020$9,695
Unitemized GrantFY2020$5,500
Unitemized GrantFY2020$4,000
Unitemized GrantFY2019$8,644
Unitemized GrantFY2019$1,000

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs
Year ending Jun 2025 · $2.3M federal money spent
Temporary Assistance for Needy FamiliesDepartment of Health and Human Services · ALN 93.558 · Through Public Health Management Corporation$1.3M
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through City of Philadelphia, Department of Behavioral Health$721K
Coronavirus Relief FundDepartment of the Treasury · ALN 21.019 · Through City of Philadelphia, Division of Housing and Community Development$209K
Child and Adult Care Food ProgramDepartment of Agriculture · ALN 10.558 · Through Caring People Alliance (elrc)$48K

The auditor reported no findings.

Year ending Jun 2024 · $3.6M federal money spent
Temporary Assistance for Needy FamiliesDepartment of Health and Human Services · ALN 93.558 · Through Public Health Management Corporation$1.5M
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through City of Philadelphia Office of Bh-Mr Services, Single County Authority$1.1M
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Philadelphia Division of Housing and Commuity Development$602K
Twenty-First Century Community Learning CentersDepartment of Education · ALN 84.287 · Through Bureau of Curriculum, Assessment and Instruction$446K

The auditor reported no findings.

Year ending Jun 2023 · $3.4M federal money spent
Temporary Assistance for Needy FamiliesDepartment of Health and Human Services · ALN 93.558 · Through Public Health Management Corporation$1.3M
Twenty-First Century Community Learning CentersDepartment of Education · ALN 84.287 · Through Bureau of Curriculum, Assessment and Instruction$797K
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through City of Philadelphia Office of Bh-Mr Services, Single County Authority$725K
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Philadelphia Division of Housing and Commuity Development$455K
Child Care and Development Block GrantDepartment of Health and Human Services · ALN 93.575 · Through Public Health Management Corporation$103K

The auditor reported no findings.

Year ending Jun 2022 · $3.2M federal money spent
Temporary Assistance for Needy FamiliesDepartment of Health and Human Services · ALN 93.558 · Through Public Health Management Corporation$887K
Child Care and Development Block GrantDepartment of Health and Human Services · ALN 93.575 · Through Public Health Management Corporation$704K
Twenty-First Century Community Learning CentersDepartment of Education · ALN 84.287 · Through Bureau of Curriculum, Assessment and Instruction$686K
Block Grants for Prevention and Treatment of Substance AbuseDepartment of Health and Human Services · ALN 93.959 · Through City of Philadelphia Office of Bh-Mr Services, Office of Addiction Ser$673K
Community Development Block Grants/Entitlement GrantsDepartment of Housing and Urban Development · ALN 14.218 · Through City of Philadelphia Division of Housing and Community Development$300K

The auditor reported no findings.

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$22.3M
Ln 12
Gifts and grantsLn 1h$14.1M
Fees for servicesLn 2g$8.1M
Other incomeLn 4–11$47K
Money outPt IX
$21.6M
Ln 25
Programscol B$19.1M
Managementcol C$2.4M
Fundraisingcol D$190K
Owns and owesPt X
$6.8M
net assets · Ln 32
Cash and savingsLn 1–2$1.9M
Total assetsLn 16$12.6M
LiabilitiesLn 26$5.9M
PeoplePt VI, VII
18
listed · VII A
PaidVII A2
Voting boardVI 1a16
IndependentVI 1b16
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$14.1M
Government grantsLn 1e$13.4M
Fundraising eventsLn 1c$44K
Fees for servicesLn 2g$8.1M
Investment incomeLn 3$40K
Other incomeLn 4–11$47K
Total revenueLn 12$22.3M
Assets in detailPt X, end of year
CashLn 1$1.9M
Cash and savings togetherLn 1–2$1.9M
Pledges and grants receivableLn 3$4.8M
Prepaid expenses and deferred chargesLn 9$212K
Land, buildings, equipmentLn 10c$5.7M
Other assetsLn 15$2K
Total assetsLn 16$12.6M
LiabilitiesLn 26$5.9M
Net assetsLn 32$6.8M
OperationsPt I, VI
EmployeesI 5726
VolunteersI 620
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$424K$1.9M
Land, buildings, equipmentLn 10c$6.0M$5.7M
Total assetsLn 16$10.7M$12.6M
LiabilitiesLn 26$4.6M$5.9M
Net assetsLn 32$6.1M$6.8M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$10K$10K
Pay of current officers, directors and key staffLn 5$336K$299K$34K$3K
Other salaries and wagesLn 7$14.9M$13.2M$1.6M$127K
Pension plan contributionsLn 8$505K$445K$56K$5K
Other employee benefitsLn 9$1.8M$1.6M$198K$18K
Payroll taxesLn 10$1.1M$990K$126K$5K
Legal feesLn 11b$11K$11K
Accounting feesLn 11c$47K$47K
Other fees for servicesLn 11g$322K$250K$71K$1K
Advertising and promotionLn 12$20K$7K$10K$3K
Office expensesLn 13$580K$467K$100K$12K
Information technologyLn 14$58K$58K
OccupancyLn 16$219K$903K−$684K
TravelLn 17$170K$154K$16K$8
InterestLn 20$59K$32$59K
Depreciation, depletion and amortizationLn 22$254K$7K$247K
InsuranceLn 23$168K$33K$135K
Other expenses (24a–d)Ln 24$1.0M$710K$300K$15K
Total functional expensesLn 25$21.6M$19.1M$2.4M$190K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 LatestFiled with the IRS Mar 27, 2026 $39.0M$38.6M$414K$8.8M 990 PDF
FY2024Filed with the IRS May 15, 2025 $38.2M$38.4M−$201K$8.4M 990 PDF
FY2023Filed with the IRS May 10, 2024 $38.7M$38.9M−$233K$8.6M 990 PDF
FY2022Filed with the IRS Apr 1, 2023 $35.8M$35.5M$272K$8.9M 990 PDF
FY2021Filed with the IRS May 16, 2022 $27.2M$25.3M$1.9M$8.7M 990 PDF
FY2020 ViewingFiled with the IRS May 17, 2021 $22.3M$21.6M$656K$6.8M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $22,275,230 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $13,086,930$14,060,326
I-9 Program service revenuePrior year $7,429,801$8,127,664
I-10 Investment incomePrior year $40,235$40,072
I-11 Other revenuePrior year $44,476$47,168
I-12 Total revenuePrior year $20,601,442$22,275,230
I-13 Grants and similar amounts paidPrior year $10,000$9,644
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $17,266,903$18,677,672
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $3,193,325$2,931,920
I-18 Total expensesPrior year $20,470,228$21,619,236
I-19 Revenue less expensesPrior year $131,214$655,994
Part VI · Governance 16 of 16 board members independent, 1 to look at
VI-1a Voting members of the governing body16
VI-1b Independent voting members16
VI-2 Family or business relationship among officers or directorsYes
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $22,275,230 across 11 lines filed
VIII-1a Federated campaigns$1,574
VIII-1c Fundraising events$44,307
VIII-1e Government grants$13,442,123
VIII-1f All other contributions, gifts and grants$572,322
VIII-1h Total contributions, gifts and grants$14,060,326
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $8,127,664$8,127,664
VIII-3 Investment incomeExcluded from tax $40,072$40,072
VIII-6 Net rental income or lossExcluded from tax $46,339$46,339
VIII-8 Net income from fundraising events$0
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $829$829
VIII-12 Total revenueRelated to mission $8,127,664 · Unrelated business $0 · Excluded from tax $87,240$22,275,230
Part IX · Statement of functional expenses $21,619,236 across 18 lines filed
IX-2 Grants to domestic individualsPrograms $9,644$9,644
IX-5 Pay of current officers, directors and key staffPrograms $298,745 · Management $33,567 · Fundraising $3,357$335,669
IX-7 Other salaries and wagesPrograms $13,215,671 · Management $1,575,654 · Fundraising $126,654$14,917,979
IX-8 Pension plan contributionsPrograms $444,608 · Management $55,795 · Fundraising $5,054$505,457
IX-9 Other employee benefitsPrograms $1,581,602 · Management $198,089 · Fundraising $17,976$1,797,667
IX-10 Payroll taxesPrograms $989,504 · Management $126,286 · Fundraising $5,110$1,120,900
IX-11b Legal feesManagement $11,172$11,172
IX-11c Accounting feesManagement $47,273$47,273
IX-11g Other fees for servicesPrograms $249,610 · Management $71,145 · Fundraising $1,400$322,155
IX-12 Advertising and promotionPrograms $6,521 · Management $9,760 · Fundraising $3,408$19,689
IX-13 Office expensesPrograms $467,199 · Management $100,177 · Fundraising $12,131$579,507
IX-14 Information technologyManagement $57,752$57,752
IX-16 OccupancyPrograms $903,364 · Management −$684,464$218,900
IX-17 TravelPrograms $153,535 · Management $16,115 · Fundraising $8$169,658
IX-20 InterestPrograms $32 · Management $58,517$58,549
IX-22 Depreciation, depletion and amortizationPrograms $6,915 · Management $246,955$253,870
IX-23 InsurancePrograms $32,600 · Management $135,105$167,705
IX-24 Other expenses (24a–d)Programs $710,217 · Management $300,246 · Fundraising $15,227$1,025,690
IX-25 Total functional expensesPrograms $19,069,767 · Management $2,359,144 · Fundraising $190,325$21,619,236
Part X · Balance sheet $12,631,947 assets, 15 lines filed
X-1 Cash, non-interest-bearingStart of year $424,285$1,860,928
X-3 Pledges and grants receivableStart of year $4,203,526$4,815,392
X-9 Prepaid expenses and deferred chargesStart of year $91,511$211,591
X-10c Land, buildings and equipment, netStart of year $5,995,647$5,741,777
X-15 Other assetsStart of year $2,176$2,259
X-16 Total assetsStart of year $10,717,145$12,631,947
X-17 Accounts payable and accrued expensesStart of year $806,340$315,397
X-19 Deferred revenueStart of year $163,723$2,390
X-23 Secured mortgages and notes payableStart of year $1,002,993$2,784,205
X-25 Other liabilitiesStart of year $2,630,104$2,759,976
X-26 Total liabilitiesStart of year $4,603,160$5,861,968
X-27 Net assets without donor restrictionsStart of year $6,031,257$6,379,660
X-28 Net assets with donor restrictionsStart of year $82,728$390,319
X-32 Total net assets or fund balancesStart of year $6,113,985$6,769,979
X-33 Total liabilities and net assetsStart of year $10,717,145$12,631,947
Part XI · Reconciliation of net assets $6,769,979 net assets at year end
XI-1 Total revenue$22,275,230
XI-2 Total expenses$21,619,236
XI-3 Revenue less expenses$655,994
XI-4 Net assets at start of year$6,113,985
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$6,769,979

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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