El Centro Hispanoamericano EIN 22-2487067 Form 990 (PDF) Claim this org

El Centro Hispanoamericano

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Provides immigrants in New Jersey with legal aid, social services, education, and cultural programs. For fiscal year 2024 it reported $265K in revenue, $282K in expenses, and $70K in net assets.Pt I

Type
Public charity (501(c)(3)) · Crime & Legal
Location
Plainfield, NJ
Website
www.elcentronj.org
Filings
5 on file (2020–2024)
Revenue
$265KFY2024
Expenses
$282K
Net assets
$70K
People
9
Filings
5
Updates
0
More identity details & actions ⌄
EIN  22-2487067 Public charity (501(c)(3)) Plainfield, NJ
Form 990 (PDF)
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Size
$100K–1M
What they do
Provides immigrants in New Jersey with legal aid, social services, education, and cultural programs.
Leadership
Silvia Hernandez · Executive Director · $50K
Money in and out
$265K revenue, $282K expenses
Bottom line
86% program efficiency
Where the money goes · FY2024
Total revenue
$265K
Pt VIII · Ln 12
Total expenses
$282K
Pt IX · Ln 25
Net assets
$70K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$17K
Where spending went · Part IX cols B–D
Program services $0.86 Management & general $0.11 Fundraising $0.03
Program efficiency
86%
of spending reaches programs▲ +36% vs prior filing year
Operating runway
2.3mo
months of highly liquid reserves at operating expense rate▼ -12% vs prior filing year
Surplus margin
-7%
revenue over expenses, this year▼ -150% vs prior filing year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Revenue
$265K
FY2024▼ -20%
Expenses
$282K
FY2024▼ -2%
Total assets
$80K
FY2024▼ -6%
Total liabilities
$9K
FY2024
Total revenue
$265K
Pt VIII · Ln 12
Total expenses
$282K
Pt IX · Ln 25
Net assets
$70K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$17K
Total assetsPt X · Ln 16$80K
Program-expense ratioPt IX · col B86%
Voting members of governing bodyPt I · Ln 39
Independent voting membersPt I · Ln 49

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CEl Centro Hispanoamericano
EINHdr · item D22-2487067
Principal addressHdr · item CPlainfield, NJ
WebsiteHdr · item Jwww.elcentronj.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MNJ
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFCrime & Legal (I80Z)
Ruling yearIRS BMFSep 1986

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a9
Independent voting membersPt VI · Ln 1b9
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15a
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Executive Director
$49,660Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Vice Chair
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Silvia Hernandez’s $50K as Executive Director is at the 26th percentile of top reported officer pay among 1398 $100K–1M crime & legal nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Silvia Hernandez$49,660$47,840$31,218$31,218
Silvia a Hernandez$31,254

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Mission & Programs · Part III

Where the work happens

3 program services account for $243K of program spending, described in the organization's own filed words · FY2023.
01

El Centro was formed to provide legal services regarding immigration matters to indigent immigrants. We help our community become aware of their legal options and gain immigration relief allowing them to access or maintain lawful employment educational opportunities and financial stability for themselves and their families.

$199Kprogram expense
02

Our food bank provided more than 2,400 food parcels to needy families and individuals. We provided turkey and fixings to 40 families at Thanksgiving. Our clothing bank distributed clothing to more than 300 individuals.

$37Kprogram expense
03

El Centro provided education services to more than 40 students including 30 ESL students and 10 students in our citizenship class. We hold classes on the weekend to ensure they are more accessible to working families.

$7Kprogram expense

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Statement of Revenue

Part VIII
Program service revenue$154K · 58%
Contributions & grants$110K · 41%
Program service revenue58%$154K
Contributions & grants41%$110K
Investment income$980
— government grantsLn 1e$5K
Total revenueLn 12$265K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.86 Management & general $0.11 Fundraising $0.03
Program services86%$243K
Management & general11%$31K
Fundraising3%$8K
Total functional expensesLn 25$282K

Balance Sheet

Part X · end of year
CashLn 1$52K
Total assetsLn 16$80K
Total liabilitiesLn 26$9K
Total net assetsLn 32$70K
Months of cash on handcomputed2.2

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $52K · Operating expenses (Pt IX) $282K · Less non-cash grants $16K · Cash operating expenses/yr $266K
2.3 months
Where the money goes
Program services
Program services $243K · Total expenses $282K
86%
Management & General
Management & general $31K · Total expenses $282K
11%
Fundraising
Fundraising $8K · Total expenses $282K
3%
Cost to raise $1
Fundraising expense (3-yr avg) $3K · Solicited contributions (3-yr avg) $109K
$0.03 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $110K · Total revenue $265K
41%
Government reliance
Government grants $5K · Total revenue $265K
2%
Earned-income share
Program service revenue $154K · Total revenue $265K
58%
Investment reliance
Investment income $980 · Total revenue $265K
+0.4%
Program self-sufficiency
Program service revenue $154K · Total expenses $282K
55%
Growth & trend
Revenue growth (YoY)
This year $265K · Prior year $332K
-20%
Revenue CAGR
FY2019 $244K · FY2023 $265K
+2%
Net-asset trend (YoY)
End of year $70K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $265K · Expenses $282K
-7%
Liabilities-to-Assets
Total liabilities — · Total assets $80K
Net-asset ratio
Net assets $70K · Total assets $80K
88%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $80K
0%
People & payroll
Highest Reported Total Compensation
Individual Silvia Hernandez · Reported title Executive Director · Highest reported compensation $50K · Total expenses $282K
18%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $202K · Total expenses $282K
72%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 86%
Overhead ratio 11%
Fundraising cost ratio 8%
Revenue growth -20%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 2%
Fundraising fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 1 funder$16K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$265K revenue · viewing · ⤓ 990 PDF
FY2023$332K revenue · ⤓ 990 PDF
FY2022$319K revenue · ⤓ 990 PDF
FY2021$291K revenue · ⤓ 990 PDF
FY2020$244K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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