Status and standing
Is it real, and can you give to it?
Where the money goes
What each dollar paid for.
Statement of Functional Expenses
Financial health
Is it on solid ground?
Summary of the Filing
| FY2020 | $1.3M |
|---|---|
| FY2021 | $1.4M |
| FY2022 | $1.4M |
| FY2023 | $1.3M |
| FY2024 | $1.2M |
| FY2020 | $720K |
|---|---|
| FY2021 | $911K |
| FY2022 | $1.1M |
| FY2023 | $1.1M |
| FY2024 | $1.1M |
Balance Sheet
Statement of Revenue
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 87% | — | — |
| Overhead ratio | 11% | — | — |
| Fundraising cost ratio | 2% | — | — |
| Accounting fee ratio | 0.3% | — | — |
| Fundraising fee ratio | 2% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
Leadership and pay
Who runs it, and what are they paid?
Officers, Directors & Key Employees
Steve Palmer’s $60K as Director is at the 49th percentile of top reported officer pay among 2168 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|
| Steve Palmer | $59,891 | $64,877 | $28,199 | $46,079 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Governance & Policies
- 12Voting board membersPt VI · Ln 1a
- 12Independent board membersPt VI · Ln 1b
- Conflict-of-interest policyPt VI · Ln 12aYes
- Whistleblower policyPt VI · Ln 13No
- Document retention policyPt VI · Ln 14Yes
- Top official’s pay independently reviewedPt VI · Ln 15aNo
- Family or business ties among leadersPt VI · Ln 2Yes
Mission and programs
What it does.
Provides Christ-centered programs to bring hope to neighbors in need.
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Where the work happens
OtherTransportation Program, Administrative and Overhead, Bailing Program, Resale and Retail Program, Farm Program
Emergency shelter programs, general/other. fresh start emergency shelter program - this porgram opened in may 2006 and provides emergency shelter, hot food, showers, hygiene items, bibles, bible studies and an opportunity to find work, save money and move into an apartment.
fishes and loaves food pantry is a feeding ministry that serves all of lenawee county and surrounding areas by assisting in the alleviation of hunger through the solicitation, collection, packaging and eventually growing food for distribution to those of most need in our community.
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Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
Filing history
Every return on file.
| Year | Revenue | Expenses | Change | Filing |
|---|---|---|---|---|
| FY2024 Latest | $395K | $432K | -24% | 990 PDF |
| FY2023 | $523K | $608K | +5% | 990 PDF |
| FY2022 | $499K | $788K | +2% | 990 PDF |
| FY2021 | $488K | $569K | -21% | 990 PDF |
| FY2020 Viewing | $614K | $673K | 990 PDF |
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Schedules filed Part IV
Not shown yet: ratings, outcomes, and peer benchmarks. A Form 990 doesn’t report them.
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Sources
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