Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
20 people listed on the 990; $1.7M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Michael Ferraro | $262,063 | $362,269 | $364,725 | $357,332 | $226,217 |
| Michael Palladino | $344,116 | $342,403 | $327,978 | $318,458 | $299,857 |
| Kristina Ziegler | $232,052 | $193,709 | $173,665 | $167,492 | $151,042 |
| Elaine Orsini | — | $211,830 | $161,275 | — | — |
| William Weingartner | $152,643 | — | $115,886 | — | — |
| Susan Brown | $140,300 | — | — | — | — |
| Sunny Nariyani | $132,561 | $124,793 | $120,679 | — | — |
| Cynthia Keller | $127,942 | — | $111,969 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Finex Credit Union is a member-serving organization based in East Hartford, CT, formed in 1938.
Questions for Finex Credit Union
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Maintenance of members' deposit accounts, and payment of interest and dividends.
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $17.5M | $27.5M |
| InvestmentsLn 11–13 | $2.0M | $1.8M |
| Land, buildings, equipmentLn 10c | $3.7M | $3.4M |
| Total assetsLn 16 | $148.6M | $143.9M |
| LiabilitiesLn 26 | $135.6M | $131.4M |
| Net assetsLn 32 | $12.9M | $12.5M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $1.7M | |||
| Other salaries and wagesLn 7 | $852K | |||
| Other employee benefitsLn 9 | $630K | |||
| Payroll taxesLn 10 | $215K | |||
| Management feesLn 11a | $255K | |||
| Legal feesLn 11b | $20K | |||
| Accounting feesLn 11c | $69K | |||
| Other fees for servicesLn 11g | $467K | |||
| Advertising and promotionLn 12 | $214K | |||
| Office expensesLn 13 | $717K | |||
| Information technologyLn 14 | $1.3M | |||
| OccupancyLn 16 | $680K | |||
| TravelLn 17 | $36K | |||
| InterestLn 20 | $1.5M | |||
| Depreciation, depletion and amortizationLn 22 | $460K | |||
| InsuranceLn 23 | $41K | |||
| Other expenses (24a–d)Ln 24 | $2.7M | |||
| All other expensesLn 24e | $99K | |||
| Total functional expensesLn 25 | $11.9M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest Viewing | $11.5M | $11.9M | −$475K | $12.5M | 990 PDF |
| FY2024 | $10.2M | $12.0M | −$1.8M | $12.9M | 990 PDF |
| FY2023 | $8.0M | $7.8M | $231K | $10.2M | 990 PDF |
| FY2022 | $5.9M | $5.5M | $438K | $9.3M | 990 PDF |
| FY2021 | $7.1M | $5.7M | $1.4M | $8.8M | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $11,459,156 revenue, 12 lines filed
Part VI · Governance 10 of 10 board members independent, 1 to look at
Part VIII · Statement of revenue $11,459,156 across 3 lines filed
Part IX · Statement of functional expenses $11,934,612 across 18 lines filed
Part X · Balance sheet $143,889,213 assets, 14 lines filed
Part XI · Reconciliation of net assets $12,453,005 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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