Treasury Risk Analyst

Overview

The Treasury Risk Analyst I brings data to life by supporting key treasury, pricing, and financial risk decisions across the Credit Union. This position offers hands-on involvement in mortgage pricing, hedging activities, and the execution of loan delivery commitments, while also providing valuable exposure to treasury operations and asset-liability management. Working collaboratively with internal teams and external partners, the analyst translates complex financial data into clear insights that support sound decision making and organizational objectives.

For candidates who enjoy analytical problem solving, collaboration, and seeing their work influence real-world financial outcomes, this role offers meaningful growth, visibility, and impact within the Credit Union.

Responsibilities

Mortgage Pipeline Hedging & Secondary Market Activities Responsible for the daily hedging of the mortgage pipeline. Monitor third-party hedging process and partnerships. Determine and publish daily mortgage rate updates. Maintain and update key secondary market systems. Maintain pricing sheets to accurately price loans for mortgage products, rates, and terms. Coordinate timely delivery of mortgage loans to secondary market partners through pipeline management, contract execution, and regular communication with all parties involved. Collaborate with Mortgage Lending, Mortgage Operations, Accounting, and vendors to ensure data integrity in the mortgage loan origination system.

Provide timely and accurate pipeline/inventory reporting integrating third party hedging analytics. Support risk mitigation and provide key data for management decision-making. Optimize secondary market opportunities (e.g. FNMA, Freddie Mac, FHLB) including program enrollment, loan assignment, and performance reporting. Submit quarterly and annual reports/forms related to FNMA, Freddie Mac, and FHLB. Act as the relationship liaison between internal departments (e.g. Mortgage dept. & Accounting) and external parties (e.g. Optimal Blue, FNMA, Freddie Mac, FHLB). Liquidity Framework Monitor and track 30-day liquidity forecast and operational cash target. Act as a backup for this function.

Investments Responsible for the trade documentation process. Work with brokers to ensure proper documentation and smooth delivery. Prepare and assemble the quarterly Investment Committee packet. Act as a backup for these functions. Asset Liability Management (ALM) Function Support the preparation, compilation, and finalization of the ALM and Funds Management Committee (FMC) packets. Reporting, Financial Analysis and Solution Development Create and distribute financial analysis reports to stakeholders on market competition, secondary market pricing, loan exceptions, and other relevant trends.

Prepare reports comparing competitors to internal pricing to support management’s loan and deposit pricing decisions (serve as backup). Assist in preparing and distributing daily, monthly, quarterly, and annual…

Read the full posting