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Job · Atlanta, GA · Full time

Consumer Lending Representative - Sales

Atlanta Postal Credit Union · $109.6M budget · 408 staff · Since 1925

Why Atlanta Postal Credit Union

FY2024 · Form 990Its mission and biggest programs, as filed

Empowers members to achieve financial success through excellent products and service.

  • Credit Union providing loans and deposits for over 108,659 members. Atlanta Postal Credit Union is a member-owned, not-for-profit financial cooperative, founded on the premise that working people need a safe and sound place to save and borrow money. Guiding principles…

Before you apply

FY2024 · Form 990Independent: from IRS data, not the org
Pays its leaders
$21K–$644K
12 officers reported
Fine: from the org's Form 990.
Pt VII · Sec A
Budget
$117.9M
spent in FY2024
Fine: from the org's Form 990.
Pt I · Ln 18
Staff
408
employees
14 volunteers
Fine: from the org's Form 990.
Pt I · Ln 5–6
Surplus or deficit
−8%
of revenue, FY2024
Concern: revenue was below expenses in the latest filing.
Pt I · Ln 19
Cash reserves
30 mo
of spending, in cash and securities
Looks good: 30.4 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file
Looks goodFineWorth a lookConcernTap a box for the reason.

About the role

The org's own posting, as written

Join Our Lending Sales Team! In this role, you'll connect with members to identify lending solutions that fit their needs, including auto loans, personal loans, lines of credit, and other retail lending products. If you enjoy consultative sales, building relationships, and uncovering opportunities to help members achieve their financial goals, this is your chance to make an impact while growing your career. Pay information: $48,000 base + commission / performance-based incentives This is an exempt position that pays a base salary of $48,000 per year, plus commission. Commission earnings are not capped and are based on your productivity.

In this role, you will be responsible for inbound and outbound sales efforts, including identifying prospective members or customers, following up on leads, and managing your sales pipeline. For the first six pay periods, you will receive a bi-weekly gross pay guarantee of $2,500. We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.

Purpose: The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.” The Senior Consumer Lending Representative is responsible for ensuring that the credit union maximizes lending and sales opportunities with members who complete an application for credit for a secured or unsecured retail loan, line of credit, or Home Equity Line of Credit (HELOC) with the credit union. Essential Duties and Responsibilities : Other duties may be assigned.

Deliver outstanding service to both internal and external members that is in alignment with our Service Promises: Serve Exceptionally Commit to Better Find the Fun Invest in Integrity Follow the Numbers Go Forth and Conquer Protect with Passion Consults with member applicants on a variety of retail lending and line of credit needs of moderate to high complexity. Actively follows up on loan applications originating through various channels of submission (phone, internet, in-branch interactions).

Effectively builds trust and rapport with member applicants, as well as internal stakeholders who may refer member applicants, through consistent conveyance of the credit union’s core values and strong propensity to assist members in achieving their financial goals. Fosters a spirit of cooperation and collaboration with department members to ensure success of the entire lending team and is consistently aware of individual and departmental objectives. Reviews applications for completeness and follows established internal controls for processing and underwriting. Maintains…

Read the full posting

About Atlanta Postal Credit Union

From its Form 990

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