Job · Jackson, TN

Consumer Lending Analyst

Credit Unions Chartered in the State of Tennessee · Public & Societal Benefit · $93.3M budget · 201 staff · Since 1957

Offers loans and savings accounts to members.

Before you apply

FY2024 · Form 990Independent: from IRS data, not the org
Pays its leaders
$178K–$954K
9 officers reported
Fine: from the org's Form 990.
Pt VII · Sec A
Budget
$77.5M
spent in FY2024
Fine: from the org's Form 990.
Pt I · Ln 18
Staff
201
employees
9 volunteers
Fine: from the org's Form 990.
Pt I · Ln 5–6
Spent on programs
100%
of spending
Looks good: 100% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Surplus or deficit
+17%
of revenue, FY2024
Looks good: revenue was at least expenses in the latest filing.
Pt I · Ln 19
Cash reserves
19 mo
of spending, in cash and securities
Looks good: 19.1 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file
IRS status
501(c)(14)
tax-exempt since 2023
Looks good: listed by the IRS.
IRS BMF
Looks goodFineWorth a lookConcernTap a box for the reason.

About the role

The org's own posting, as written

Thank you for taking the time to review our Consumer Lending Analyst position. At Leaders Credit Union, our mission is to “Power your passion and make lives better.” We are very intentional about the hiring and interview process, which means we take our time. We want to make sure that you find the perfect career path! We truly appreciate your interest in Leaders Credit Union. Who is Leaders Credit Union? We are a member-owned financial cooperative. This means that we exist to serve the needs of the consumers who own accounts at Leaders Credit Union. They are owners, and their financial well-being is at the heart of every decision we make.

We are one of the largest credit unions in West Tennessee, and one of the most stable. Our purpose is simple: to provide a sound, convenient alternative to traditional banking. What are our core values? As a team member of Leaders Credit Union, you would be asked to adhere to a specific set of core values. These values should govern all decisions that are made when serving our members’ needs. These values are: Member Focused Team Oriented Community Minded Forward Thinker Trusted Partner Why Leaders? Leaders Credit Union has been ranked one of the Best Credit Unions to Work for five years in a row. So, what makes Leaders such a great place to work? Great benefits!

We offer healthcare, vacation time, sick time, 401k options, and a profit-sharing plan (just to name a few!) Our Human Resources team is always looking to ensure that our benefit packages are competitive. Work with a mission! Our mission statement isn’t just something written on a billboard, we truly look to “power your passion and make lives better.” That mission is lived out by member-facing personnel as well as our back-office employees. Extensive training! We go to great lengths to make sure you know your job responsibilities and are comfortable through a very thorough training process. But our training goes beyond that.

We offer monthly classes on everything from mortgage products to conflict resolution. We give you the tools you need to succeed. Room for growth! At Leaders, you are only limited by your own ambition. Being part of a quickly growing financial institution leaves room for personal growth, and we do our best to promote from within whenever possible.

About the Role

Leaders Credit Union is hiring a Consumer Lending Analyst to join our Lending team. This is a role that will have you involved with both underwriting and being a system administrator for our Loan Origination System (LOS). From an underwriting perspective, you will spend time decisioning consumer loan applications within your delegated lending authority. The remainder of your time is dedicated to administering and continuously improving our Loan Origination System (LOS). What does a day as an Underwriter look like? Within your Underwriting function, you would be responsible for reviewing and evaluating loan documents from our branch network. Working to ensure that all loans…

Read the full posting

About Credit Unions Chartered in the State of Tennessee

From its Form 990

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