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Job · Atlanta, GA · Full time

Mortgage Post-Closing Specialist

Atlanta Postal Credit Union · $109.6M budget · 408 staff · Since 1925

Why Atlanta Postal Credit Union

FY2024 · Form 990Its mission and biggest programs, as filed

Empowers members to achieve financial success through excellent products and service.

  • Credit Union providing loans and deposits for over 108,659 members. Atlanta Postal Credit Union is a member-owned, not-for-profit financial cooperative, founded on the premise that working people need a safe and sound place to save and borrow money. Guiding principles…

Before you apply

FY2024 · Form 990Independent: from IRS data, not the org
Pays its leaders
$21K–$644K
12 officers reported
Fine: from the org's Form 990.
Pt VII · Sec A
Budget
$117.9M
spent in FY2024
Fine: from the org's Form 990.
Pt I · Ln 18
Staff
408
employees
14 volunteers
Fine: from the org's Form 990.
Pt I · Ln 5–6
Surplus or deficit
−8%
of revenue, FY2024
Concern: revenue was below expenses in the latest filing.
Pt I · Ln 19
Cash reserves
30 mo
of spending, in cash and securities
Looks good: 30.4 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file
Looks goodFineWorth a lookConcernTap a box for the reason.

About the role

The org's own posting, as written

Are you seeking a place you can belong? If you have past experience performing Post Closing Loan tasks - clear conditions, audit closed loan packages, and ensure mortgage loan compliance, then apply today!

Title: Mortgage Post-Closing Specialist Position Status – Full Time non-exempt (Hourly) Reports To: Retail Credit Underwriting Manager Target hiring pay range: $21.75 - $27.19 per hour The listed pay information includes the minimum rate of pay to the mid-point rate of pay for the posted position The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector. We believe great work is to be rewarded with great benefits.

Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.

Purpose : The primary purpose of this position is to assist Center Parc Credit Union (CPCU) to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.” The Mortgage Post-Closing Specialist is responsible for ensuring mortgage loans are properly documented, audited, and delivered post-closing to meet investor, regulatory, and internal requirements. This includes a comprehensive review of all loan packages and final confirmation that all legal and secondary documents are executed properly. Essential Duties and Responsibilities: Other duties may be assigned.

Adhere to and deliver on Center Parc’s core values: Serve Exceptionally Commit to Better Find the Fun Invest in Integrity Follow the Numbers Go Forth and Conquer Protect with Passion Ensure all required documents (notes, mortgages, Deeds of Trust, assignment riders, disclosures, title endorsements, flood insurances, taxes, PMI, etc.) are present, properly executed with correct signatures and dated, and properly recorded. Identify, research, and resolve post-closing exceptions, document errors, missing documents, and title or vesting issues through follow up with origination, closing, underwriting, title companies, and other third-party vendors.

Verify recording of security instruments and maintain tracking of recording confirmations documents and final title policies; obtain and file recorded documents. Ensure the loan file meets specific secondary market investor requirements to facilitate a seamless sale (includes clearing Guild post-closing conditions). Prepare and deliver loan files and electronic documents to investors; complete required delivery schedules and reporting. As applicable, Coordinate with custodians and warehouse lenders regarding funding…

Read the full posting

About Atlanta Postal Credit Union

From its Form 990