Crossroads at Delta Alf

Tax-deductible

Delta, CO501(c)(3)Since 1999HousingEIN 94-3324836Revenue $4.1M in FY2025

On file with the IRScrossroadsalc.org1380 Aspen Way, 81416-2551 · Delta, COTax-exempt since Apr 2010Publicly supported — 509(a)(2)

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Operation of an Assisted Living Facility

501(c)(3) charity; gifts are tax-deductible.
100¢ of each $1 spent went to programs.
$114K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $115K a year · 3% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
100%
of spending
Looks good: 100% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$114K
to officers and key staff · 3% of spending
Top officer’s pay lower than 54% of similar orgs
Looks good: pay to officers and key staff is 3% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
2 mo
of spending, in cash
Fine: 2.3 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$5.1M
86% of total assets
Concern: liabilities are 86% of assets; over 80%.
Pt X · Ln 26
Independent board members
3
of 7 voting members
Worth a look: 3 of 7 voting members are independent, under half.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$4.1M
+10% vs prior year
Spent
$3.9M
To programs
100%
Net assets
$847K
By yearFY2020–FY2025
Revenue
$4.1M
FY2025▲ +10%
Tap a bar for its year
Revenue by fiscal year
FY2020$3.1M
FY2021$2.5M
FY2022$3.1M
FY2023$3.3M
FY2024$3.7M
FY2025$4.1M
Expenses
$3.9M
FY2025▲ +5%
Tap a bar for its year
Expenses by fiscal year
FY2020$2.8M
FY2021$2.6M
FY2022$2.7M
FY2023$3.3M
FY2024$3.7M
FY2025$3.9M
Net assets
$847K
FY2025▲ +23%
Tap a bar for its year
Net assets by fiscal year
FY2020$398K
FY2021$322K
FY2022$674K
FY2023$704K
FY2024$690K
FY2025$847K

From the FY2025 Form 990 · figures checked against the IRS filing · see the original

Give Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Apr 2010.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

100 cents of each dollar spent went to programs.

Program services 100% · $3.9M

Form 990 Part IX, line 25. Every line is in By the numbers.

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Who runs it and what they're paid

10 people listed on the 990; $114K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Director
$113,516Pt VII · Sec A
President
$0Pt VII · Sec A
Secretarycoo
$0Pt VII · Sec A
$0Pt VII · Sec A
VP of Finance
$0Pt VII · Sec A
Regional VP
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Sara Dubs’s $114K as Executive Director is at the 46th percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

See Crossroads at Delta Alf executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides housing and care for seniors needing assistance.

Questions for Crossroads at Delta Alf

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Provided by the organization

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1 program · $3.9M · in their own filed words · FY2025
01

Operation of an Assisted Living Facility

$3.9Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$4.1M
Ln 12
Fees for servicesLn 2g$4.1M
Investment incomeLn 3$18K
Money outPt IX
$3.9M
Ln 25
Programscol B$3.9M
Owns and owesPt X
$847K
net assets · Ln 32
Cash and savingsLn 1–2$767K
Total assetsLn 16$5.9M
LiabilitiesLn 26$5.1M
PeoplePt VI, VII
10
listed · VII A
PaidVII A1
Voting boardVI 1a7
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Fees for servicesLn 2g$4.1M
Investment incomeLn 3$18K
Total revenueLn 12$4.1M
Assets in detailPt X, end of year
CashLn 1$767K
Cash and savings togetherLn 1–2$767K
Land, buildings, equipmentLn 10c$2.9M
Other assetsLn 15$299K
Total assetsLn 16$5.9M
LiabilitiesLn 26$5.1M
Net assetsLn 32$847K
OperationsPt I, VI
EmployeesI 559
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$155K$767K
Land, buildings, equipmentLn 10c$3.0M$2.9M
Total assetsLn 16$5.9M$5.9M
LiabilitiesLn 26$5.2M$5.1M
Net assetsLn 32$690K$847K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$1.5M$1.5M
Pension plan contributionsLn 8$14K$14K
Other employee benefitsLn 9$165K$165K
Payroll taxesLn 10$140K$140K
Legal feesLn 11b$7K$7K
Other fees for servicesLn 11g$64K$64K
Advertising and promotionLn 12$27K$27K
Office expensesLn 13$25K$25K
Information technologyLn 14$53K$53K
OccupancyLn 16$214K$214K
TravelLn 17$1K$1K
InterestLn 20$202K$202K
Depreciation, depletion and amortizationLn 22$262K$262K
InsuranceLn 23$142K$142K
Other expenses (24a–d)Ln 24$795K$795K
All other expensesLn 24e$351K$351K
Total functional expensesLn 25$3.9M$3.9M$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $4.1M$3.9M$157K$847K 990 PDF
FY2024 $3.7M$3.7M−$14K$690K 990 PDF
FY2023 $3.3M$3.3M$30K$704K 990 PDF
FY2022 $3.1M$2.7M$352K$674K 990 PDF
FY2021 $2.5M$2.6M−$76K$322K 990 PDF
FY2020 $3.1M$2.8M$244K$398K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2025 990 (6 parts)
Part I · Summary $4,071,446 revenue, 12 lines filed
I-8 Contributions and grants$0
I-9 Program service revenuePrior year $3,689,841$4,053,003
I-10 Investment incomePrior year $12,179$18,443
I-11 Other revenue$0
I-12 Total revenuePrior year $3,702,020$4,071,446
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $1,846,602$1,773,819
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $1,869,493$2,140,668
I-18 Total expensesPrior year $3,716,095$3,914,487
I-19 Revenue less expensesPrior year −$14,075$156,959
Part VI · Governance 3 of 7 board members independent, no flags
VI-1a Voting members of the governing body7
VI-1b Independent voting members3
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $4,071,446 across 4 lines filed
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $4,053,003$4,053,003
VIII-3 Investment incomeExcluded from tax $18,443$18,443
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueRelated to mission $4,053,003 · Unrelated business $0 · Excluded from tax $18,443$4,071,446
Part IX · Statement of functional expenses $3,914,487 across 16 lines filed
IX-7 Other salaries and wagesPrograms $1,454,145$1,454,145
IX-8 Pension plan contributionsPrograms $14,477$14,477
IX-9 Other employee benefitsPrograms $165,065$165,065
IX-10 Payroll taxesPrograms $140,132$140,132
IX-11b Legal feesPrograms $6,509$6,509
IX-11g Other fees for servicesPrograms $63,648$63,648
IX-12 Advertising and promotionPrograms $27,021$27,021
IX-13 Office expensesPrograms $24,666$24,666
IX-14 Information technologyPrograms $52,566$52,566
IX-16 OccupancyPrograms $213,991$213,991
IX-17 TravelPrograms $1,069$1,069
IX-20 InterestPrograms $201,867$201,867
IX-22 Depreciation, depletion and amortizationPrograms $261,542$261,542
IX-23 InsurancePrograms $141,779$141,779
IX-24 Other expenses (24a–d)Programs $794,933$794,933
IX-24e All other expensesPrograms $351,077$351,077
IX-25 Total functional expensesPrograms $3,914,487 · Management $0 · Fundraising $0$3,914,487
Part X · Balance sheet $5,898,890 assets, 11 lines filed
Asset lines not itemized here account for $1,649,399; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $154,524$766,568
X-4 Accounts receivableStart of year $134,217$52,772
X-9 Prepaid expenses and deferred chargesStart of year $71,047$90,107
X-10c Land, buildings and equipment, netStart of year $3,001,490$2,902,129
X-14 Intangible assetsStart of year $144,808$138,836
X-15 Other assetsStart of year $334,089$299,079
X-16 Total assetsStart of year $5,934,214$5,898,890
X-17 Accounts payable and accrued expensesStart of year $267,758$196,436
X-26 Total liabilitiesStart of year $5,244,475$5,052,192
X-32 Total net assets or fund balancesStart of year $689,739$846,698
X-33 Total liabilities and net assetsStart of year $5,934,214$5,898,890
Part XI · Reconciliation of net assets $846,698 net assets at year end
XI-1 Total revenue$4,071,446
XI-2 Total expenses$3,914,487
XI-3 Revenue less expenses$156,959
XI-4 Net assets at start of year$689,739
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$846,698

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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