Keren L Torah

Tax-deductible

Southfield, MI501(c)(3)ReligionEIN 83-2851010

Keren l'torah will promote jewish education in the greater detroit jewish community through classes, lectures, and distribution of written and audio materials. All educational opportunities by the corporation will be either free or at a reduced cost.

501(c)(3) charity; gifts are tax-deductible.
86¢ of each $1 spent went to programs.
$15K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
1 of 2
filings with a surplus
Average surplus $97K a year · 44% of revenue · last 2 filings
Worth a look: a surplus in 1 of the last 2 filings.
Pt I · Ln 19 · 2 filings
Spent on programs
86%
of spending
Looks good: 86% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$15K
to officers and key staff · 12% of spending
Top officer’s pay lower than 60% of similar orgs
Looks good: pay to officers and key staff is 12% of spending; 15% or less.
Pt VII · Sec A
Named funders
2
named funders · $7K
Fine: 2 funders name it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$3K
1% of total assets
Looks good: liabilities are 1% of assets; 50% or less.
Pt X · Ln 26
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$22K
-95% vs prior year
Spent
$123K
To programs
86%
Net assets
$233K
By yearFY2024–FY2025
Revenue
$22K
FY2025▼ -95%
Revenue by fiscal year
FY2024$419K
FY2025$22K
Expenses
$123K
FY2025-0.5%
Expenses by fiscal year
FY2024$123K
FY2025$123K
Net assets
$233K
FY2025▼ -30%
Net assets by fiscal year
FY2024$333K
FY2025$233K

From the FY2025 Form 990 · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 2019.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

86 cents of each dollar spent went to programs.

Program services 86% · $106K

Form 990 Part IX, line 25. Every line is in By the numbers.

Who runs it and what they're paid

3 people listed on the 990; $15K paid to officers and key staff.

Part VII, Section A · reportable compensation
President &
$15,000Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A

Moshe Goldberg’s $15K as President & is at the 40th percentile of top reported officer pay among 344 <$100K religion nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

See Keren L Torah executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Loans to or from officersSch L · Pt II1 listed

Programs and updates

Promotes Jewish education through free or low-cost classes, lectures, and materials.

Provided by the organization

This section is blank until Keren L Torah claims this page.

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1 program service account for $113K of program spending, described in the organization's own filed words · FY2024.
01

Keren l'torah will promote jewish education in the greater detroit jewish community through classes, lectures, and distribution of written and audio materials. All educational opportunities by the corporation will be either free or at a reduced cost.

$113Kprogram expense

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Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 2 funders$7K
Grants paid · 3 grants · $37K · 2024–2024
Unitemized GrantFY2024$16,000
Yeshivas Darchei TorahMI · FY2024$14,210
Yeshiva Gedola of DetroitMI · FY2024$7,000

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$22K
Ln 12
Other incomeLn 4–11$22K
Money outPt IX
$123K
Ln 25
Programscol B$106K
Owns and owesPt X
$233K
net assets · Ln 32
Total assetsLn 16$236K
LiabilitiesLn 26$3K
PeoplePt VI, VII
3
listed · VII A
PaidVII A1
2In more detail
Revenue in detailPt VIII
Other incomeLn 4–11$22K
Total revenueLn 12$22K
Assets in detailPt X, end of year
Total assetsLn 16$236K
LiabilitiesLn 26$3K
Net assetsLn 32$233K
OperationsPt I, VI
EmployeesI 50
Fiscal year endsHeaderDecember

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $22K$123K−$101K$233K 990 PDF
FY2024 $419K$123K$295K$333K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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