Agesmart Community Resources

Tax-deductible

Swansea, IL501(c)(3)Human ServicesEIN 37-0986597Revenue $8.9M in FY2025

On file with the IRSagesmart.org7 Bronze Pointe S Ste B, 62226-8308 · Swansea, ILTax-exempt since Jul 1975Publicly supported charity — 170(b)(1)(A)(vi)

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Agesmart Community Resources enhances the lives of older adults, persons with disabilities and veterans through advocacy, action and answers on aging.

501(c)(3) charity; gifts are tax-deductible.
94¢ of each $1 spent went to programs.
$248K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 6
filings with a surplus
Average surplus $180K a year · 2% of revenue · last 6 filings
Fine: a surplus in 5 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
94%
of spending
Looks good: 94% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$248K
to officers and key staff · 3% of spending
Top officer’s pay higher than 56% of similar orgs
Looks good: pay to officers and key staff is 3% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
4 mo
of spending, in cash
Looks good: 3.5 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $324K
Fine: 2 funders name it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$1.5M
39% of total assets
Looks good: liabilities are 39% of assets; 50% or less.
Pt X · Ln 26
Independent board members
11
of 11 voting members
Looks good: 11 of 11 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$8.9M
+2% vs prior year
Spent
$8.4M
To programs
94%
Net assets
$2.3M
By yearFY2020–FY2025
Revenue
$8.9M
FY2025▲ +2%
Tap a bar for its year
Revenue by fiscal year
FY2020$8.8M
FY2021$10.0M
FY2022$7.0M
FY2023$8.5M
FY2024$8.7M
FY2025$8.9M
Expenses
$8.4M
FY2025▼ -2%
Tap a bar for its year
Expenses by fiscal year
FY2020$8.6M
FY2021$9.8M
FY2022$7.1M
FY2023$8.4M
FY2024$8.7M
FY2025$8.4M
Net assets
$2.3M
FY2025▲ +26%
Tap a bar for its year
Net assets by fiscal year
FY2020$1.4M
FY2021$1.6M
FY2022$1.6M
FY2023$1.7M
FY2024$1.8M
FY2025$2.3M

From the FY2025 Form 990 (year ending September 2025) · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 1975.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

94 cents of each dollar spent went to programs.

Program services 94% · $7.9M Management & general 6% · $504K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

14 people listed on the 990; $248K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
$123,604Pt VII · Sec A
$110,365Pt VII · Sec A
$13,846Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A

Joy Paeth’s $124K as CEO is at the 56th percentile of top reported officer pay among 3868 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 4 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Joy Paeth$123,604$117,084$106,947$103,008$93,778$98,552
Nancy Lonsdale$110,365$108,107$95,478$89,385$82,305$83,695
Lana Schmulbach—————$40,367
Marjorie Moore$13,846—————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Advocates for and assists older adults, people with disabilities, and veterans with aging-related needs.

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Provided by the organization

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2 programs · $6.4M · in their own filed words · FY2024
01

Title iii c-1 congregate meals for seniors title iii c-2 home delivered meals for seniors

$4.6Mprogram expense
02

Title iii b program and title iii b ombudsman for elder americans - transportation, legal services, elder abuse and support of senior citizens centers.

$1.8Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 2 funders$324K
Grants paid · 144 grants · $43.2M · 2019–2024
Senior Services Plus INCIL · FY2024$2,701,823
Millstadt Township Senior ServicesFY2024$331,785
Individual RecipientFY2024$225,534
Community Life LineIL · FY2024$206,418
Mascoutah Senior ServicesIL · FY2024$135,721
Collinsville Area Ministerial AssnFY2024$117,917
Healthvisions Midwest INCIN · FY2024$77,766
South Central Il Mass Transit DistFY2024$61,804
Swic PsopFY2024$51,480
See all 144 grants →

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$8.9M
Ln 12
Gifts and grantsLn 1h$8.8M
Investment incomeLn 3$86K
Other incomeLn 4–11$7K
Money outPt IX
$8.4M
Ln 25
Programscol B$7.9M
Managementcol C$504K
Owns and owesPt X
$2.3M
net assets · Ln 32
Cash and savingsLn 1–2$2.5M
Total assetsLn 16$3.7M
LiabilitiesLn 26$1.5M
PeoplePt VI, VII
14
listed · VII A
PaidVII A3
Voting boardVI 1a11
IndependentVI 1b11
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$8.8M
Government grantsLn 1e$8.3M
Investment incomeLn 3$86K
Other incomeLn 4–11$7K
Gains on assetsLn 7−$1K
Total revenueLn 12$8.9M
Assets in detailPt X, end of year
CashLn 1$75
SavingsLn 2$2.5M
Cash and savings togetherLn 1–2$2.5M
InvestmentsLn 11–13$133K
Other assetsLn 15$476K
Total assetsLn 16$3.7M
LiabilitiesLn 26$1.5M
Net assetsLn 32$2.3M
OperationsPt I, VI
EmployeesI 523
Fiscal year endsHeaderSeptember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$2.0M$2.5M
InvestmentsLn 11–13$133K
Total assetsLn 16$2.8M$3.7M
LiabilitiesLn 26$999K$1.5M
Net assetsLn 32$1.8M$2.3M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$7.0M$7.0M
Pay of current officers, directors and key staffLn 5$248K$2K$246K
Other salaries and wagesLn 7$585K$585K
Pension plan contributionsLn 8$39K$28K$11K
Other employee benefitsLn 9$89K$64K$26K
Payroll taxesLn 10$77K$55K$22K
Accounting feesLn 11c$25K$25K
Office expensesLn 13$18K$11K$7K
OccupancyLn 16$2K$217$2K
TravelLn 17$9K$3K$6K
InterestLn 20$9K$9K
Depreciation, depletion and amortizationLn 22$51K$51K
Other expenses (24a–d)Ln 24$192K$123K$69K
All other expensesLn 24e$60K$29K$31K
Total functional expensesLn 25$8.4M$7.9M$504K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $8.9M$8.4M$467K$2.3M 990 PDF
FY2024 $8.7M$8.7M$85K$1.8M 990 PDF
FY2023 $8.5M$8.4M$72K$1.7M 990 PDF
FY2022 $7.0M$7.1M−$15K$1.6M 990 PDF
FY2021 $10.0M$9.8M$209K$1.6M 990 PDF
FY2020 $8.8M$8.6M$261K$1.4M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2025 990 (6 parts)
Part I · Summary $8,916,238 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $8,655,985$8,823,219
I-9 Program service revenue$0
I-10 Investment incomePrior year $71,362$85,705
I-11 Other revenuePrior year $20,388$7,314
I-12 Total revenuePrior year $8,747,735$8,916,238
I-13 Grants and similar amounts paidPrior year $7,398,683$7,044,468
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $918,993$1,038,422
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $345,206$366,194
I-18 Total expensesPrior year $8,662,882$8,449,084
I-19 Revenue less expensesPrior year $84,853$467,154
Part VI · Governance 11 of 11 board members independent, no flags
VI-1a Voting members of the governing body11
VI-1b Independent voting members11
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $8,916,238 across 7 lines filed
VIII-1e Government grants$8,335,727
VIII-1f All other contributions, gifts and grants$487,492
VIII-1h Total contributions, gifts and grants$8,823,219
VIII-3 Investment incomeExcluded from tax $86,752$86,752
VIII-7 Net gain or loss on sales of assetsRelated to mission −$1,047−$1,047
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $7,314$7,314
VIII-12 Total revenueRelated to mission $6,267 · Excluded from tax $86,752$8,916,238
Part IX · Statement of functional expenses $8,449,084 across 14 lines filed
IX-1 Grants to domestic organizationsPrograms $7,044,468$7,044,468
IX-5 Pay of current officers, directors and key staffPrograms $2,202 · Management $245,613$247,815
IX-7 Other salaries and wagesPrograms $585,477$585,477
IX-8 Pension plan contributionsPrograms $27,707 · Management $11,132$38,839
IX-9 Other employee benefitsPrograms $63,778 · Management $25,622$89,400
IX-10 Payroll taxesPrograms $54,854 · Management $22,037$76,891
IX-11c Accounting feesManagement $24,900$24,900
IX-13 Office expensesPrograms $11,021 · Management $7,117$18,138
IX-16 OccupancyPrograms $217 · Management $1,663$1,880
IX-17 TravelPrograms $2,922 · Management $5,689$8,611
IX-20 InterestManagement $8,938$8,938
IX-22 Depreciation, depletion and amortizationManagement $51,222$51,222
IX-24 Other expenses (24a–d)Programs $123,282 · Management $68,886$192,168
IX-24e All other expensesPrograms $28,894 · Management $31,443$60,337
IX-25 Total functional expensesPrograms $7,944,822 · Management $504,262 · Fundraising $0$8,449,084
Part X · Balance sheet $3,710,263 assets, 17 lines filed
X-1 Cash, non-interest-bearingStart of year $75$75
X-2 Savings and temporary cash investmentsStart of year $2,002,870$2,481,990
X-4 Accounts receivableStart of year $460,174$346,938
X-9 Prepaid expenses and deferred chargesStart of year $8,874$8,994
X-11 Publicly traded securities$133,202
X-14 Intangible assetsStart of year $311,176$262,886
X-15 Other assets$476,178
X-16 Total assetsStart of year $2,787,147$3,710,263
X-17 Accounts payable and accrued expensesStart of year $29,715$39,494
X-18 Grants payableStart of year $372,977$407,140
X-19 Deferred revenueStart of year $277,766$252,959
X-25 Other liabilitiesStart of year $318,689$753,967
X-26 Total liabilitiesStart of year $999,147$1,453,560
X-27 Net assets without donor restrictionsStart of year $1,661,305$2,191,563
X-28 Net assets with donor restrictionsStart of year $126,695$65,140
X-32 Total net assets or fund balancesStart of year $1,788,000$2,256,703
X-33 Total liabilities and net assetsStart of year $2,787,147$3,710,263
Part XI · Reconciliation of net assets $2,256,703 net assets at year end
XI-1 Total revenue$8,916,238
XI-2 Total expenses$8,449,084
XI-3 Revenue less expenses$467,154
XI-4 Net assets at start of year$1,788,000
XI-5 Net unrealized gains (losses) on investments$1,549
XI-10 Net assets at end of year$2,256,703

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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