Is it real?
Yes. Revoked May 2011, reinstated. IRS ruling Jan 2014, per the IRS master file. Latest filing on record: FY2024. IRS ruling in Jan 2014.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
13 people listed on the 990; $28K paid to officers and key staff.
Conni Fancsali’s $14K as Head Teller is at the 13th percentile of top reported officer pay among 1043 $100K–1M public & societal benefit nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Denine Chambers | $13,708 | $12,960 | $11,140 | $13,505 | $14,225 |
| Conni Fancsali | $14,130 | $13,408 | $13,005 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
- Loans to or from officersSch L · Pt II7 listed
Programs and updates
Operates a credit union for members' mutual financial benefit.
Questions for Aurora Firefighters Credit Union
Your first name shows with your question. Aurora Firefighters Credit Union answers here, for everyone.
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Delinquency rate on outstanding loans remained at 0.00% and the VISA delinquency is now zero as of 12/31/24. The credit union had loan losses from VISA cards totalling $2,645 in 2024, while it recovered $4,800 from previously charged off loans, a net increase to reserves of $2,155.
Granted 35 closed end loans to members for various provident purposes totalling $620,758. VISA credit card program totals 100 accounts with outstanding year end balance of $172,133.
Received savings deposits and certificate of deposit deposits from 459 members, a net decrease of 8 from 2023. At the same time total member deposits increased by $41,054 from 2023.
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $504K | $703K |
| InvestmentsLn 11–13 | $72K | $72K |
| Land, buildings, equipmentLn 10c | $311 | $0 |
| Total assetsLn 16 | $2.5M | $2.6M |
| LiabilitiesLn 26 | $2.2M | $2.2M |
| Net assetsLn 32 | $329K | $374K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $28K | $0 | $0 | $0 |
| Other salaries and wagesLn 7 | $9K | $0 | $0 | $0 |
| Payroll taxesLn 10 | $3K | $0 | $0 | $0 |
| Office expensesLn 13 | $7K | $0 | $0 | $0 |
| Information technologyLn 14 | $4K | $0 | $0 | $0 |
| Depreciation, depletion and amortizationLn 22 | $311 | $0 | $0 | $0 |
| Other expenses (24a–d)Ln 24 | $20K | $0 | $0 | $0 |
| All other expensesLn 24e | $27K | $0 | $0 | $0 |
| Total functional expensesLn 25 | $98K | $0 | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest Viewing | $143K | $98K | $45K | $374K | 990 PDF |
| FY2023 | $130K | $86K | $44K | $329K | 990 PDF |
| FY2022 | $85K | $78K | $7K | $285K | 990 PDF |
| FY2021 | $97K | $79K | $18K | $278K | 990 PDF |
| FY2020 | $91K | $84K | $7K | $260K | 990 PDF |
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Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $143,304 revenue, 12 lines filed
Part VI · Governance 11 of 11 board members independent, 3 to look at
Part VIII · Statement of revenue $143,304 across 3 lines filed
Part IX · Statement of functional expenses $97,818 across 8 lines filed
Part X · Balance sheet $2,609,685 assets, 12 lines filed
Part XI · Reconciliation of net assets $374,493 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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