Cambridge Community Foundation

Tax-deductible

Cambridge, MA501(c)(3)Since 1916Foundations & GrantmakersEIN 04-6012492

Cambridge community foundation (ccf) is dedicated to improving the quality of life for the residents of cambridge. Founded in 1916, ccf serves the city through its civic leadership and support of nonprofit community organizations. Direct financial grants, providing technical assistance, and forming partnerships among organizations to coordinate services, address gaps, and highlight emerging issues. Ccf supports work in the following six areas: early childhood services youth services senior services community services emergency services arts and the environment

501(c)(3) charity; gifts are tax-deductible.
78¢ of each $1 spent went to programs.
Run by 35 volunteers and 11 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 6
filings with a surplus
Average surplus $2.7M a year · 30% of revenue · last 6 filings
Fine: a surplus in 5 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
78%
of spending
Looks good: 78% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$1.4M
to officers and key staff · 20% of spending
Top officer’s pay higher than 60% of similar orgs
Fine: pay to officers and key staff is 20% of spending; 15% to 20%.
Pt VII · Sec A
Cash reserves
4 mo
of spending, in cash
Looks good: 3.5 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
17
named funders · $2.4M
Looks good: 17 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$3.3M
5% of total assets
Looks good: liabilities are 5% of assets; 50% or less.
Pt X · Ln 26
Independent board members
17
of 21 voting members
Looks good: 17 of 21 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$11.8M
+16% vs prior year
Spent
$7.0M
To programs
78%
Net assets
$65.6M
By yearFY2020–FY2025
Revenue
$11.8M
FY2025▲ +16%
Revenue by fiscal year
FY2020$4.5M
FY2021$8.7M
FY2022$9.5M
FY2023$9.1M
FY2024$10.2M
FY2025$11.8M
Expenses
$7.0M
FY2025▼ -8%
Expenses by fiscal year
FY2020$4.9M
FY2021$6.6M
FY2022$5.4M
FY2023$6.0M
FY2024$7.6M
FY2025$7.0M
Net assets
$65.6M
FY2025▲ +10%
Net assets by fiscal year
FY2020$44.1M
FY2021$52.8M
FY2022$47.6M
FY2023$52.7M
FY2024$59.6M
FY2025$65.6M

From the FY2025 Form 990 (year ending June 2025) · figures checked against the IRS filing · see the original

Give Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jan 1944.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

78 cents of each dollar spent went to programs.

Program services 78% · $5.4M Management & general 14% · $979K Fundraising 8% · $591K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Who runs it and what they're paid

29 people listed on the 990; $1.4M paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
$266,585Pt VII · Sec A
President/Executive Director
$221,524Pt VII · Sec A
VP of Philanthropic Partnerships
$167,066Pt VII · Sec A
$152,359Pt VII · Sec A
VP of Programs & Grantmaking
$139,777Pt VII · Sec A
VP of Marketing & Civic Engagement
$137,210Pt VII · Sec A
Chief of Staff
$122,548Pt VII · Sec A
Finance Officer
$121,648Pt VII · Sec A

Cambridge Trust Company’s $267K as Trustee is at the 60th percentile of top reported officer pay among 661 $10–100M philanthropy & grantmaking nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Cambridge Trust Company$266,585$247,393$208,115$213,014$198,921—
Geeta Pradhan$221,524$212,967$206,819$190,542$177,287$182,388
Michal Rubin$167,066$169,985$155,084$140,549$136,746—
Geoffrey O'Connell$152,359$144,167$145,059$109,763——
Christina Turner$139,777$114,986————
Lauren Marshall$137,210$134,323$120,939$109,224——
Elizabeth Patton$122,548—————
Wen Lo$121,648$104,867————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Cambridge Community Foundation executive salaries →

Are you one of these people? Claim this org to confirm your role

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Distributes grants, provides technical assistance, and partners with local nonprofits to improve the quality of life for Cambridge residents across diverse community sectors.

Provided by the organization

This section is blank until Cambridge Community Foundation claims this page.

Know this organization? Claim it to add your story

1 program service account for $5.4M of program spending, described in the organization's own filed words · FY2024.
01

Grants paid to non profit agencies in the cambridge area that provide services to the local population at large.

$5.4Mprogram expense

Run this program? Claim this org to tell your story

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 17 funders →
Grants paid · 630 grants · $17.1M · 2019–2024
Solidaire Network INCCA · FY2024$200,000
Cambridge Community Center INCMA · FY2024$160,914
Cambridge News INCMA · FY2024$128,333
Falcon Pride ScholarsFY2024$61,000
Bard CollegeNY · FY2024$60,000
Daily TableMA · FY2024$50,000
Cambridge Art AssociationMA · FY2024$46,089
Just a Start INCMA · FY2024$46,000
Cambridge Public SchoolsFY2024$45,890
Food for Free Committee INCMA · FY2024$45,141
See all 630 grants →

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$11.8M
Ln 12
Gifts and grantsLn 1h$5.9M
Investment incomeLn 3$5.9M
Other incomeLn 4–11$85K
Money outPt IX
$7.0M
Ln 25
Programscol B$5.4M
Managementcol C$979K
Fundraisingcol D$591K
Owns and owesPt X
$65.6M
net assets · Ln 32
Cash and savingsLn 1–2$2.1M
Total assetsLn 16$68.9M
LiabilitiesLn 26$3.3M
PeoplePt VI, VII
29
listed · VII A
PaidVII A9
Voting boardVI 1a21
IndependentVI 1b17
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$5.9M
Government grantsLn 1e$50K
Noncash giftsLn 1g$1.7M
Investment incomeLn 3$5.9M
Other incomeLn 4–11$85K
Gains on assetsLn 7$4.5M
Total revenueLn 12$11.8M
Assets in detailPt X, end of year
CashLn 1$2.0M
SavingsLn 2$3K
Cash and savings togetherLn 1–2$2.1M
InvestmentsLn 11–13$64.6M
Land, buildings, equipmentLn 10c$0
Other assetsLn 15$1.7M
Total assetsLn 16$68.9M
LiabilitiesLn 26$3.3M
Net assetsLn 32$65.6M
OperationsPt I, VI
EmployeesI 511
VolunteersI 635
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$1.0M$2.1M
InvestmentsLn 11–13$60.0M$64.6M
Land, buildings, equipmentLn 10c$0$0
Total assetsLn 16$62.7M$68.9M
LiabilitiesLn 26$3.1M$3.3M
Net assetsLn 32$59.6M$65.6M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$4.0M$4.0M
Grants to domestic individualsLn 2$10K$10K
Pay of current officers, directors and key staffLn 5$917K$420K$267K$230K
Other salaries and wagesLn 7$1.0M$551K$335K$145K
Pension plan contributionsLn 8$25K$15K$8K$2K
Other employee benefitsLn 9$132K$64K$37K$31K
Payroll taxesLn 10$122K$51K$44K$28K
Legal feesLn 11b$73K$1K$40K$31K
Accounting feesLn 11c$30K$30K
Other fees for servicesLn 11g$146K$137K$6K$3K
Advertising and promotionLn 12$44K$28K$16K
Office expensesLn 13$223K$50K$125K$49K
Information technologyLn 14$25K$10K$9K$6K
OccupancyLn 16$114K$47K$41K$26K
TravelLn 17$22K$11K$11K
Conferences, conventions and meetingsLn 19$16K$12K$4K
InsuranceLn 23$6K$6K
Other expenses (24a–d)Ln 24$48K$7K$32K$8K
All other expensesLn 24e$3K$2K$547$759
Total functional expensesLn 25$7.0M$5.4M$979K$591K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $11.8M$7.0M$4.8M$65.6M 990 PDF
FY2024 $10.2M$7.6M$2.6M$59.6M 990 PDF
FY2023 $9.1M$6.0M$3.0M$52.7M 990 PDF
FY2022 $9.5M$5.4M$4.1M$47.6M 990 PDF
FY2021 $8.7M$6.6M$2.1M$52.8M 990 PDF
FY2020 $4.5M$4.9M−$348K$44.1M 990 PDF

Want to add your own materials alongside these filings? Claim this org

Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2025 990 (4 parts)
Part VIII · Statement of revenue $11,826,432 across 8 lines filed
VIII-1e Government grants$50,043
VIII-1f All other contributions, gifts and grants$5,823,554
VIII-1g Noncash contributions (included above)$1,687,724
VIII-1h Total contributions, gifts and grants$5,873,597
VIII-3 Investment incomeExcluded from tax $1,415,172$1,415,172
VIII-7 Net gain or loss on sales of assetsExcluded from tax $4,452,423$4,452,423
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $85,240$85,240
VIII-12 Total revenueRelated to mission $85,240 · Unrelated business $0 · Excluded from tax $5,867,595$11,826,432
Part IX · Statement of functional expenses $6,980,632 across 19 lines filed
IX-1 Grants to domestic organizationsPrograms $3,993,935$3,993,935
IX-2 Grants to domestic individualsPrograms $10,000$10,000
IX-5 Pay of current officers, directors and key staffPrograms $419,924 · Management $267,086 · Fundraising $230,224$917,234
IX-7 Other salaries and wagesPrograms $551,206 · Management $334,596 · Fundraising $144,893$1,030,695
IX-8 Pension plan contributionsPrograms $14,548 · Management $8,117 · Fundraising $2,328$24,993
IX-9 Other employee benefitsPrograms $63,707 · Management $37,065 · Fundraising $31,074$131,846
IX-10 Payroll taxesPrograms $50,523 · Management $43,570 · Fundraising $27,516$121,609
IX-11b Legal feesPrograms $1,452 · Management $40,000 · Fundraising $31,143$72,595
IX-11c Accounting feesManagement $29,841$29,841
IX-11g Other fees for servicesPrograms $137,150 · Management $5,609 · Fundraising $2,934$145,693
IX-12 Advertising and promotionPrograms $27,660 · Fundraising $16,321$43,981
IX-13 Office expensesPrograms $49,544 · Management $124,686 · Fundraising $48,848$223,078
IX-14 Information technologyPrograms $10,455 · Management $9,013 · Fundraising $5,694$25,162
IX-16 OccupancyPrograms $47,426 · Management $40,886 · Fundraising $25,831$114,143
IX-17 TravelPrograms $11,196 · Fundraising $11,196$22,392
IX-19 Conferences, conventions and meetingsPrograms $12,500 · Fundraising $3,778$16,278
IX-23 InsuranceManagement $6,085$6,085
IX-24 Other expenses (24a–d)Programs $7,445 · Management $31,982 · Fundraising $8,239$47,666
IX-24e All other expensesPrograms $2,100 · Management $547 · Fundraising $759$3,406
IX-25 Total functional expensesPrograms $5,410,771 · Management $979,083 · Fundraising $590,778$6,980,632
Part X · Balance sheet $68,873,102 assets, 18 lines filed
X-1 Cash, non-interest-bearingStart of year $1,007,544$2,047,672
X-2 Savings and temporary cash investmentsStart of year $2,505$2,507
X-3 Pledges and grants receivableStart of year $320,000$485,000
X-4 Accounts receivableStart of year $62,919$0
X-9 Prepaid expenses and deferred chargesStart of year $22,403$69,254
X-10c Land, buildings and equipment, netStart of year $0$0
X-11 Publicly traded securitiesStart of year $59,803,855$64,357,609
X-12 Other securitiesStart of year $246,083$224,813
X-15 Other assetsStart of year $1,255,120$1,686,247
X-16 Total assetsStart of year $62,720,429$68,873,102
X-17 Accounts payable and accrued expensesStart of year $92,792$121,927
X-18 Grants payableStart of year $964,766$677,954
X-25 Other liabilitiesStart of year $2,036,821$2,505,659
X-26 Total liabilitiesStart of year $3,094,379$3,305,540
X-27 Net assets without donor restrictionsStart of year $32,350,007$36,293,770
X-28 Net assets with donor restrictionsStart of year $27,276,043$29,273,792
X-32 Total net assets or fund balancesStart of year $59,626,050$65,567,562
X-33 Total liabilities and net assetsStart of year $62,720,429$68,873,102
Part XI · Reconciliation of net assets $65,567,562 net assets at year end
XI-1 Total revenue$11,826,432
XI-2 Total expenses$6,980,632
XI-3 Revenue less expenses$4,845,800
XI-4 Net assets at start of year$59,626,050
XI-5 Net unrealized gains (losses) on investments$984,275
XI-9 Other changes in net assets$111,437
XI-10 Net assets at end of year$65,567,562

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

If you ARE the filing organization, claim this org and add context

Made it to the end? Claim this organization

Keep this kind of thing free
Keep public charity data easy to read.

Free to the public, because obviously. Like this? Pay it forward. Don't like this? Help us get better.

Card, Apple Pay or Google Pay through Stripe. One time.
Keep this kind of thing free
Keep public charity data easy to read.

Free to the public, because obviously. Like this? Pay it forward. Don't like this? Help us get better.

Card, Apple Pay or Google Pay through Stripe. One time.

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.