B & B Payee Services EIN 20-0253826 Form 990 (PDF) Claim this org

B & B Payee Services FY2021 filing

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Helps low-income individuals and those with disabilities manage their finances and benefits. For fiscal year 2021 it reported $459K in revenue, $434K in expenses, and $65K in net assets.Pt I

Founded
2003
Type
Public charity (501(c)(3)) · Human Services
Location
Ypsilanti, MI
Website
www.bbpayeeservices.org
Filings
6 on file (2020–2021)
Revenue
$459KFY2021
Expenses
$434K
Net assets
$65K
People
10
Filings
6
Updates
0
More identity details & actions ⌄
EIN  20-0253826 Public charity (501(c)(3)) Ypsilanti, MI Founded 2003
Form 990 (PDF)
You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →
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Size
$100K–1M
What they do
Helps low-income individuals and those with disabilities manage their finances and benefits.
Leadership
Bobby J Johnson · President · $115K
Money in and out
$459K revenue, $434K expenses
Bottom line
17% program efficiency
Where the money goes · FY2021
Total revenue
$459K
Pt VIII · Ln 12
Total expenses
$434K
Pt IX · Ln 25
Net assets
$65K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $25K
Where spending went · Part IX cols B–D
Program services $1.00 Management & general $0.83
Program efficiency
17%
of spending reaches programs
Operating runway
1.8mo
months of highly liquid reserves at operating expense rate
Surplus margin
+6%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2021 · Form 990
Revenue
$459K
FY2021▲ +10%
Expenses
$434K
FY2021▲ +3%
Total assets
$65K
FY2021▲ +65%
Total liabilities
$0
FY2021
Total revenue
$459K
Pt VIII · Ln 12
Total expenses
$434K
Pt IX · Ln 25
Net assets
$65K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$25K
Total assetsPt X · Ln 16$65K
Program-expense ratioPt IX · col B100%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 44
Mission & Programs · Part III

Where the work happens

4 program services account for $506K of program spending, described in the organization's own filed words · FY2021.
01

Representative Payee Program

We provided payee services for approximately 520 clients in 2021. Payee services include but are not limited to paying monthly expenses such as rent, utilities, groceries, medical fees, transportation costs, and other financial obligations.

$403Kprogram expense
02

Representative Payee Program

We provided payee services for approximately 520 clients in 2021. Payee services include but are not limited to paying monthly expenses such as rent, utilities, groceries, medical fees, transportation costs, and other financial obligations.

$70Kprogram expense
03

Barrier Buster Program

We provide check writing and distribution services for the Barrier Buster Unmet Needs Fund that is administered by the Washtenaw County Community and Economic Development Department. We processed more than 1300 requests for emergency expenses such as rent, utilities, food, and medicine.

$30Kprogram expense
04

Barrier Buster Program

We provide check writing and distribution services for the Barrier Buster Unmet Needs Fund that is administered by the Washtenaw County Community and Economic Development Department. We processed more than 1300 requests for emergency expenses such as rent, utilities, food, and medicine.

$3Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CB & B Payee Services
EINHdr · item D20-0253826
Principal addressHdr · item CYpsilanti, MI
WebsiteHdr · item Jwww.bbpayeeservices.org
Year of formationHdr · item L2003
State of legal domicileHdr · item MMI
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P51)
Ruling yearIRS BMFJun 2012

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a5
Independent voting membersPt VI · Ln 1b4
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$114,811Pt VII · Sec A
$114,811Pt VII · Sec A
Board Chair
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Chair
$0Pt VII · Sec A

Bobby J Johnson’s $132K as President is at the 95th percentile of top reported officer pay among 2164 $100K–1M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Bobby J Johnson$131,555$131,555$131,555$135,600$114,811$109,383

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue100%$458K
Investment income$96
Other revenue$1K
Total revenueLn 12$459K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $1.00 Management & general $0.83
Program services100%$434K
Management & general83%$360K
Total functional expensesLn 25$434K

Balance Sheet

Part X · end of year
CashLn 1$65K
Total assetsLn 16$65K
Total liabilitiesLn 26$0
Total net assetsLn 32$65K
Months of cash on handcomputed1.8

Financial Metrics

Form 990 · FY2021 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $65K · Operating expenses/yr $434K
1.8 months
Where the money goes
Program services
Program services $73K · Total expenses $434K
17%
Management & General
Management & general $360K · Total expenses $434K
83%
Fundraising
Fundraising $0 · Total expenses $434K
0%
Cost to raise $1
Fundraising expense (2-yr avg) $0 · Solicited contributions (2-yr avg) $0
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $459K
0%
Government reliance
Government grants — · Total revenue $459K
Earned-income share
Program service revenue $458K · Total revenue $459K
100%
Investment reliance
Investment income $96 · Total revenue $459K
+0.02%
Program self-sufficiency
Program service revenue $458K · Total expenses $434K
106%
Growth & trend
Revenue growth (YoY)
This year $459K · Prior year $416K
+10%
Net-asset trend (YoY)
End of year $65K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $459K · Expenses $434K
+6%
Liabilities-to-Assets
Total liabilities — · Total assets $65K
Net-asset ratio
Net assets $65K · Total assets $65K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $65K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Bobby J Johnson · Reported title President · Highest reported compensation $115K · Total expenses $434K
26%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $328K · Total expenses $434K
76%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 100%
Overhead ratio 83%
Revenue growth 10%
Accounting fee ratio 8%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2023
Total grants receivedfrom 1 funder$16

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$588K revenue · ⤓ 990 PDF
FY2024$625K revenue · ⤓ 990 PDF
FY2023$590K revenue · ⤓ 990 PDF
FY2022$559K revenue · ⤓ 990 PDF
FY2021$459K revenue · viewing · ⤓ 990 PDF
FY2020$416K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2021IRS
Classification, formation year, addressIRS Business Master File
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