Delta Dental Plan of Michigan INC EIN 38-1791480

Delta Dental Plan of Michigan INC

EIN  38-1791480 Membership association Okemos, MI Founded 1957
Form 990 (PDF) Compare with another nonprofit →
Verified accurate 7/3/26 · see original filing: IRS
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Size
$100M+
What they do
Provides prepaid dental benefits, funds oral health research and education, and supports community outreach to ensure access to quality dental care for millions of members.
Leadership
Goran M Jurkovic CPA · CEO, President · $9.5M
Money in and out
$1.2B revenue, $1.2B expenses
Bottom line
+1% operating surplus

Provides prepaid dental benefits, funds oral health research and education, and supports community outreach to ensure access to quality dental care for millions of members. For fiscal year 2024 it reported $1.2B in revenue, $1.2B in expenses, and $764.7M in net assets.Pt I

Membership & operating revenue · FY2024
Total revenue
$1.2B
Pt VIII · Ln 12
Total expenses
$1.2B
Pt IX · Ln 25
Net assets
$764.7M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $6.5M
Where spending went · Part IX cols B–D
Program services $0.89 Management & general $0.11
Operating surplus
+1%
revenue over expenses▲ +473% vs prior filing year
Earned revenue
98%
of revenue from program services & dues▼ -1% vs prior filing year
Payroll share
14%
of spending is salaries & benefits▼ -4% vs prior filing year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Revenue
$1.2B
FY2024▲ +5%
Expenses
$1.2B
FY2024▲ +5%
Total assets
$986.5M
FY2024▲ +7%
Total liabilities
$221.8M
FY2024▲ +7%
Total revenue
$1.2B
Pt VIII · Ln 12
Total expenses
$1.2B
Pt IX · Ln 25
Net assets
$764.7M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$6.5M
Total assetsPt X · Ln 16$986.5M
Program-expense ratioPt IX · col B89%
Voting members of governing bodyPt I · Ln 315
Independent voting membersPt I · Ln 49
Mission & Programs · Part III

Where the work happens

1 program service account for $1.1B of program spending, described in the organization's own filed words · FY2024.
01

Promoting Dental Care Delta Dental Plan of Michigan, Inc. is a leading prepaid dental benefits provider in the Midwest. The purpose of the organization is to advance and promote the improvement of oral health. This is done by offering innovative, cost-effective products that meet the needs of customers.

$1.1Bprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CDelta Dental Plan of Michigan INC
EINHdr · item D38-1791480
Principal addressHdr · item COkemos, MI
WebsiteHdr · item Jwww.deltadentalmi.com
Year of formationHdr · item L1957
State of legal domicileHdr · item MMI
Exempt statusHdr · item I501(c)(4) · active
NTEE classificationIRS BMFHealth Care (E30)
Ruling yearIRS BMFJan 1968

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a15
Independent voting membersPt VI · Ln 1b9
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
CEO, President
$9,457,582Pt VII · Sec A
EVP, CMO & Cro
$2,839,357Pt VII · Sec A
EVP, Chief Legal Officer, Cao & Secretary
$2,838,668Pt VII · Sec A
EVP/CFO & Cro/Treasurer
$2,481,908Pt VII · Sec A
President & CEO of Roosevelt
$1,461,472Pt VII · Sec A
SVP & CIO
$910,866Pt VII · Sec A
VP Goverment Programs
$734,767Pt VII · Sec A
VP Sales & Acct Mgt
$702,758Pt VII · Sec A

Goran M Jurkovic CPA’s $9.5M as CEO, President is at the 99th percentile of top reported officer pay among 1754 $100M+ health care nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Goran M Jurkovic CPA$9,457,582$9,219,805
Goran Jurkovic CPA$6,178,337$6,436,475$6,042,446
Kenneth Theis$3,979,119
Anthony D Robinson$2,839,357$2,349,997
Sue Ellen Jenkins$2,838,668$1,632,671$1,118,484$1,037,021$888,568
Amy L Basel CPA$2,481,908$2,381,009
Anthony Robinson$1,599,799$1,720,896$1,055,265
Amy Basel$1,522,877$1,439,577

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Program service revenue$1.2B · 98%
Investment income$20.9M · 2%
Program service revenue98%$1.2B
Investment income2%$20.9M
Other revenue$397K
Total revenueLn 12$1.2B

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.89 Management & general $0.11
Program services89%$1.1B
Management & general11%$138.3M
Total functional expensesLn 25$1.2B

Balance Sheet

Part X · end of year
CashLn 1$79.1M
Total assetsLn 16$986.5M
Total liabilitiesLn 26$221.8M
Total net assetsLn 32$764.7M
Months of cash on handcomputed0.8

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $571.5M · Operating expenses/yr $1.2B
5.5 months
Where the money goes
Program services
Program services $1.1B · Total expenses $1.2B
89%
Management & General
Management & general $138.3M · Total expenses $1.2B
11%
Fundraising
Fundraising $0 · Total expenses $1.2B
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $0
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $1.2B
0%
Government reliance
Government grants — · Total revenue $1.2B
Earned-income share
Program service revenue $1.2B · Total revenue $1.2B
98%
Investment reliance
Investment income $20.9M · Total revenue $1.2B
+2%
Program self-sufficiency
Program service revenue $1.2B · Total expenses $1.2B
99%
Growth & trend
Revenue growth (YoY)
This year $1.2B · Prior year $1.2B
+5%
Revenue CAGR
FY2020 $913.7M · FY2024 $1.2B
+8%
Net-asset trend (YoY)
End of year $764.7M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $1.2B · Expenses $1.2B
+1%
Liabilities-to-Assets
Total liabilities — · Total assets $986.5M
Net-asset ratio
Net assets $764.7M · Total assets $986.5M
78%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $293.8M · Other securities (Pt X, ln 12) $198.6M · Total assets (Pt X, ln 16) $986.5M
50%
People & payroll
Highest Reported Total Compensation
Individual Goran M Jurkovic CPA · Reported title CEO, PRESIDENT · Highest reported compensation $9.5M · Total expenses $1.2B
1%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $177.8M · Total expenses $1.2B
14%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 89%
Overhead ratio 11%
Revenue growth 5%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · this organization's grantmaking
Grants paid · 204 grants · $34.1M · 2020–2024
Delta Dental FundMI · FY2024$1,500,000
Michigan Humane SocietyMI · FY2024$200,000
Road to Michigan's FutureMI · FY2024$100,000
Michigan State UniversityMI · FY2024$85,000
Cristo Rey Community CenterMI · FY2024$80,000
Impression 5 Science CenterMI · FY2024$75,000
A Kid Again INCOH · FY2024$73,952
Sparrow FoundationMI · FY2024$65,772
Lansing PromiseMI · FY2024$50,000
Greater Lansing Food BankMI · FY2024$50,000
Eles Place INCMI · FY2024$50,000
500 Festival INCIN · FY2024$50,000
American Cancer Society INCGA · FY2024$43,992
See all 204 grants →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$1.2B revenue · viewing · ⤓ 990 PDF
FY2023$1.2B revenue · ⤓ 990 PDF
FY2022$1.1B revenue · ⤓ 990 PDF
FY2021$992.2M revenue · ⤓ 990 PDF
FY2020$913.7M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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