Talk INC EIN 23-3064295 Form 990 (PDF) Claim this org

Talk INC FY2022 filing

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Provides integrated academics and intensive speech-language therapies for children. For fiscal year 2022 it reported $178K in revenue, $214K in expenses, and $1.4M in net assets.Pt I

Type
Public charity (501(c)(3)) · Human Services
Location
Newtown Sq, PA
Website
www.talkinc.org
Filings
6 on file (2020–2022)
Revenue
$178KFY2022
Expenses
$214K
Net assets
$1.4M
People
9
Filings
6
Updates
0
More identity details & actions ⌄
EIN  23-3064295 Public charity (501(c)(3)) Newtown Sq, PA
Form 990 (PDF)
You’re viewing the FY2022 filing — not the latest on file. See the latest (FY2025) →
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Figures match the IRS filing checked 8/31/26 · see original: IRS
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Size
$1–10M
What they do
Provides integrated academics and intensive speech-language therapies for children.
Leadership
Melinda Kotler · Treasurer/Se · $88K
Money in and out
$178K revenue, $214K expenses
Bottom line
57% program efficiency
Where the money goes · FY2022
Total revenue
$178K
Pt VIII · Ln 12
Total expenses
$214K
Pt IX · Ln 25
Net assets
$1.4M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$36K
Where spending went · Part IX cols B–D
Program services $9.25 Management & general $2.47 Fundraising $0.08
Program efficiency
57%
of spending reaches programs
Operating runway
20.2mo
months of highly liquid reserves at operating expense rate
Surplus margin
-20%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2022 · Form 990
Revenue
$178K
FY2022▼ -92%
Expenses
$214K
FY2022▲ +644%
Total assets
$4.3M
FY2022▲ +208%
Total liabilities
$2.8M
FY2022
Total revenue
$178K
Pt VIII · Ln 12
Total expenses
$214K
Pt IX · Ln 25
Net assets
$1.4M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$36K
Total assetsPt X · Ln 16$4.3M
Program-expense ratioPt IX · col B×10
Voting members of governing bodyPt I · Ln 34
Independent voting membersPt I · Ln 42
Mission & Programs · Part III

Where the work happens

2 program services account for $2.1M of program spending, described in the organization's own filed words · FY2021.
01

The talk school provides full day immersion in a languagebased, fully integrated therapeutic and academic program. In addition, talk provides unique therapies to its students and on an outpaient basis including language evaluations and therapeutic intervention for the treatment of childhood apraxia of speech, phonological disorders and…

$2.0Mprogram expense
02

The talk school provides full day immersion in a languagebased, fully integrated therapeutic and academic program. In addition, talk provides unique therapies to its students and on an outpaient basis including language evaluations and therapeutic intervention for the treatment of childhood apraxia of speech, phonological disorders and…

$121Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CTalk INC
EINHdr · item D23-3064295
Principal addressHdr · item CNewtown Sq, PA
WebsiteHdr · item Jwww.talkinc.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MPA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P80)
Ruling yearIRS BMFMay 2001

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a4
Independent voting membersPt VI · Ln 1b2
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2021); the FY2022 filing did not itemize Part VII
Treasurer/Se
$88,289Pt VII · Sec A
Treasurer/Se
$88,289Pt VII · Sec A
Board Memebe
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Lisa Russell’s $106K as Director of Occupational Therapy is at the 41st percentile of top reported officer pay among 3863 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Lisa Russell$106,180$103,887$100,823
Julie Kotler$103,944
Melinda Kotler$74,730$100,000$100,000$88,289$100,384$94,353

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$175K · 99%
Program service revenue$2K · 1%
Contributions & grants99%$175K
Program service revenue1%$2K
Investment income$99
Total revenueLn 12$178K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $9.25 Management & general $2.47 Fundraising $0.08
Program services925%$2.0M
Management & general247%$527K
Fundraising8%$18K
Total functional expensesLn 25$214K

Balance Sheet

Part X · end of year
CashLn 1$359K
Total assetsLn 16$4.3M
Total liabilitiesLn 26$2.8M
Total net assetsLn 32$1.4M
Months of cash on handcomputed20.2

Financial Metrics

Form 990 · FY2022 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $359K · Operating expenses/yr $214K
20.2 months
Where the money goes
Program services
Program services $121K · Total expenses $214K
57%
Management & General
Management & general $92K · Total expenses $214K
43%
Fundraising
Fundraising $733 · Total expenses $214K
0.3%
Cost to raise $1
Fundraising expense (3-yr avg) $6K · Solicited contributions (3-yr avg) $428K
$0.01 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $175K · Total revenue $178K
99%
Government reliance
Government grants — · Total revenue $178K
Earned-income share
Program service revenue $2K · Total revenue $178K
1%
Investment reliance
Investment income $99 · Total revenue $178K
+0.06%
Program self-sufficiency
Program service revenue $2K · Total expenses $214K
1%
Growth & trend
Revenue growth (YoY)
This year $178K · Prior year $2.3M
-92%
Net-asset trend (YoY)
End of year $1.4M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $178K · Expenses $214K
-20%
Liabilities-to-Assets
Total liabilities — · Total assets $4.3M
Net-asset ratio
Net assets $1.4M · Total assets $4.3M
34%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $4.3M
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Melinda Kotler · Reported title TREASURER/SE · Highest reported compensation $88K · Total expenses $214K
41%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $136K · Total expenses $214K
63%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio ×10
Overhead ratio 247%
Fundraising cost ratio 10%
Revenue growth -92%
Accounting fee ratio 3%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2023
Total grants receivedfrom 1 funder$78K
Grants paid · 2 grants · $372K · 2019–2023
Unitemized GrantFY2023$125,270
Unitemized GrantFY2019$246,888

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$2.7M revenue · ⤓ 990 PDF
FY2024$2.5M revenue · ⤓ 990 PDF
FY2023$2.8M revenue · ⤓ 990 PDF
FY2022$178K revenue · viewing · ⤓ 990 PDF
FY2021$2.3M revenue · ⤓ 990 PDF
FY2020$2.7M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2022IRS
Classification, formation year, addressIRS Business Master File
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