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St Josephs Dwelling Place EIN 03-0341369

St Josephs Dwelling Place

EIN  03-0341369 Religious organization Ludlow, VT Founded 1993
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Size
$100K–1M
What they do
Offers spiritual guidance, lodging, and contemplative retreats for visitors.
Leadership
Catherine Joanne Yavarone · President · $6K
Money in and out
$108K revenue, $95K expenses
Bottom line
91% program efficiency

Offers spiritual guidance, lodging, and contemplative retreats for visitors. For fiscal year 2025 it reported $108K in revenue, $95K in expenses, and $180K in net assets.Pt I

Where the money goes · FY2025
Total revenue
$108K
Pt VIII · Ln 12
Total expenses
$95K
Pt IX · Ln 25
Net assets
$180K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $13K
Where spending went · Part IX cols B–D
Program services $0.91 Management & general $0.09
Program efficiency
91%
of spending reaches programs▲ +533% vs prior filing year
Operating runway
4.9mo
months of highly liquid reserves at operating expense rate▲ +7% vs prior filing year
Surplus margin
+12%
revenue over expenses, this year▲ +417% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$108K
FY2025▲ +14%
Expenses
$95K
FY2025▼ -3%
Total assets
$344K
FY2025▼ -40%
Total liabilities
$164K
FY2025▲ +1%
Total revenue
$108K
Pt VIII · Ln 12
Total expenses
$95K
Pt IX · Ln 25
Net assets
$180K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$13K
Total assetsPt X · Ln 16$344K
Program-expense ratioPt IX · col B91%
Voting members of governing bodyPt I · Ln 33
Independent voting membersPt I · Ln 4pending
Mission & Programs · Part III

Where the work happens

1 program service account for $87K of program spending, described in the organization's own filed words · FY2025.
01

Organization welcomed 100+ people to the facility, providing lodging, sustenance, spiritual guidance & education. Also, assisted and supported other organizations with similar purpose.

$87Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CSt Josephs Dwelling Place
EINHdr · item D03-0341369
Principal addressHdr · item CLudlow, VT
WebsiteHdr · item Jwww.stjosephdp.com
Year of formationHdr · item L1993
State of legal domicileHdr · item MVT
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFReligion (X20)
Ruling yearIRS BMFSep 1999

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a3
Independent voting membersPt VI · Ln 1bpending
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$6,300Pt VII · Sec A
Gillian Pond
Vice President
$0Pt VII · Sec A
$0Pt VII · Sec A

Catherine Joanne Yavarone’s $6K as President is at the 4th percentile of top reported officer pay among 2135 $100K–1M religion nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2022FY2021FY2020
Catherine Joanne Yavarone$6,300$5,750$1,250$1,854

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$83K · 77%
Program service revenue$25K · 23%
Contributions & grants77%$83K
Program service revenue23%$25K
Other revenue$61
Total revenueLn 12$108K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.91 Management & general $0.09
Program services91%$87K
Management & general9%$8K
Total functional expensesLn 25$95K

Balance Sheet

Part X · end of year
CashLn 1$39K
Total assetsLn 16$344K
Total liabilitiesLn 26$164K
Total net assetsLn 32$180K
Months of cash on handcomputed4.9

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $39K · Operating expenses/yr $95K
4.9 months
Where the money goes
Program services
Program services $87K · Total expenses $95K
91%
Management & General
Management & general $8K · Total expenses $95K
9%
Fundraising
Fundraising $0 · Total expenses $95K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $92K
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $83K · Total revenue $108K
77%
Government reliance
Government grants — · Total revenue $108K
—
Earned-income share
Program service revenue $25K · Total revenue $108K
23%
Investment reliance
Investment income $0 · Total revenue $108K
0%
Program self-sufficiency
Program service revenue $25K · Total expenses $95K
26%
Growth & trend
Revenue growth (YoY)
This year $108K · Prior year $94K
+14%
Revenue CAGR
FY2020 $108K · FY2025 $108K
0%
Net-asset trend (YoY)
End of year $180K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $108K · Expenses $95K
+12%
Liabilities-to-Assets
Total liabilities — · Total assets $344K
—
Net-asset ratio
Net assets $180K · Total assets $344K
52%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $344K
0%
People & payroll
Highest Reported Total Compensation
Individual Catherine Joanne Yavarone · Reported title President · Highest reported compensation $6K · Total expenses $95K
7%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $7K · Total expenses $95K
8%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 91%——
Overhead ratio 9%——
Revenue growth 14%——

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2023
Amazonsmile FoundationFY2023$36
Total grants receivedfrom 1 funder$36

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$108K revenue · viewing · ⤓ 990 PDF
FY2024$94K revenue · ⤓ 990 PDF
FY2023$145K revenue · ⤓ 990 PDF
FY2022$93K revenue · ⤓ 990 PDF
FY2021$79K revenue · ⤓ 990 PDF
FY2020$108K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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