Did you know giving to charity can save you money on taxes while making a real difference? Surprisingly, fewer than 40% of wealthy retirees know about tools like Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs) that help them give smarter. If you’re 70½ or older, QCDs let you donate directly from your IRA, lowering your taxable income and helping you meet Required Minimum Distributions to avoid penalties. DAFs, on the other hand, offer flexibility to donate now, decide later, and even grow your contributions tax-free. Learn how these strategies can work together to maximize your impact and align your giving with your goals.