Fairness is subjective, often rooted in financial literacy gaps, not systemic bias. The system rewards those who understand its rules and take personal responsibility, while ignorance fuels the illusion of unfairness. Genuine inequalities exist but don’t define the entire system. This nation offers many free resources—take advantage of them. Blaming the system disempowers; mastering knowledge, strategy, and effort empowers. Success favors those who learn, adapt, and take control.